dc.contributor.advisor | 林良楓 | zh_TW |
dc.contributor.advisor | Lin, Liang Feng | en_US |
dc.contributor.author (作者) | 許仁榮 | zh_TW |
dc.contributor.author (作者) | Hsu, Jen Jung | en_US |
dc.creator (作者) | 許仁榮 | zh_TW |
dc.creator (作者) | Hsu, Jen Jung | en_US |
dc.date (日期) | 2006 | en_US |
dc.date.accessioned | 18-九月-2009 09:05:22 (UTC+8) | - |
dc.date.available | 18-九月-2009 09:05:22 (UTC+8) | - |
dc.date.issued (上傳時間) | 18-九月-2009 09:05:22 (UTC+8) | - |
dc.identifier (其他 識別碼) | G0094353005 | en_US |
dc.identifier.uri (URI) | https://nccur.lib.nccu.edu.tw/handle/140.119/34235 | - |
dc.description (描述) | 碩士 | zh_TW |
dc.description (描述) | 國立政治大學 | zh_TW |
dc.description (描述) | 會計研究所 | zh_TW |
dc.description (描述) | 94353005 | zh_TW |
dc.description (描述) | 95 | zh_TW |
dc.description.abstract (摘要) | 中國大陸於1986年申請重新加入WTO,經過15年的長期努力及多方談判,並且在各種產業上做出重大讓步之後,於12月11日正式成為第143個正式的會員國。加入WTO之後,在大陸金融市場規模龐大且成長迅速的吸引之下,市場的開放必然會吸引大量的國際保險業者進入大陸。另外,與一般開發中國家的情況相似,大陸的金融產業相對於其他產業而言是發展較為遲緩的產業,金融機構進駐後造成的衝擊必然十分嚴重,因此大陸當局應儘早加以準備與因應。本研究採用資料包絡分析法進行效率值之計算,並使用大邊界法建構出單一效率邊界,探討大陸產險業在加入WTO前後的效率變動情形。本研究的結果如下:1.根據單變量無母數統計分析,整體產險業在加入WTO前後三個效率值雖呈正向關係但不顯著,表示階段性的開放是較理想的措施。2.非中資公司的整體技術效率值、純技術效率值與規模效率值均高於中資公司,顯示非中資公司其全球化的經驗較中資公司更好、更成熟。 | zh_TW |
dc.description.abstract (摘要) | Mainland China reapplied in 1986 to join WTO, passed through 15 years long-term endeavor and negotiates in every way, and made the significant concessions after each industry, on December 11, 2001 officially became the 143rd official member nation. After joining the WTO, the mainland`s financial market scale and rapid growth attract, opening of the market will attract a large number of international insurance industry to the mainland. Furthermore, with most developing countries in similar circumstances, the mainland`s financial industry compared to other industries in terms of development is relatively slow industries, financial institutions stationed after the impact is inevitable, therefore, the mainland authorities should be prepared as early as possible and to respond.This research applied Data Envelopment Analysis (DEA) to measure efficiency scores, and applied Grand Frontier to measure the trend of the efficiency change before and after joining WTO. The results of this study are as follows: 1. Based on the univariate statistical analysis, overall in the property insurance industry after joining the WTO three efficiency values have shown a positive relationship but not significant, said the gradual opening is a relatively ideal measures. 2. Non-Chinese company`s overall technical efficiency, pure technical efficiency and scale efficiency were higher than the value of Chinese-funded companies that show non-Chinese-funded companies in their global experience are better and more mature than those Chinese-funded companies. | en_US |
dc.description.tableofcontents | 第一章 緒論 1第一節 研究動機 1第二節 研究目的與問題 2第三節 研究架構 3第二章 大陸保險業簡介與文獻回顧 5第一節 大陸保險市場簡介 5第二節 保險業經營效率相關文獻 16第三節 運用資絡包絡分析法探討經營效率之相關文獻 19第三章 研究方法 23第一節 研究假說 23第二節 樣本資料及資料來源 23第三節 研究方法 24第四節 變數衡量 32第四章 實證結果分析 38第一節 效率值之敘述性統計分析 38第二節 大陸產險業進入WTO前後之效率值分析與檢定 40第三節 中資與非中資產險公司的效率趨勢與檢定 42第四節 TOBIT迴歸分析 46第五章 結論與建議 50第一節 結論 50第二節 研究限制與建議 51參考文獻 53中文部份 53英文部份 54附錄一 敏感性分析 A | zh_TW |
