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題名 肺癌之研究及保單設計
Study and price insurance for the lung cancer
作者 葉步釩
Ye, Bu Fan
貢獻者 劉惠美
葉步釩
Ye, Bu Fan
關鍵詞 全民健康保險研究資料庫
肺癌
醫療成本估計
多重型態模型
轉換力
純保費
National Health Insurance Research Database
Lung cancer
Medical cost estimation
Multiple state model
Transition intensity
Pure premium
日期 2016
上傳時間 11-Jul-2016 16:54:47 (UTC+8)
摘要 本次研究使用全民健康保險研究資料庫2005承保抽樣歸人檔(LHID2005),共40萬人的承保資料,針對肺癌患者的特徵進行分析,並與美國國家癌症研究所的肺癌資料作比較,罹患肺癌的人數都呈現男性多於女性,罹癌年齡的最高峰同樣落在65歲至74歲。
     接著,將門診處方及治療明細檔和住院醫療費用清單明細檔進行彙整,整理出肺癌患者在2005年至2012年之間的門診費用以及住院費用,並比較不同項目的差距及特徵,門診費用以用藥明細點數最高,住院花費前五名的項目為葯費、病房費、放射線診療費、檢查費以及治療處置費。
     最後,建構肺癌治療的多重型態模型,治療方式包含手術治療、放射線治療、化學治療,估計不同狀態之間的轉換力,進而算出五年定期躉繳肺癌保單之純保費。
This study used Longitudinal Health Insurance Database 2005 (LHID2005) from Taiwan’s National Health Insurance Research Database (NHIRD). Screening the 400,000 insured of NHIRD to select the lung and bronchus cancer patients. This study analyzed and described their characteristics. Furthermore, it compared Taiwan’s lung and bronchus cancer data with the data in the United States derived from National Cancer Institute of the USA. The results revealed that the number of male patients is more than female patients and lung cancer is most frequently diagnosed among people aged 65-74 in both countries.
     Another aim was to sum up the lung cancer medical cost in 2005 to 2012 from NHIRD database, including ambulatory care expenditures by visits and inpatient expenditures by admissions. The highest cost of outpatients was medicine fee. The top five inpatient expenditures were medicine fee, ward fee, radiation therapy fee, inspection fee and therapeutic treatment fee.
     Finally, this study constructed a multiple state model of lung cancer treatment, including surgery, radiotherapy, chemotherapy. Estimating the transition intensities from multiple state model to calculate the pure premium of a five-year lung cancer policy.
參考文獻 Chou, Li-Fang (2004). Estimating medical costs of gastroenterological diseases. World Journal of Gastroenterology. 10(2). 273-278.
     National Cancer Institute. SEER Stat fact sheets:Lung and Bronchus Cancer.
     Retrieved April 12 2016. From http://seer.cancer.gov/statfacts/html/lungb.html.
     Ross, S. M. (1996). Stochastic Processes, 2nd Edition. John Wiley & Sons, Inc. New York.
     Waters, H. R. (1984). An approach to the study of multiple state models. Journal of Institute of Acturial. Volume 111. 363-374.
     王儀瑄 (2013),婦癌弱體保單設計及定價,東吳大學,財務工程與精算數學系碩士論文。
     台灣肺癌協會,肺癌一百問,上網日期:104年12月16日,檢自:http://www.tlcs.org.tw/qa.php
     江啟輝 (2012),肺癌防治,聲洋防癌之聲,137期,2-5。
     南山人壽護您久久癌症醫療終身健康保險附約(CAR),上網日期:105年1月20日,檢自:https://www.nanshanlife.com.tw/eServicePublic/publicweb/productinfo/ProductInfo.action?method:doProductInfoDetail=x&productTypeNo=Protect02&productNo=000000043
     陳晉興 (2014),肺癌防治即刻行動!Part 2 肺癌治療篇,財團法人全民健康基金會,健康報導,第28期。
     國泰人壽新康樂防癌終身保險,上網日期:105年1月25日,檢自:https://www.cathayholdings.com/life/web/ext/pages/product/insurance/insuranceProduct/health/health.html
     國家衛生研究院全民健康保險研究資料庫,上網日期:104年10月15日,檢自:http://nhird.nhri.org.tw/date_cohort.html。
     衛生福利部,103年國人死因統計結果,上網日期:104年9月23日,檢自:http://www.mohw.gov.tw/news/531349778
描述 碩士
國立政治大學
統計學系
103354004
資料來源 http://thesis.lib.nccu.edu.tw/record/#G0103354004
資料類型 thesis
dc.contributor.advisor 劉惠美zh_TW
dc.contributor.author (Authors) 葉步釩zh_TW
dc.contributor.author (Authors) Ye, Bu Fanen_US
dc.creator (作者) 葉步釩zh_TW
dc.creator (作者) Ye, Bu Fanen_US
dc.date (日期) 2016en_US
dc.date.accessioned 11-Jul-2016 16:54:47 (UTC+8)-
dc.date.available 11-Jul-2016 16:54:47 (UTC+8)-
dc.date.issued (上傳時間) 11-Jul-2016 16:54:47 (UTC+8)-
dc.identifier (Other Identifiers) G0103354004en_US
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/98845-
dc.description (描述) 碩士zh_TW
dc.description (描述) 國立政治大學zh_TW
dc.description (描述) 統計學系zh_TW
dc.description (描述) 103354004zh_TW
dc.description.abstract (摘要) 本次研究使用全民健康保險研究資料庫2005承保抽樣歸人檔(LHID2005),共40萬人的承保資料,針對肺癌患者的特徵進行分析,並與美國國家癌症研究所的肺癌資料作比較,罹患肺癌的人數都呈現男性多於女性,罹癌年齡的最高峰同樣落在65歲至74歲。
     接著,將門診處方及治療明細檔和住院醫療費用清單明細檔進行彙整,整理出肺癌患者在2005年至2012年之間的門診費用以及住院費用,並比較不同項目的差距及特徵,門診費用以用藥明細點數最高,住院花費前五名的項目為葯費、病房費、放射線診療費、檢查費以及治療處置費。
     最後,建構肺癌治療的多重型態模型,治療方式包含手術治療、放射線治療、化學治療,估計不同狀態之間的轉換力,進而算出五年定期躉繳肺癌保單之純保費。
zh_TW
dc.description.abstract (摘要) This study used Longitudinal Health Insurance Database 2005 (LHID2005) from Taiwan’s National Health Insurance Research Database (NHIRD). Screening the 400,000 insured of NHIRD to select the lung and bronchus cancer patients. This study analyzed and described their characteristics. Furthermore, it compared Taiwan’s lung and bronchus cancer data with the data in the United States derived from National Cancer Institute of the USA. The results revealed that the number of male patients is more than female patients and lung cancer is most frequently diagnosed among people aged 65-74 in both countries.
