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題名 從理賠觀點論住宅綜合保險
作者 吳淑芬
貢獻者 吳榮清
吳淑芬
日期 1988
上傳時間 4-May-2016 14:26:05 (UTC+8)
參考文獻 參考書目
一、英文部分
I.書籍方面(依出版日期排列)
1. George E. Guinane, Homeowners Guide: an interpretation of policy coverages. The Rough Notes Co. Inc., 1986.
2. Peter R. Kensicki; Robert S. Smith; Thomas S. Marshall; Seeman Waranch; and Darwin B. Close. Principles of Insurance Production. 2 Vols. Insurance Institute of America, 2nd ed. 1986.
3. R.J. Lambeth, Templeman on Marine Insurance – Its principles and practices. Pitman Publishing Limited, 6th ed. 1986.
4. William F. Young and Eric M. Holmes, Cases and Materials on the law of Insurance. The Foundation Press, Inc., 2nd ed. 1985.
5. C. Arthur Williams, Jr. and Richard M Heins, Risk Management and Insurance. McGraw - Hill Book Company, 5th ed. 1985.
6. Chas E. Hall Property and Pecuniary Insurance. The CII Tuition Service, 1985.
7. Robert I Mehr, Emerson Cammack and Terry Rose, Principles of Insurance. Richard D. Irwin, Inc., 8th ed. 1985.
8. Mark R. Greene and James S. Trieschmann, Risk and Insurance. South-Western Publishing Co., 6th ed. 1984.
9. Frederick G. Crane, Insurance-principles and practices. John Wiley & Sons, Inc., 2nd ed. 1984.
10. James L. Athearn and S. Travis Pritchett, Risk and Insurance. West Publishing Company, 5th ed. 1984.
11. Raoul Colinvaux, The Law of Insurance. London: Sweet & Maxwell, 5th ed. 1984.
12. George J. Couch, Cyclopedia of Insurance Law. 24 Vols. The lawyers Co-operative Publishing Company, 2nd ed. 1984.
13. Lewis E. Davids, Dictionary of Insurance. Rowman & Allanheld Publishers, 6th revised ed. 1983.
14. Robert I. Mehr, Fundamentals of Insurance. Richard D. Irwin, Inc., 1983.
15. S. S. Huebner, Kenneth Black, Jr., and Robert S. Cline, Property and Liability Insurance. Prentice-Hall, Inc., 3rd ed. 1982.
16. William L. Prosser, John W. Wade, and Victor E. Schwart, Cases and Materials on Torts. The Foundation Press, Inc., 7th ed. 1982.
17. Marks S. Dorfman, Introduction to Insurance. Prentice Hall, Inc., 2nd ed. 1982.
18. Emmett J. Vaughan, Fundamentals of Risks and Insurance. John Wiley & Sons, Inc., 3rd ed. 1982.
19. M. P. Furmston, Cheshire and Fifoot`s Law of contract. London: Butterworths, 10th ed. 1981.
20. E. R. Hardy Ivamy, Casebook on Insurance Law. London Butterworths, 3rd ed. 1981.
21. C. Arthur Williams; George L. Head; Ronald C. Horn; G. William Glengenning, Principles of Risk Management and Insurance. 2 Vols. American Institute form Property and Liability Underwriters, 2nd ed. 1981.
22. Matthew Len Jr., Risk Management Manual. 2 Vols. The Merritt Company, 1981.
23. Michael Parkington, MacGillivray & Parkington on Insurance Law: relating to all risks other than marine. London: Sweet & Maxwell, 7th ed. 1981.
24. G. C. A. Dickson and J.T. Stelle, Elements of Insurance. Macdonald and Evans Ltd., 1981.
25. Paul I. Thomas, How to estimate Building Losses and Construction Costs. Prentice-Hall Inc., 3rd ed.1980.
26. W. A. Dinsdale and D. C. McMurdie, Elements of Insurance. Pitman Publishing Limited, 5th ed. 1980.
27. E. R. Hardy Ivamy, Peronal Accident, Life and other Insurances. Butterworths, 2nd ed. 1980.
28. Paul I. Thomas and Prentiss B. Reed, Sr., Adjustment of Property Loss. Gregg division/McGraw-Hill Book Company, 4th ed. 1977.
