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https://ah.lib.nccu.edu.tw/handle/140.119/115952
題名: | The Impact of Bancassurance on the Efficiency and Profitability of Banks: Evidence from Taiwan | 作者: | 彭金隆 鄭士卿 王儷玲 陳彥志 Peng, Jin-Lung Jeng, Vivian Wang, Jennifer L. Chen, Yen-Chih |
貢獻者: | 風管系 | 關鍵詞: | Bancassurance; Banking; Efficiency; Profitability | 日期: | Jul-2017 | 上傳時間: | 9-Feb-2018 | 摘要: | We set out in this study to investigate whether bancassurance business leads to improvements in the efficiency and profitability of banks. We examine the positive impacts on the system using actual data provided by a unique database on banks engaging in bancassurance business in Taiwan between 2004 and 2012. Our results reveal that banks with greater involvement in bancassurance business generally tend to experience improvements in their efficiency, and thus also accrue greater profits. Our empirical results provide evidence to support that bancassurance business offers substantial benefits for banks, ultimately leading to an increase in shareholder value. Finally, our results also reveal that the adoption of a diversification strategy in bancassurance can impact bank performance. | 關聯: | Journal of Banking and Finance, Vol.80, pp.1-13 | 資料類型: | article | DOI: | http://dx.doi.org/10.1016/j.jbankfin.2017.03.013 |
Appears in Collections: | 期刊論文 |
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