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題名 所有權、政府監理與銀行多角化績效
其他題名 Ownership Structure, Supervisory Regulation and the Diversification Effects on Bank Performance
作者 蔡湘萍;張元晨;賴冠宇
Chang, Yuanchen
貢獻者 財管系
關鍵詞 銀行 ; 多角化 ; 所有權 ; 政府監理
Bank; Diversification; Ownership; Government Regulation and Supervision
日期 2010
上傳時間 8-一月-2015 17:50:44 (UTC+8)
摘要 This study examines the effects of banks diversifying into non-traditional activities. Using bank data from 70 countries, we show that diversified banks underperform their specialized peers. We further analyze and compare whether dominant ownership and supervisory regulation help constrain negative diversification performance of banks across different economic periods. The evidence suggests that domestic dominant ownership consistently has the strongest effect on restricting poor diversification performance. Foreign dominant ownership helps limit negative effects of diversification in good times, but this effect has changed during recent financial crisis. Though government ownership and activity restrictions on banks negatively affect bank diversification performance during stable economic periods, they may help stabilize bank diversification performance during turbulent periods of economic shock.
關聯 財務金融學刊, 17(4)
資料類型 article
dc.contributor 財管系
dc.creator (作者) 蔡湘萍;張元晨;賴冠宇zh_TW
dc.creator (作者) Chang, Yuanchen
dc.date (日期) 2010
dc.date.accessioned 8-一月-2015 17:50:44 (UTC+8)-
dc.date.available 8-一月-2015 17:50:44 (UTC+8)-
dc.date.issued (上傳時間) 8-一月-2015 17:50:44 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/72695-
dc.description.abstract (摘要) This study examines the effects of banks diversifying into non-traditional activities. Using bank data from 70 countries, we show that diversified banks underperform their specialized peers. We further analyze and compare whether dominant ownership and supervisory regulation help constrain negative diversification performance of banks across different economic periods. The evidence suggests that domestic dominant ownership consistently has the strongest effect on restricting poor diversification performance. Foreign dominant ownership helps limit negative effects of diversification in good times, but this effect has changed during recent financial crisis. Though government ownership and activity restrictions on banks negatively affect bank diversification performance during stable economic periods, they may help stabilize bank diversification performance during turbulent periods of economic shock.
dc.format.extent 150 bytes-
dc.format.mimetype text/html-
dc.relation (關聯) 財務金融學刊, 17(4)
dc.subject (關鍵詞) 銀行 ; 多角化 ; 所有權 ; 政府監理
dc.subject (關鍵詞) Bank; Diversification; Ownership; Government Regulation and Supervision
dc.title (題名) 所有權、政府監理與銀行多角化績效zh_TW
dc.title.alternative (其他題名) Ownership Structure, Supervisory Regulation and the Diversification Effects on Bank Performance
dc.type (資料類型) articleen