29. B. Benjamin, General Insurance. Heinemann, 1977.
30. John G. Fleming, The Law of Torts, The Law Book Company Limited, 5th ed. 1977.
31. Robert Riegel, Jerome S. Miller, and C. Arthur Williams, Jr., Insurance Principles and Practices: property and liability. Prentice-Hall, Inc., 6th ed. 1976.
32. A. Sandri White, Insurance Uaims: investigation and adjusting, Aurea Publications, 1975.
33. George L. Head, Insurance to Value. Richard D. Irwin. Inc., 1971.
34. Robert E. Keeton, Basic Text on Insurance Law. West Publishing Co., 1971.
35. G. F. Michel Bacher and Nestor R. Roos, Mutiple-Line Insurers - their nature and operation, McGraw - Hill book Company, 2nd ed. 1970.
36. Rowland H. Long, The Law of Liability Insurance .1969.
37. Gerald R. Hartman, Ratemaking for Homeowers Insurance . Richard D. Irwin, Inc., 1967.
38. Ronald C. Horn, Subogation in Insurance Theory and Practice. Richard D. Irwin, Inc., 1964.

II.期刊方面
1. Paul E. Wish, "Review & Preview: Between a Rock and a Hard place." Best`s Review, January 1988, pp. 26-32, 92-99.
2. Bob Trinder, " Sense of security . `` Post Magazing", January 1988, pp. 12 -13.
3. Nancy M. Johnson, et. al. , "Insurance Customer Expectation: High and Rising. "CPCU Journal, June 1987, pp. 115 - 120.
4. Ann Caslan, " Insurer`s Duty to Defend in Hazardous waste Litigations. "CPCU Journal, September 1987, pp. 174-181.
5. James F. Cerone, "Claim Payments: Is a Waiting Wiser?" Best`s Review, September 1986, pp. 19-26.
6. Marian Freedman, "Personal Lines: Is a Crunch Coming? " Best`s Review, September 1986, pp. 19-26.
7. R. Dennis Withers, " Proximate Cause and Multiple Causation in First - Party Insurance Cases. " 20 The Forum 256 - 277, 1984 - 85.
8. Clayton H. Farnham, "Application Misrepresatation and Concealment in Property Insurance - The Elusive Elements of the Defense. " 20 The Forum 299 -311, 1984 - 85.
9. Michael E. Bragg, "Concurrent Causation and the Art of Policy Drafting: New Perils for Property Insures. " 20 The Forum 385 - 399, 1984 -85.
10. Joseph A. Bergadano and Jeffrey C. Seymour, "Duty of Defense Counsel to the Excess Insurance Carrier." 20 The Forum 489 - 497, 1984 - 85.
11. John W. Dondanville, "Defense Counsel Beware: the Perils of Conflicts of Interest." 18 The Forum 62 - 68, 1982 - 83.
12. Andrew C. Hecker, Jr., "Subrogation-Potential Defenses." 18 The Forum 615 - 635, 1982 - 83.
13. Paul B.BUTLER, Jr. and Bob G Freemon, Jr., "The Innocent Coinsured: he burns it, she claims-Windfall or technical injustice ?" 17 The Forum 187 -211, 1981 - 82.
14. Marvin T. Fabyanske, "How to Draft an Arbitration Aqreement." 17 The Forum 491 - 499, 1981 - 82.
15. Bernard W. Gilbard, "Actual Cash Value: A Moving Target" 17 The Forum 1346-1349, 1981 -82.
16. David S. Garbett, "The Duty to Defend Clause in a Liability Insurance Policy: Should to Exclusive Pleading Test Be Replaced?" 36 U. Hiami L. Rev. 235 - 295, 1982.
