Please use this identifier to cite or link to this item: https://ah.nccu.edu.tw/handle/140.119/135998

Title: 甫退休者對超高齡退休生活的經濟準備
The Economic Preparation of Just Retired Age Cohort for Later Retirement Life
Authors: 黃思叡
Huang, Si-Rui
Contributors: 吳文傑
Wu, Wen-Chieh
Huang, Si-Rui
Keywords: 經濟準備
Economic preparation
Japanese elementary education
Just-Retired age cohort
Later retired life
Date: 2021
Issue Date: 2021-07-01 20:34:13 (UTC+8)
Abstract: 本研究為探討剛邁入老年階段的甫退休者對於超高齡生活的準備情形,同時檢驗不同世代間是否對於經濟準備有所差異,故使用三波台灣地區中老年人身心社會生活長期追蹤調查資料,來設計出日式教育世代、混合教育世代及華式教育世代,世代間分別受到教育類別及傳統華人年齡世代的影響差異,同時加入個人特質類別的變數及社會安全支持類別的變數來控制不同的影響,最後使用Logit模型來分別驗證持有不動產準備及動產準備的狀況,主要發現無論是動產或者不動產,日式教育世代的長者更偏好持有經濟準備,主因為日式教育的效果更勝於傳統華人的效果。此外,個人特質為男性、有配偶者以及健康的甫退休者更會持有不動產準備,若與子女同住者以及有來自子女金錢收入則會降低甫退休者持有不動產的機率。至於動產方面,居住在直轄市、高教育程度則與持有動產的行為呈現正相關,若社會安全支持類別中擁有年金和不動產亦會增加持有動產準備的機率,但有來自子女金錢收入則會降低持有動產準備的機率。
This study aims to realize the situation of economic preparation in the just-retired people who entered the elder stage recently and their attitude toward later retirement life. At the same time, we used the Survey of Health and Living Status of the Middle Aged and Elderly in Taiwan to disclose the factors associated with economic preparation. I would like to find out whether different age cohort will affect holding economic preparation. Thus, we design three groups of elderly to represent Japanese education cohort, mixed education cohort, and Chinese education cohort based on different educational experience in their childhood and different age cohort. Also, adding individual characteristic variables and social security variables to control the different influence. Finally, using logit model to separately attest how factors influence real estate and movables.
I find that Japanese education cohort prefer holding economic preparation no matter in real estate or movables, and I assume the main reason is that the effect of Japanese education is stronger than the effect of traditional Chinese. Furthermore, I find that the just-retired who are male, married, and healthy prefer possessing the real estate, but who are living with kids, and received income from kids will reduce the probability to holding real estate. On the other hand, the just-retired who are living in municipalities, high-educated, owning pension and real estate have positive relationship with movables-holding, but received income from kids is opposite.
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Description: 碩士
Source URI: http://thesis.lib.nccu.edu.tw/record/#G0108255007
Data Type: thesis
Appears in Collections:[Department of Public Finance] Theses

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