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Title: Typhoons and opportunistic fraud: Claim patterns of automobile theft insurance in Taiwan
Authors: Pao, T.-I.;Tzeng, Larry Y.;Wang, Kili C.
Contributors: 風管系
Date: 2014-03
Issue Date: 2015-06-11 13:07:25 (UTC+8)
Abstract: We present evidence to support the existence of opportunistic fraud in the automobile theft insurance market in Taiwan. After encountering a typhoon hit, the insured who purchase automobile theft insurance but do not purchase typhoon/flood insurance tend to have a significantly higher probability of filing a total theft claim than other insured. The above relationship exists mainly in places affected by typhoons. Such evidence does not exist in partial theft claim. These claim patterns of automobile theft insurance provide us with strong evidence that supports the existence of opportunistic fraud in the market. © The Journal of Risk and Insurance.
Relation: Journal of Risk and Insurance, 81(1), 91-112
Data Type: article
DOI 連結:
Appears in Collections:[風險管理與保險學系 ] 期刊論文

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