17. William Mark Lashner, "A common Law Alterative to the Doctrine of Reasonable Expectations in the Construction of Insurance Contracts." 57 N.Y.U.L. Rev. 1175 - 1208, 1982.
18. Osborne J. Dykes, " `Actual Cash Value`: The Magic Words-What Do They Mean ?" 16 The Forum 391 - 402, 1980 - 81.
19. Uriel Procaccia and Robert M. Shafton, "Coinsurance Clauses and Rate Equity" ILJ, February 1978, pp.69 - 94.
20. Harold E. Hardies, "Guilding Principles (and Principals) in Primary and Excess Problems." ILJ, A agust 1977, pp.469 -491.
21. Andrew Lindblad, "How Relevant Is the Principle of Indemnity in Property Insurance?" ILJ, May 1976, pp.271 - 276.
22. Guido Calabres: "Concerning Cause and the Law of Torts : An Essay for Harry Kalven, Jr." 43 : 69 The university of Chicago Law Review 69 - 108,1975.
23. Anthony M. Lanone, "Resolving Conflicts Between Primary and Excess Insurers." ILJ, December 1975, pp.733 - 739.
24. B. David Hinkle, "The Meaning of `Actual Cash Value"` ILJ, December 1967, pp.711- 721.
25. James L. Bonbright and David Katz " Valuation of Property to Measure Fire Insurance Losses." 19 Columbia Law Review 857 - 900, November 1929.

III.案例方面
1. Elberon Bathing Co. v. Ambassador Ins. Co., 77 NJ1, 389 A2d 439 (1978) .
2. Glens Falls Ins. Co. v. Founders` Ins. Co., 209 Cal App 2d 157, 25 Cal Rptr 753, (1962).
3. Gustafson v. Central Iowa Mut. Ins. Co., 277 NW2d 209 (Iowa.1979)
4. Higgins v. Insurance Co. of North America, 256 Or 151, 469 P2d 766 (1970).
5. Johns v. State Farm, 349 So2d 481, (La.App.1977).
6. Lane v. Travelers Indemnity Co., 499 SW2d 643,(Tenn.App.1973).
7. North River Ins. Co. v. Poos,553 SW2d 500 (Mo. App.1977)
8. Poston v. US Fidelity & Guar. Co., 320 NW2d 9, (Wis.App.1982).
9. Rothman v. Metropolitan Casualty Ins. Co., 134 Ohio St.241, 16 NE2d 417 (1938).
10. Short v. Oklahoma Farmers Union Ins Co., 619 P2d 588 (Okla.1980).
11. State Farm Mut. Auto. Ins. Co. v. Partridge, 10 Cal.3d 94, 109 Cal. Rptr. 811, 514 P2d123(1973).
12. Terrio v. McDonough 450 NE2d 190 (Mass.1983).
13. Wells Petroleum Co. v. Fidelity-Phenix Fire Ins. Co., 121 F. Supp. 739 (1954)

二、中文部分(依姓氏筆劃排列)
1.吳榮清，火災保險及海上保險，台北三民書局，民國七十六年修訂三版。
2.林菊枝，美國婚姻法，台北五南圖書公司，民國七十四年初版。
3.施文森，
──保險法總論，台北三民書局，民國七十三年修正四版;
──保險法論文第一集，台北五南圖書公司，民國七十年四版;
──保險法論文第二集，台北三民書局，民國七十四年增訂版。
4.施啟揚，契約的訂定與履行，台北正中書局，民國七十二年台三版.
5.袁宗蔚，保險學－危險與保險，台北三民書局，民國七十二年台二十七版.
6.桂裕，保險法，台北三民書局，民國七十三年增訂初版.
7.陳顧遠，保險法概論，台北正中書局，民國六十六年台三版.
8.湯俊湘，保險學，三民書局再增訂初版，民國七十六年.
9.鄭玉波，保險法論，台北三民書局，民國七十三年七版.
10.高原壯八，「日本火災保險費率釐訂」，中國精算學會會報，民國七十四年度，第九期第一冊.
