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題名 The impact of bancassurance on efficiency and profitability of banks: Evidence from the banking industry in Taiwan
作者 Peng, Jin Lung;Jeng, V.;Wang, Jennifer L.;Chen, Y.-C.
彭金隆;王儷玲
貢獻者 風管系
日期 2017-07
上傳時間 8-五月-2017 14:33:32 (UTC+8)
摘要 We set out in this study to investigate whether bancassurance business leads to improvements in the efficiency and profitability of banks. We examine the positive impacts on the system using actual data provided by a unique database on banks engaging in bancassurance business in Taiwan between 2004 and 2012. Our results reveal that banks with greater involvement in bancassurance business generally tend to experience improvements in their efficiency, and thus also accrue greater profits. Our empirical results provide evidence to support that bancassurance business offers substantial benefits for banks, ultimately leading to an increase in shareholder value. Finally, our results also reveal that the adoption of a diversification strategy in bancassurance can impact bank performance. © 2017 Elsevier B.V.
關聯 Journal of Banking and Finance, 80, 1-13
資料類型 article
DOI http://dx.doi.org/10.1016/j.jbankfin.2017.03.013
dc.contributor 風管系
dc.creator (作者) Peng, Jin Lung;Jeng, V.;Wang, Jennifer L.;Chen, Y.-C.
dc.creator (作者) 彭金隆;王儷玲zh_TW
dc.date (日期) 2017-07
dc.date.accessioned 8-五月-2017 14:33:32 (UTC+8)-
dc.date.available 8-五月-2017 14:33:32 (UTC+8)-
dc.date.issued (上傳時間) 8-五月-2017 14:33:32 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/109330-
dc.description.abstract (摘要) We set out in this study to investigate whether bancassurance business leads to improvements in the efficiency and profitability of banks. We examine the positive impacts on the system using actual data provided by a unique database on banks engaging in bancassurance business in Taiwan between 2004 and 2012. Our results reveal that banks with greater involvement in bancassurance business generally tend to experience improvements in their efficiency, and thus also accrue greater profits. Our empirical results provide evidence to support that bancassurance business offers substantial benefits for banks, ultimately leading to an increase in shareholder value. Finally, our results also reveal that the adoption of a diversification strategy in bancassurance can impact bank performance. © 2017 Elsevier B.V.
dc.format.extent 810015 bytes-
dc.format.mimetype application/pdf-
dc.relation (關聯) Journal of Banking and Finance, 80, 1-13
dc.title (題名) The impact of bancassurance on efficiency and profitability of banks: Evidence from the banking industry in Taiwan
dc.type (資料類型) article
dc.identifier.doi (DOI) 10.1016/j.jbankfin.2017.03.013
dc.doi.uri (DOI) http://dx.doi.org/10.1016/j.jbankfin.2017.03.013