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題名 天然災害風險評估的政府對策
Government Responses to Insuring Against Natural Disaster Risks
作者 葛瑞格
Coutaz, Gregory
貢獻者 劉復國
Liu, Fu kuo
葛瑞格
Gregory Coutaz
關鍵詞 東亞
政府
保險
自然災害
Natural Disasters
East Asia
Governments
Insurance
日期 2016
上傳時間 2016-08-22 13:33:41 (UTC+8)
摘要 Disaster management and insurance are of increasing significance in today’s world. Every year, natural disasters cause tens of thousands of deaths and tens of billions of dollars worth of losses. The figures available from international agencies such as the International Federation of Red Cross/Red Crescent Societies and from major transnational insurance and reinsurance corporations meeting in Davos every year under the World Economic Forum show that mortality rates have been fairly consistent, whilst the number of recognized catastrophic events, and even more, the size of economic losses, have rapidly increased. This research examines the difficult task to successfully mobilize the requisite financing for adaption. Traditionally, governments have endorsed ex-post financing instruments. This research argues that there is substantial value in shifting to a comprehensive disaster risk management strategy that stresses the combination of a broader distribution of risk and the implementation of ex-ante financing instruments as the most effective way to achieve coherent financial protection. This research analyzes the diversity of national disaster risk governance across East Asia from the comparative perspective of the national disaster management plans implemented by the governments of Taiwan, Japan and China to handle the rising costs of natural disasters. This research aims to provide a research platform to assist policy development design to increase government financial preparedness for catastrophe risks. Disaster management studies are not a discipline per se, but a field of study borrowing to several disciplines of social sciences from economics to geography. Since government responses to threatening disaster situations are what draw the attention of this research, it makes sense to consider problem-solving theories of political science as the most appropriate theoretical settings to locate this analysis. Therefore, the theoretical foundations of functionalism and disaster theory serve as a theoretical support. Using a descriptive approach, this research favors a qualitative type of methodology. The primary sources consulted during the fieldwork, as well as the information gathered as evidence, demonstrate that the governments of Taiwan, Japan and China have taken a series of measures and actions to tackle the financial costs of natural disasters, including the elaboration of legal frameworks, the enactment of budgetary rules and the development of local support and private participation. However, despite the efforts and policies adopted, these governments continue to bear the financial burden of handling the majority of economic losses, and to resort to post-disaster financing instruments to assume their financial responsibility. This research concludes that, given their exposure to natural disasters and the rising costs associated with these events, the governments of Taiwan, Japan and China have no choice but to shift towards effective national disaster risk governance that will promote private coverage and preserve public finances.
描述 博士
國立政治大學
亞太研究英語博士學位學程‹(IDAS)
99265507
資料來源 http://thesis.lib.nccu.edu.tw/record/#G0099265507
資料類型 thesis
dc.contributor.advisor 劉復國zh_TW
dc.contributor.advisor Liu, Fu kuoen_US
dc.contributor.author (Authors) 葛瑞格zh_TW
dc.contributor.author (Authors) Gregory Coutazen_US
dc.creator (作者) 葛瑞格zh_TW
dc.creator (作者) Coutaz, Gregoryen_US
dc.date (日期) 2016en_US
dc.date.accessioned 2016-08-22 13:33:41 (UTC+8)en_US
dc.date.available 2016-08-22 13:33:41 (UTC+8)en_US
dc.date.issued (上傳時間) 2016-08-22 13:33:41 (UTC+8)en_US
dc.identifier (Other Identifiers) G0099265507en_US
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw//handle/140.119/100557en_US
dc.description (描述) 博士zh_TW
dc.description (描述) 國立政治大學zh_TW
dc.description (描述) 亞太研究英語博士學位學程‹(IDAS)zh_TW
dc.description (描述) 99265507zh_TW