     Another aim was to sum up the lung cancer medical cost in 2005 to 2012 from NHIRD database, including ambulatory care expenditures by visits and inpatient expenditures by admissions. The highest cost of outpatients was medicine fee. The top five inpatient expenditures were medicine fee, ward fee, radiation therapy fee, inspection fee and therapeutic treatment fee.
     Finally, this study constructed a multiple state model of lung cancer treatment, including surgery, radiotherapy, chemotherapy. Estimating the transition intensities from multiple state model to calculate the pure premium of a five-year lung cancer policy.
en_US
dc.description.tableofcontents 第一章 緒論 1
     第一節 研究動機 1
     第二節 研究目的 2
     第二章 文獻探討 3
     第三章 研究方法 14
     第一節 資料來源及處理 14
     第二節 肺癌保單設計 16
     第三節 多重狀態模型 17
     第四節 狀態轉換機率估計 20
     第五節 純保費計算 21
     第四章 研究結果 22
     第一節 肺癌患者分析 22
     第二節 門診及住院費用統計 33
     第三節 肺癌保單純保費 42
     第五章 結論 45
     參考文獻 46
     附錄 48
zh_TW
dc.source.uri (資料來源) http://thesis.lib.nccu.edu.tw/record/#G0103354004en_US
dc.subject (關鍵詞) 全民健康保險研究資料庫zh_TW
dc.subject (關鍵詞) 肺癌zh_TW
dc.subject (關鍵詞) 醫療成本估計zh_TW
dc.subject (關鍵詞) 多重型態模型zh_TW
dc.subject (關鍵詞) 轉換力zh_TW
dc.subject (關鍵詞) 純保費zh_TW
dc.subject (關鍵詞) National Health Insurance Research Databaseen_US
dc.subject (關鍵詞) Lung canceren_US
dc.subject (關鍵詞) Medical cost estimationen_US
dc.subject (關鍵詞) Multiple state modelen_US
dc.subject (關鍵詞) Transition intensityen_US
dc.subject (關鍵詞) Pure premiumen_US
dc.title (題名) 肺癌之研究及保單設計zh_TW
dc.title (題名) Study and price insurance for the lung canceren_US
dc.type (資料類型) thesisen_US
dc.relation.reference (參考文獻) Chou, Li-Fang (2004). Estimating medical costs of gastroenterological diseases. World Journal of Gastroenterology. 10(2). 273-278.
     National Cancer Institute. SEER Stat fact sheets:Lung and Bronchus Cancer.
     Retrieved April 12 2016. From http://seer.cancer.gov/statfacts/html/lungb.html.
     Ross, S. M. (1996). Stochastic Processes, 2nd Edition. John Wiley & Sons, Inc. New York.
     Waters, H. R. (1984). An approach to the study of multiple state models. Journal of Institute of Acturial. Volume 111. 363-374.
     王儀瑄 (2013),婦癌弱體保單設計及定價,東吳大學,財務工程與精算數學系碩士論文。
     台灣肺癌協會,肺癌一百問,上網日期:104年12月16日,檢自:http://www.tlcs.org.tw/qa.php
     江啟輝 (2012),肺癌防治,聲洋防癌之聲,137期,2-5。
     南山人壽護您久久癌症醫療終身健康保險附約(CAR),上網日期:105年1月20日,檢自:https://www.nanshanlife.com.tw/eServicePublic/publicweb/productinfo/ProductInfo.action?method:doProductInfoDetail=x&productTypeNo=Protect02&productNo=000000043
     陳晉興 (2014),肺癌防治即刻行動!Part 2 肺癌治療篇,財團法人全民健康基金會,健康報導,第28期。
     國泰人壽新康樂防癌終身保險,上網日期:105年1月25日,檢自:https://www.cathayholdings.com/life/web/ext/pages/product/insurance/insuranceProduct/health/health.html
     國家衛生研究院全民健康保險研究資料庫,上網日期:104年10月15日,檢自:http://nhird.nhri.org.tw/date_cohort.html。
     衛生福利部,103年國人死因統計結果,上網日期:104年9月23日,檢自:http://www.mohw.gov.tw/news/531349778
zh_TW