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題名 The Impact of Bancassurance on the Efficiency and Profitability of Banks: Evidence from Taiwan
作者 彭金隆
鄭士卿
王儷玲
陳彥志
Peng, Jin-Lung
Jeng, Vivian
Wang, Jennifer L.
Chen, Yen-Chih
貢獻者 風管系
關鍵詞 Bancassurance; Banking; Efficiency; Profitability
日期 2017-07
上傳時間 9-Feb-2018 11:44:07 (UTC+8)
摘要 We set out in this study to investigate whether bancassurance business leads to improvements in the efficiency and profitability of banks. We examine the positive impacts on the system using actual data provided by a unique database on banks engaging in bancassurance business in Taiwan between 2004 and 2012. Our results reveal that banks with greater involvement in bancassurance business generally tend to experience improvements in their efficiency, and thus also accrue greater profits. Our empirical results provide evidence to support that bancassurance business offers substantial benefits for banks, ultimately leading to an increase in shareholder value. Finally, our results also reveal that the adoption of a diversification strategy in bancassurance can impact bank performance.
關聯 Journal of Banking and Finance, Vol.80, pp.1-13
資料類型 article
DOI http://dx.doi.org/10.1016/j.jbankfin.2017.03.013
dc.contributor 風管系
dc.creator (作者) 彭金隆zh_TW
dc.creator (作者) 鄭士卿zh_TW
dc.creator (作者) 王儷玲zh_TW
dc.creator (作者) 陳彥志zh_TW
dc.creator (作者) Peng, Jin-Lungen_US
dc.creator (作者) Jeng, Vivianen_US
dc.creator (作者) Wang, Jennifer L.en_US
dc.creator (作者) Chen, Yen-Chihen_US
dc.date (日期) 2017-07
dc.date.accessioned 9-Feb-2018 11:44:07 (UTC+8)-
dc.date.available 9-Feb-2018 11:44:07 (UTC+8)-
dc.date.issued (上傳時間) 9-Feb-2018 11:44:07 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/115952-
dc.description.abstract (摘要) We set out in this study to investigate whether bancassurance business leads to improvements in the efficiency and profitability of banks. We examine the positive impacts on the system using actual data provided by a unique database on banks engaging in bancassurance business in Taiwan between 2004 and 2012. Our results reveal that banks with greater involvement in bancassurance business generally tend to experience improvements in their efficiency, and thus also accrue greater profits. Our empirical results provide evidence to support that bancassurance business offers substantial benefits for banks, ultimately leading to an increase in shareholder value. Finally, our results also reveal that the adoption of a diversification strategy in bancassurance can impact bank performance.en_US
dc.format.extent 810015 bytes-
dc.format.mimetype application/pdf-
dc.relation (關聯) Journal of Banking and Finance, Vol.80, pp.1-13
dc.subject (關鍵詞) Bancassurance; Banking; Efficiency; Profitabilityen_US
dc.title (題名) The Impact of Bancassurance on the Efficiency and Profitability of Banks: Evidence from Taiwanen_US
dc.type (資料類型) article
dc.identifier.doi (DOI) 10.1016/j.jbankfin.2017.03.013
dc.doi.uri (DOI) http://dx.doi.org/10.1016/j.jbankfin.2017.03.013