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https://ah.lib.nccu.edu.tw/handle/140.119/124966| 題名: | 台灣上市銀行業經營績效的決定因素：國際化所扮演的角色 The determinants of performance of Taiwan listed bank: the role of internationalization |
作者: | 林柏宏 Lin, Bo-Hong |
貢獻者: | 翁永和 林柏宏 Lin, Bo-Hong |
關鍵詞: | 國際化 上市銀行 經營績效 |
日期: | 2019 | 上傳時間: | 7-Aug-2019 | 摘要: | 台灣銀行家數眾多、業務同質性高、競價競爭等問題，使台灣金融市場競爭激烈，加上台灣政府近年積極推動「新南向政策」，鼓勵本國銀行擴大海外版圖，惟國際化是否能提升台灣銀行業之經營績效？因此，本研究將重新檢視台灣上市銀行業國際化程度與其績效間之關係。\n本研究針對台灣24家上市銀行業作為研究樣本，並運用OLS模型探討台灣上市銀行業2009年至2018年整體營運績效趨勢，並加入銀行成立年數及規模大小等非財務性指標、衡量銀行授信品質之財務性指標。進一步探討國際化程度高低與經營績效之關聯性，並以「國際化」為交乘項變數，研究發現「國際化」、「銀行規模」、「逾期放款比率」及「經濟成長率」等4項變數為台灣上市銀行業經營績效之重要決定因素。\n更進一步探討國際化程度下與經營績效之關聯性，並採以「國際化」作為交叉項變數，研究結果發現「銀行規模」越大、「成立年數」越久，且國際化程度越高，有助於經營績效成長。 | 參考文獻: | 中小企業白皮書（2004），經濟部中小企業處，經濟部。\n王少慈（2005），「台灣廠商國際擴張路徑特性與績效關係之探討-國際化程度、速度與韻律」，國立東華大學國際企業學系未出版碩士論文。\n吳建良（2000），「資本適足率與逾期放款率對銀行財務績效之影響」，《台灣銀行季刊第五十六卷第二期》，1-27。\n吳錦錩（2000），「廠商核心能力之研究 – 從國際化與技術構面探討」，暨南國際大學國際企業研究所碩士論文。\n邱正仁、吳志正、姚美慧（2003），「台商投資大陸及東南亞的進入模式與經營績效之研究」，《問題與研究》，42（1），101-122。\n余慈蕙（2005），「國際化和公司績效之關係:台灣企業實證研究」，私立逢甲大學國際貿易學系研究所碩士論文。\n何敏漢（2009），「本國銀行逾放比與經營績效關聯性之探討」，淡江大學全球華 商經營管理數位學習碩士在職專班碩士論文。\n何峻杰（2014），「我國銀行業經營績效分析」，國立交通大學管理學院經營管理學程碩士論文。\n李沃牆、郭宸臻（2012），「銀行經營績效與經營指標關聯性之研究-分量迴歸之應用」，《臺灣銀行季刊，第六十三卷第二期，1-33。\n林隆偉（2002），「商業銀行關係放款、資產品質與經營效率之實證分析」，國立中興大學企業管理研究所碩士論文。\n林雅琪（2003），「國際多角化、產品多角化與企業績效關係之探討—考慮集團之調節作用」，暨南大學國際企業管理研究所碩士論文。\n高淑萍（2001），「台灣上市公司國際化程度對經營績效暨風險影響之探討」，國立台灣科技大學企業管理研究所碩士論文。\n曹為忠、詹雪蘭、李文瑞、陳旭銘（2002），「進入模式、產業環境、以及廠商特性對廠商海外市場經營績效之影響」，《企業管理學報》，54，1-32。\n馬道、龍嘯天（2007），「全球化下台灣銀行體系的契機與挑戰」，《經濟前瞻第一百一十二期》，65-69。\n張清山（2000），「資本適足率管制對銀行風險與財務績效關聯性之影響」，輔仁大學金融研究所碩士論文。\n張清山（2002），「資本適足率管制對銀行風險與財務績效關聯性之影響」，輔仁大學金融研究所碩士論文。\n陳錫龍（2006），「強化我國金融業公司治理」，金融監理與風險管理選輯，235-274。\n陳椿鶯（2008），「銀行業資產品質與經營績效關聯性之研究」，私立逢甲大學會計學系碩士班碩士論文。\n喬友慶、于卓民與林月雲（2002），「國際化程度與產品差異化能力對廠商績效之影響-台灣大型製造廠商之實證研究」，《管理學報第十九卷第五期》，811-842。\n喬友慶（2003），「國際化程度、產品差異化能力與績效之關聯性—臺灣企業之實證研究」，國立政治大學企業管理研究所博士論文。 \n曾昭玲、陳世能、林俊宏（2005），「逾期放款比對銀行經營績效影響之多期性研究」，《臺灣金融財務季刊》，第 6 卷第 4 期:41-67。\n練家銘（2006），「銀行體系對經濟成長的影響」，輔仁大學金融所碩士論文。\n鄭伶如（2006），「不良債權與經營績效關係性之研究-以台灣銀行業為例」，《聖約翰學報》，第 23 卷:189-202。\n滕逸蕙（2004），「國內上市銀行績效評估及與股價報酬率關係之研究」，私立銘傳大學財務金融學系未出版碩士論文。\n\nAllen, L. and C. 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資料來源: | http://thesis.lib.nccu.edu.tw/record/#G0106921028 | 資料類型: | thesis |
| Appears in Collections: | 學位論文 |
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| 102801.pdf | 1.03 MB | Adobe PDF2 | View/Open |
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