Please use this identifier to cite or link to this item: https://ah.nccu.edu.tw/handle/140.119/49224


Title: 兩岸壽險業之共同邊界效率分析
The meta-frontier efficiency analysis of life insurance industry in Taiwan and mainland China
Authors: 謝宜蓁
Contributors: 李文福
謝宜蓁
Keywords: 壽險公司
投入距離函數
隨機邊界法
共同邊界法
技術效率
Date: 2009
Issue Date: 2010-12-08 02:02:17 (UTC+8)
Abstract: 本文旨在探討台灣和大陸壽險公司的經營效率。由於台灣和大陸的環境背景、金融體制、經營理念等不同,使得兩岸壽險公司的生產技術水準也有所差異。本研究選擇25家台灣壽險公司和23家大陸壽險公司為研究對象,樣本期間為2003年到2008年。
迴歸模型為translog型式的投入距離函數,將模型中的隨機干擾項給予適當假定,並放入環境變數作為影響技術無效率的因子,採用最大概似法進行估計。其次,利用Battese et al. (2004)的共同邊界生產模型,將共同邊界生產函數定義為,依據不同技術組別間的隨機邊界生產函數,包絡各組別隨機邊界的確定性部份,形成具包絡性質的共同邊界,並藉此估計出屬於兩岸壽險業的共同邊界,比較台灣和大陸壽險公司在技術缺口比及共同技術效率上是否有顯著差異。
研究結果顯示:1. 台灣與大陸壽險公司的組別隨機邊界中,兩個組別在技術效率的表現上無顯著的差異。2. 台灣壽險公司的技術缺口比顯著的高於大陸,表示台灣壽險公司整體而言比較靠近共同生產邊界,隱含台灣的生產技術顯著優於中國大陸。3. 在共同邊界的技術效率中,台灣壽險公司的技術效率顯著的優於大陸壽險公司。
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Description: 碩士
國立政治大學
經濟學系
97258015
98
Source URI: http://thesis.lib.nccu.edu.tw/record/#G0097258015
Data Type: thesis
Appears in Collections:[經濟學系] 學位論文

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