dc.description.abstract (摘要) Disaster management and insurance are of increasing significance in today’s world. Every year, natural disasters cause tens of thousands of deaths and tens of billions of dollars worth of losses. The figures available from international agencies such as the International Federation of Red Cross/Red Crescent Societies and from major transnational insurance and reinsurance corporations meeting in Davos every year under the World Economic Forum show that mortality rates have been fairly consistent, whilst the number of recognized catastrophic events, and even more, the size of economic losses, have rapidly increased. This research examines the difficult task to successfully mobilize the requisite financing for adaption. Traditionally, governments have endorsed ex-post financing instruments. This research argues that there is substantial value in shifting to a comprehensive disaster risk management strategy that stresses the combination of a broader distribution of risk and the implementation of ex-ante financing instruments as the most effective way to achieve coherent financial protection. This research analyzes the diversity of national disaster risk governance across East Asia from the comparative perspective of the national disaster management plans implemented by the governments of Taiwan, Japan and China to handle the rising costs of natural disasters. This research aims to provide a research platform to assist policy development design to increase government financial preparedness for catastrophe risks. Disaster management studies are not a discipline per se, but a field of study borrowing to several disciplines of social sciences from economics to geography. Since government responses to threatening disaster situations are what draw the attention of this research, it makes sense to consider problem-solving theories of political science as the most appropriate theoretical settings to locate this analysis. Therefore, the theoretical foundations of functionalism and disaster theory serve as a theoretical support. Using a descriptive approach, this research favors a qualitative type of methodology. The primary sources consulted during the fieldwork, as well as the information gathered as evidence, demonstrate that the governments of Taiwan, Japan and China have taken a series of measures and actions to tackle the financial costs of natural disasters, including the elaboration of legal frameworks, the enactment of budgetary rules and the development of local support and private participation. However, despite the efforts and policies adopted, these governments continue to bear the financial burden of handling the majority of economic losses, and to resort to post-disaster financing instruments to assume their financial responsibility. This research concludes that, given their exposure to natural disasters and the rising costs associated with these events, the governments of Taiwan, Japan and China have no choice but to shift towards effective national disaster risk governance that will promote private coverage and preserve public finances.en_US
dc.description.tableofcontents Chapter 1: Introduction 1 1.1 Addressing the threat of natural disasters 1 1.2 Disaster risk governance 4 1.3 Literature review 8 1.3.1 Costly disasters 8 1.3.2 Financing disasters 14 1.3.3 Synthesis 22 1.4 Theoretical framework 22 1.5 Methodology 30 1.6 Conceptualization 33 1.7 Data collection and analysis 35 1.8 Research objectives 37 Chapter 2: Taiwan Case Study 39 2.1 Political and economic context 39 2.2 Risk identification 41 2.3 Overview of past disasters 42 2.3.1 921 Earthquake 46 2.3.2 Typhoon Morakot 47 2.4 Economic impacts 49 2.5 Financial protection 51 2.5.1 Taiwan Residential Earthquake Insurance Fund (TREIF) 52 2.5.2 The Formosa Re CAT bond 55 2.6 Ex-ante financing instruments 57 2.7 Broader distribution of risk 60 Chapter 3: Japan Case Study 66 3.1 Political and economic context 66 3.2 Risk identification 69 3.3 Overview of past disasters 70 3.3.1 Kobe Earthquake 74 3.3.2 Tohoku Earthquake and Tsunami 75 3.4 Economic impacts 77 3.5 Financial protection 81 3.5.1 Japan Earthquake Reinsurance (JER) 82 3.6 Ex-ante financing instruments 85 3.7 Broader distribution of risk 89 Chapter 4: China (Shanghai) Case Study 94 4.1 Political and economic context 94 4.2 Risk identification 97 4.3 Overview of past disasters 98 4.3.1 Typhoon Winnie 102 4.3.2 Typhoon Matsa 102 4.3.3 Typhoon Haikui 103 4.4 Economic impacts 103 4.5 Financial protection 106 4.5.1 The Panda Re CAT bond 108 4.5.2 China Residential Earthquake Insurance Pool (CREIP) 108 4.5.3 Disaster insurance pilot schemes 109 4.6 Ex-ante financing instruments 110 4.7 Broader distribution of risk 115 Chapter 5: Preparing for Natural Disasters 122 5.1 Final results 122 5.1.1 Securing adequate resources 127 5.1.2 Private protection 131 5.2 Hypotheses and research questions 133 Chapter 6: Conclusion 145 6.1 Living with disasters 145 6.2 Suggestions and recommendations 147 6.3 Theoretical and practical contributions 154 6.4 The future of disasters 156 Bibliography 158 Appendix 1: Disaster in East Asia 190 Appendix 2: List of Interviewees 197zh_TW
dc.source.uri (資料來源) http://thesis.lib.nccu.edu.tw/record/#G0099265507en_US
dc.subject (關鍵詞) 東亞zh_TW
dc.subject (關鍵詞) 政府zh_TW
dc.subject (關鍵詞) 保險zh_TW
dc.subject (關鍵詞) 自然災害zh_TW
dc.subject (關鍵詞) Natural Disastersen_US
dc.subject (關鍵詞) East Asiaen_US
dc.subject (關鍵詞) Governmentsen_US
dc.subject (關鍵詞) Insuranceen_US
dc.title (題名) 天然災害風險評估的政府對策zh_TW
dc.title (題名) Government Responses to Insuring Against Natural Disaster Risksen_US
dc.type (資料類型) thesis-