Please use this identifier to cite or link to this item: https://ah.nccu.edu.tw/handle/140.119/36976


Title: 保險業清償能力制度之探討---以歐盟Solvency II為例
Authors: 譚雅蓁
Contributors: 鄭濟世
譚雅蓁
Keywords: 清償能力制度
經濟資本
內部模型
資訊揭露
風險管理
Solvency II
Date: 2008
Issue Date: 2009-09-18 20:21:03 (UTC+8)
Abstract: 金融服務業的跨業經營讓保險業監理制度面臨新變革,而2008年金融海嘯重創國際金融以及全球經濟更讓金融服務業監理出現更多未可知的變數,歐盟在體解現行保險業清償能力制度(Solvency I)不足下著手於新清償能力制度(Solvency II)之建立,惟透過風險的角度作全面制度的基礎著眼點是否真能適切反映監理需求、達到保護保單持有人的最終目標,並成為帶領保險業駛離本次金融海嘯的諾亞方舟?
本文從歐盟現行保險業清償能力制度談起,逐步進入Solvency II計畫的實質內涵,兼論該制度設計可能存在的問題,並對於新制在未來趨勢上對國際保險業監理所可能造成之影響作初步探討。最後,從歐盟Solvency II計畫的角度出發、反視臺灣現行保險業清償能力監理架構,從而對於未來制度之設計給予相關之建議,並期盼本文能以投石問路之姿,在全球金融籠罩在一片動盪不安的此時,就臺灣保險業清償能力監理制度這一塊,提供另一種可能的思維方向。
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Description: 碩士
國立政治大學
風險管理與保險研究所
95358013
97
Source URI: http://thesis.lib.nccu.edu.tw/record/#G0953580131
Data Type: thesis
Appears in Collections:[風險管理與保險學系] 學位論文

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