dc.format.extent | 44050 bytes | - |
dc.format.extent | 68195 bytes | - |
dc.format.extent | 87849 bytes | - |
dc.format.extent | 188972 bytes | - |
dc.format.extent | 193865 bytes | - |
dc.format.extent | 243047 bytes | - |
dc.format.extent | 235963 bytes | - |
dc.format.extent | 231648 bytes | - |
dc.format.extent | 189793 bytes | - |
dc.format.extent | 190421 bytes | - |
dc.format.extent | 200176 bytes | - |
dc.format.mimetype | application/pdf | - |
dc.format.mimetype | application/pdf | - |
dc.format.mimetype | application/pdf | - |
dc.format.mimetype | application/pdf | - |
dc.format.mimetype | application/pdf | - |
dc.format.mimetype | application/pdf | - |
dc.format.mimetype | application/pdf | - |
dc.format.mimetype | application/pdf | - |
dc.format.mimetype | application/pdf | - |
dc.format.mimetype | application/pdf | - |
dc.format.mimetype | application/pdf | - |
dc.language.iso | en_US | - |
dc.source.uri (資料來源) | http://thesis.lib.nccu.edu.tw/record/#G0094353005 | en_US |
dc.subject (關鍵詞) | 產險業 | zh_TW |
dc.subject (關鍵詞) | 經營效率 | zh_TW |
dc.subject (關鍵詞) | 資料包絡分析法 | zh_TW |
dc.subject (關鍵詞) | 世界貿易組織 | zh_TW |
dc.subject (關鍵詞) | Property-liability insurance industry | en_US |
dc.subject (關鍵詞) | efficiency | en_US |
dc.subject (關鍵詞) | DEA | en_US |
dc.subject (關鍵詞) | WTO | en_US |
dc.title (題名) | 加入WTO後中國大陸產險市場經營效率之研究 | zh_TW |
dc.type (資料類型) | thesis | en |
dc.relation.reference (參考文獻) | 中文部份 | zh_TW |
dc.relation.reference (參考文獻) | 王淑慧,2004,中國大陸加入WTO對其金融市場的分析:兼論台灣金融業登陸可行性,國立中山大學大陸研究所未出版碩士論文。 | zh_TW |
dc.relation.reference (參考文獻) | 江婕寧,2003,美國金融控股公司與非金融控股公司經營績效之比較---DEA之應用,國立台灣大學國家發展研究所未出版之碩士論文 | zh_TW |
dc.relation.reference (參考文獻) | 李君屏、劉純之,1995,規模經濟與壽險公司經營效率-兼論資料包絡分析法,壽險季刊,第95期,19-28。 | zh_TW |
dc.relation.reference (參考文獻) | 李君屏,1994,壽險公司經營效率之衡量-資料包絡分析法之應用,逢甲大學保險研究所未出版碩士論文。 | zh_TW |
dc.relation.reference (參考文獻) | 胡家熀,2004,實施RBC對美國產險公司成本與技術效率之影響-資料包絡分析法之應用,國立政治大學會計學研究所未出版碩士論文。 | zh_TW |
dc.relation.reference (參考文獻) | 葉彩蓮、陳澤義,2000,壽險業資源使用效率之衡量,臺灣銀行季刊,第五十五卷,第一期,322-341。 | zh_TW |
dc.relation.reference (參考文獻) | 孫遜,2004,資料包絡分析法---理論與應用,揚智文化事業股份有限公司。 | zh_TW |
dc.relation.reference (參考文獻) | 許嘉玲,1999,我國銀行業生產移轉與規模效率之研究,國立交通大學經營管理研究所碩士論文 | zh_TW |
dc.relation.reference (參考文獻) | 張宸睿,2005,開放保險市場對我國產險業經營效率之影響,國立政治大學會計學研究所未出版碩士論文。 | zh_TW |
dc.relation.reference (參考文獻) | 廖雅亭,2003,金融控股公司成立前後台灣金融業之效率分析,國立台北大學經濟學系碩士論文。 | zh_TW |
dc.relation.reference (參考文獻) | 鄭秀娟,1996,台灣地區壽險業經營績效之研究,銘傳大學管理科學研究學報,29期,頁367-408,12月。 | zh_TW |
dc.relation.reference (參考文獻) | 鍾怡如,1999,開收新銀行設立對舊銀行經營效率的影響,國立政治大學會計研究所未出版碩士論文。 | zh_TW |
dc.relation.reference (參考文獻) | 劉純之,「世界貿易組織對我國保險業之影響與展望」,政策月刊,第33期,民國87年,p12-14。 | zh_TW |
dc.relation.reference (參考文獻) | 英文部份 | zh_TW |
dc.relation.reference (參考文獻) | Aly, H. Y., R. Grabowski, C. Pasurka, and N. Rangan. 1990. Technical, scale, | zh_TW |