11.廖述源，「結合性保險費率釐訂之探討」，華僑產物保險雙月刊，民國七十七年，第十卷二期.
12.中華民國七十五年台灣地區住宅調查報告，行政院主計處編印，民國七十五年十一月.
13.台灣省台北市火險費率規章，台北市產物保險商業同業公會編印，民國七十三年十二月.
14.陳振金，「住宅綜合保險之研究」，保險專刊，民國七十六年三月，第七集。
描述 碩士
國立政治大學
風險管理與保險研究所
資料來源 http://thesis.lib.nccu.edu.tw/record/#B2002005657
資料類型 thesis
dc.contributor.advisor 吳榮清zh_TW
dc.contributor.author (Authors) 吳淑芬zh_TW
dc.creator (作者) 吳淑芬zh_TW
dc.date (日期) 1988en_US
dc.date.accessioned 4-May-2016 14:26:05 (UTC+8)-
dc.date.available 4-May-2016 14:26:05 (UTC+8)-
dc.date.issued (上傳時間) 4-May-2016 14:26:05 (UTC+8)-
dc.identifier (Other Identifiers) B2002005657en_US
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/90533-
dc.description (描述) 碩士zh_TW
dc.description (描述) 國立政治大學zh_TW
dc.description (描述) 風險管理與保險研究所zh_TW
dc.description.tableofcontents 目錄
第一章 前言………1
第一節 概說………1
第一項 住宅綜合保險之意義與特質………1
第二項 住宅綜合保險之市場潛力與我國現況………2
第一目 住宅綜合保險之市場潛力………2
第二目 我國現況………5
第三項 英美日三國保單之比較………6
第一目 歷史背景………6
第二目 承保範圍………7
第三目 承保對象………8
第二節 研究動機與目的………9
第三節 研究方法與研究範圍之限制………9
第四節 研究大綱………10

第二章 損失之發生與保險責任………14
第一節 保險責任之發生………14
第二節 保險責任之限制………16
第三節 保險責任之減免………17
第一項 保險費逾期未繳付………18
第二項 重要事實說明不實………19
第三項 危險變動之通知………20
第四項 危險發生之通知………21
第三章 財產保險保險責任之認定………24
第一節 承保範圍………24
第一項 建築物之損失………24
第二項 個人財物之損失………25
第三項 費用之補償………26
第二節 保險事故………27
第一項 概括式承保法………27
第二項 列舉式承保法………28
第三項 除外條款………28
第三節 案例研討………29
第四章 責任保險保險責任之認定………33
第一節 承保範圍………33
第二節 保險責任之成立要件………34
第一項 須有意外事故發生………34
第二項 須是第三人受有體傷或財損………35
第三項 意外事故與第三人之損害間須有因果關係………35
第四項 須是被保險人依法應負之賠償責任………36
第五項 須無除外條款之適用………36
第三節 案例研討………37
第五章 損失之估計與補償………45
第一節 責任損失之估計與補償………45
第二節 財產損失之估計與補償………48
第一項 損失之估計基礎………48
第一目 實際現金價值基礎………48
第二目 重置成本基礎………50
第二項 損失金額爭議之處理………52
第六章 責任之分配………54
第一節 共保條款………54
第一項 共保條款之意義及理論依據………54
第二項 我國保單與美國保單之共保條款………56
第二節 他種保險條款………58
第三節 代位條款………61
第七章 結語………64
參考書目………70
附錄一:我國住宅綜合保險保單條款
附錄二:美國住宅綜合保險保單條款(HO-3)		zh_TW
dc.source.uri (資料來源) http://thesis.lib.nccu.edu.tw/record/#B2002005657en_US
dc.title (題名) 從理賠觀點論住宅綜合保險zh_TW
dc.type (資料類型) thesisen_US
dc.relation.reference (參考文獻) 參考書目
一、英文部分
I.書籍方面(依出版日期排列)
1. George E. Guinane, Homeowners Guide: an interpretation of policy coverages. The Rough Notes Co. Inc., 1986.
2. Peter R. Kensicki; Robert S. Smith; Thomas S. Marshall; Seeman Waranch; and Darwin B. Close. Principles of Insurance Production. 2 Vols. Insurance Institute of America, 2nd ed. 1986.
