Please use this identifier to cite or link to this item:
A Legal Analysis of Electronic Insurance Policy
insurance contract;insurance policy;e-commerce of insurance;electronic signatures
|Issue Date:||2022-04-11 15:07:45 (UTC+8)|
Electronic insurance policy is an important milestone in the developing of Ecommerce in insurance. The relaxation in current insurance regulation will benefit the operation of E-commerce in insurance. Insurance policy, by definition, is a contract indicating rights and responsibilities of the stakeholders involved. The mutual consensus is fundamental of an insurance policy and it makes insurance contract in force. While the mutual consensus can be presented in the form of an E-signature, which is conforming to the Electronic Signature Law, but it cannot be necessary constrained as the only solution. This paper mainly discusses how electronic insurance policies been established, and the right and responsibility among policyholders, insurers, and beneficiaries. Furthermore, the relaxation of the insurance regulation makes the insurance industry to further diversify their business, and in the meantime, brings more value creation to the consumers.
|Relation:||保險專刊, 第31卷, 第2期, pp.149-169|
|Appears in Collections:||[風險管理與保險學系] 期刊論文|
Files in This Item:
All items in 學術集成 are protected by copyright, with all rights reserved.