dc.relation.reference (參考文獻) | and allocative efficiencies in U.S. banking: An Empirical Investigation. | zh_TW |
dc.relation.reference (參考文獻) | Review of Economics and Statistics 72:211-218. | zh_TW |
dc.relation.reference (參考文獻) | Berg, A. Sigbjorn, Finn R. Forsund, and Eilev S. Jansen. 1992. Malmquist | zh_TW |
dc.relation.reference (參考文獻) | Indices of Productivity Growth During the Deregulation of Norwegian | zh_TW |
dc.relation.reference (參考文獻) | Banking 1980-89. Scandinavian Journal of Economics Supplement 94: | zh_TW |
dc.relation.reference (參考文獻) | 211-228. | zh_TW |
dc.relation.reference (參考文獻) | Berger, Allen N., and David B. Humphrey. 1997. Efficiency of Financial | zh_TW |
dc.relation.reference (參考文獻) | Institution: International Survey and Directions for Future Research. | zh_TW |
dc.relation.reference (參考文獻) | European Journal of Operational Research 98: 175-212. | zh_TW |
dc.relation.reference (參考文獻) | Berger, Allen N., Hunter, W. C., and Timme S.G. 1993. The Efficiency of | zh_TW |
dc.relation.reference (參考文獻) | Financial Institutions: A Review and Preview of Research Past, Present, | zh_TW |
dc.relation.reference (參考文獻) | and Future. Journal of Banking and Finance 17: 221-249. | zh_TW |
dc.relation.reference (參考文獻) | Bhattacharyya, A., C.A.K. Lovell, and P. Sahay. 1997. The impact of liberalization on the product efficiency of Indian banks. European Journal of Operational Research 98:332-345 | zh_TW |
dc.relation.reference (參考文獻) | Charnes, A., W. W. Cooper, and E. Rhodes. 1978. Measuring the efficiency of decision making units. European Journal of Operational Research 6 (November):429-444. | zh_TW |
dc.relation.reference (參考文獻) | Coelli, T. 1996. A guide to DEAP version 2.1:A Data Envelopment Analysis program, Working paper. University of New England. | zh_TW |
dc.relation.reference (參考文獻) | Cummins, J. D, and M. A. Weiss. 1993. Measuring cost efficiency in the property-liability insurance industry. Journal of Banking and Finance 16:933-948. | zh_TW |
dc.relation.reference (參考文獻) | Cummins, J. D, M. A. Weiss, and H. Zi. 1999. Organizational form and efficiency: The coexistence of stock and mutual property-liability insurers. | zh_TW |
dc.relation.reference (參考文獻) | Lai,C.G, and P. Limpaphayom 2003. Organizational Structure and Performance: Evidence From the Nonlife Insurance Industry in Japan. | zh_TW |
dc.relation.reference (參考文獻) | Lin, L. 2002. Deregulation and efficiency in the Taiwan life insurance industry. Ph. D. dissertation, Temple University. | zh_TW |
dc.relation.reference (參考文獻) | Elyasiani, E., and S. Mehdian. 1995. The comprative efficiency performance of | zh_TW |
dc.relation.reference (參考文獻) | small and large US commercial banking in the pre- and post-deregulation | zh_TW |
dc.relation.reference (參考文獻) | eras. Applied Economics 27: 1069-1079. | zh_TW |
dc.relation.reference (參考文獻) | Ryan, H. E., and C. D. Schellhorn. 2000. Life insurer cost efficiency before and after implementation of the NAIC risk-based capital standards. Journal of Insurance and Regulation, 18:362-384. | zh_TW |