A Study of Japan`s Act on Strengthening Industrial Competitiveness: Focusing on the Comparison of Taiwan`s Act on Financial Technology Innovations and Experiments

Abstract

Taiwan’s Act on Financial Technology Innovations and Experiments was released on January 31, 2018. Besides FinTech, innovation is equally necessary and indispensable for other industries that also restrained by the limitations of the existing laws and regulations. Japan released the Act on Strengthening Industrial Competitiveness on January 20, 2014, which provided two mechanisms, Special System for Corporate Field Tests and System to Remove Gray Zone Areas, for innovative technologies and services for all industries. This essay targets Japan’s and Taiwan’s Acts on Financial Technology Innovations as research objectives, discusses the investigations in both countuires, and provides suggestions for future works.

臺灣版的金融監理沙盒，已於2018年1月31日公布。為探討金融科技以外的領域，是否有類似「監理沙盒」的機制，本文以日本2014年1月20日起施行的「產業競爭力強化法」為核心，透過檢視該法之內容及機制優缺點，與推行實績及具體的個案後，據以反思臺灣是否可透過參考「灰色地帶消除制度」、「企業實證特例制度」的運作，與各產業內的潛在創新者更緊密合作，以有利於未來當主管機關面臨創新與法規的衝撞時，掌握對於各產業的影響。