3. R.J. Lambeth, Templeman on Marine Insurance – Its principles and practices. Pitman Publishing Limited, 6th ed. 1986.
4. William F. Young and Eric M. Holmes, Cases and Materials on the law of Insurance. The Foundation Press, Inc., 2nd ed. 1985.
5. C. Arthur Williams, Jr. and Richard M Heins, Risk Management and Insurance. McGraw - Hill Book Company, 5th ed. 1985.
6. Chas E. Hall Property and Pecuniary Insurance. The CII Tuition Service, 1985.
7. Robert I Mehr, Emerson Cammack and Terry Rose, Principles of Insurance. Richard D. Irwin, Inc., 8th ed. 1985.
8. Mark R. Greene and James S. Trieschmann, Risk and Insurance. South-Western Publishing Co., 6th ed. 1984.
9. Frederick G. Crane, Insurance-principles and practices. John Wiley & Sons, Inc., 2nd ed. 1984.
10. James L. Athearn and S. Travis Pritchett, Risk and Insurance. West Publishing Company, 5th ed. 1984.
11. Raoul Colinvaux, The Law of Insurance. London: Sweet & Maxwell, 5th ed. 1984.
12. George J. Couch, Cyclopedia of Insurance Law. 24 Vols. The lawyers Co-operative Publishing Company, 2nd ed. 1984.
13. Lewis E. Davids, Dictionary of Insurance. Rowman & Allanheld Publishers, 6th revised ed. 1983.
14. Robert I. Mehr, Fundamentals of Insurance. Richard D. Irwin, Inc., 1983.
15. S. S. Huebner, Kenneth Black, Jr., and Robert S. Cline, Property and Liability Insurance. Prentice-Hall, Inc., 3rd ed. 1982.
16. William L. Prosser, John W. Wade, and Victor E. Schwart, Cases and Materials on Torts. The Foundation Press, Inc., 7th ed. 1982.
17. Marks S. Dorfman, Introduction to Insurance. Prentice Hall, Inc., 2nd ed. 1982.
18. Emmett J. Vaughan, Fundamentals of Risks and Insurance. John Wiley & Sons, Inc., 3rd ed. 1982.
19. M. P. Furmston, Cheshire and Fifoot`s Law of contract. London: Butterworths, 10th ed. 1981.
20. E. R. Hardy Ivamy, Casebook on Insurance Law. London Butterworths, 3rd ed. 1981.
21. C. Arthur Williams; George L. Head; Ronald C. Horn; G. William Glengenning, Principles of Risk Management and Insurance. 2 Vols. American Institute form Property and Liability Underwriters, 2nd ed. 1981.
22. Matthew Len Jr., Risk Management Manual. 2 Vols. The Merritt Company, 1981.
23. Michael Parkington, MacGillivray & Parkington on Insurance Law: relating to all risks other than marine. London: Sweet & Maxwell, 7th ed. 1981.
24. G. C. A. Dickson and J.T. Stelle, Elements of Insurance. Macdonald and Evans Ltd., 1981.
25. Paul I. Thomas, How to estimate Building Losses and Construction Costs. Prentice-Hall Inc., 3rd ed.1980.
26. W. A. Dinsdale and D. C. McMurdie, Elements of Insurance. Pitman Publishing Limited, 5th ed. 1980.
27. E. R. Hardy Ivamy, Peronal Accident, Life and other Insurances. Butterworths, 2nd ed. 1980.
28. Paul I. Thomas and Prentiss B. Reed, Sr., Adjustment of Property Loss. Gregg division/McGraw-Hill Book Company, 4th ed. 1977.
29. B. Benjamin, General Insurance. Heinemann, 1977.
30. John G. Fleming, The Law of Torts, The Law Book Company Limited, 5th ed. 1977.
31. Robert Riegel, Jerome S. Miller, and C. Arthur Williams, Jr., Insurance Principles and Practices: property and liability. Prentice-Hall, Inc., 6th ed. 1976.
32. A. Sandri White, Insurance Uaims: investigation and adjusting, Aurea Publications, 1975.
33. George L. Head, Insurance to Value. Richard D. Irwin. Inc., 1971.
34. Robert E. Keeton, Basic Text on Insurance Law. West Publishing Co., 1971.
35. G. F. Michel Bacher and Nestor R. Roos, Mutiple-Line Insurers - their nature and operation, McGraw - Hill book Company, 2nd ed. 1970.
36. Rowland H. Long, The Law of Liability Insurance .1969.
37. Gerald R. Hartman, Ratemaking for Homeowers Insurance . Richard D. Irwin, Inc., 1967.
38. Ronald C. Horn, Subogation in Insurance Theory and Practice. Richard D. Irwin, Inc., 1964.

II.期刊方面
1. Paul E. Wish, "Review & Preview: Between a Rock and a Hard place." Best`s Review, January 1988, pp. 26-32, 92-99.
2. Bob Trinder, " Sense of security . `` Post Magazing", January 1988, pp. 12 -13.
3. Nancy M. Johnson, et. al. , "Insurance Customer Expectation: High and Rising. "CPCU Journal, June 1987, pp. 115 - 120.
4. Ann Caslan, " Insurer`s Duty to Defend in Hazardous waste Litigations. "CPCU Journal, September 1987, pp. 174-181.
5. James F. Cerone, "Claim Payments: Is a Waiting Wiser?" Best`s Review, September 1986, pp. 19-26.
6. Marian Freedman, "Personal Lines: Is a Crunch Coming? " Best`s Review, September 1986, pp. 19-26.
7. R. Dennis Withers, " Proximate Cause and Multiple Causation in First - Party Insurance Cases. " 20 The Forum 256 - 277, 1984 - 85.
8. Clayton H. Farnham, "Application Misrepresatation and Concealment in Property Insurance - The Elusive Elements of the Defense. " 20 The Forum 299 -311, 1984 - 85.
9. Michael E. Bragg, "Concurrent Causation and the Art of Policy Drafting: New Perils for Property Insures. " 20 The Forum 385 - 399, 1984 -85.
10. Joseph A. Bergadano and Jeffrey C. Seymour, "Duty of Defense Counsel to the Excess Insurance Carrier." 20 The Forum 489 - 497, 1984 - 85.
11. John W. Dondanville, "Defense Counsel Beware: the Perils of Conflicts of Interest." 18 The Forum 62 - 68, 1982 - 83.
12. Andrew C. Hecker, Jr., "Subrogation-Potential Defenses." 18 The Forum 615 - 635, 1982 - 83.
13. Paul B.BUTLER, Jr. and Bob G Freemon, Jr., "The Innocent Coinsured: he burns it, she claims-Windfall or technical injustice ?" 17 The Forum 187 -211, 1981 - 82.
14. Marvin T. Fabyanske, "How to Draft an Arbitration Aqreement." 17 The Forum 491 - 499, 1981 - 82.
15. Bernard W. Gilbard, "Actual Cash Value: A Moving Target" 17 The Forum 1346-1349, 1981 -82.
16. David S. Garbett, "The Duty to Defend Clause in a Liability Insurance Policy: Should to Exclusive Pleading Test Be Replaced?" 36 U. Hiami L. Rev. 235 - 295, 1982.
17. William Mark Lashner, "A common Law Alterative to the Doctrine of Reasonable Expectations in the Construction of Insurance Contracts." 57 N.Y.U.L. Rev. 1175 - 1208, 1982.
18. Osborne J. Dykes, " `Actual Cash Value`: The Magic Words-What Do They Mean ?" 16 The Forum 391 - 402, 1980 - 81.
19. Uriel Procaccia and Robert M. Shafton, "Coinsurance Clauses and Rate Equity" ILJ, February 1978, pp.69 - 94.
20. Harold E. Hardies, "Guilding Principles (and Principals) in Primary and Excess Problems." ILJ, A agust 1977, pp.469 -491.
21. Andrew Lindblad, "How Relevant Is the Principle of Indemnity in Property Insurance?" ILJ, May 1976, pp.271 - 276.
22. Guido Calabres: "Concerning Cause and the Law of Torts : An Essay for Harry Kalven, Jr." 43 : 69 The university of Chicago Law Review 69 - 108,1975.
23. Anthony M. Lanone, "Resolving Conflicts Between Primary and Excess Insurers." ILJ, December 1975, pp.733 - 739.
24. B. David Hinkle, "The Meaning of `Actual Cash Value"` ILJ, December 1967, pp.711- 721.
25. James L. Bonbright and David Katz " Valuation of Property to Measure Fire Insurance Losses." 19 Columbia Law Review 857 - 900, November 1929.

III.案例方面
1. Elberon Bathing Co. v. Ambassador Ins. Co., 77 NJ1, 389 A2d 439 (1978) .
2. Glens Falls Ins. Co. v. Founders` Ins. Co., 209 Cal App 2d 157, 25 Cal Rptr 753, (1962).
3. Gustafson v. Central Iowa Mut. Ins. Co., 277 NW2d 209 (Iowa.1979)
4. Higgins v. Insurance Co. of North America, 256 Or 151, 469 P2d 766 (1970).
5. Johns v. State Farm, 349 So2d 481, (La.App.1977).
6. Lane v. Travelers Indemnity Co., 499 SW2d 643,(Tenn.App.1973).
7. North River Ins. Co. v. Poos,553 SW2d 500 (Mo. App.1977)
8. Poston v. US Fidelity & Guar. Co., 320 NW2d 9, (Wis.App.1982).
9. Rothman v. Metropolitan Casualty Ins. Co., 134 Ohio St.241, 16 NE2d 417 (1938).
10. Short v. Oklahoma Farmers Union Ins Co., 619 P2d 588 (Okla.1980).
11. State Farm Mut. Auto. Ins. Co. v. Partridge, 10 Cal.3d 94, 109 Cal. Rptr. 811, 514 P2d123(1973).
12. Terrio v. McDonough 450 NE2d 190 (Mass.1983).
13. Wells Petroleum Co. v. Fidelity-Phenix Fire Ins. Co., 121 F. Supp. 739 (1954)

二、中文部分(依姓氏筆劃排列)
1.吳榮清，火災保險及海上保險，台北三民書局，民國七十六年修訂三版。
2.林菊枝，美國婚姻法，台北五南圖書公司，民國七十四年初版。
3.施文森，
──保險法總論，台北三民書局，民國七十三年修正四版;
──保險法論文第一集，台北五南圖書公司，民國七十年四版;
──保險法論文第二集，台北三民書局，民國七十四年增訂版。
4.施啟揚，契約的訂定與履行，台北正中書局，民國七十二年台三版.
5.袁宗蔚，保險學－危險與保險，台北三民書局，民國七十二年台二十七版.
6.桂裕，保險法，台北三民書局，民國七十三年增訂初版.
7.陳顧遠，保險法概論，台北正中書局，民國六十六年台三版.
8.湯俊湘，保險學，三民書局再增訂初版，民國七十六年.
9.鄭玉波，保險法論，台北三民書局，民國七十三年七版.
10.高原壯八，「日本火災保險費率釐訂」，中國精算學會會報，民國七十四年度，第九期第一冊.
11.廖述源，「結合性保險費率釐訂之探討」，華僑產物保險雙月刊，民國七十七年，第十卷二期.
12.中華民國七十五年台灣地區住宅調查報告，行政院主計處編印，民國七十五年十一月.
13.台灣省台北市火險費率規章，台北市產物保險商業同業公會編印，民國七十三年十二月.
14.陳振金，「住宅綜合保險之研究」，保險專刊，民國七十六年三月，第七集。		zh_TW