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題名 Do Undesirables Matter on the Examination of Banking Efficiency Using Stochastic Directional Distance Functions
作者 黃台心
Huang, Tai-Hsin;Chung, Ming-Tai
貢獻者 金融系
關鍵詞 Technical efficiency; Directional technology distance function; Undesirable outputs; Public banks; Private banks; Financial holding company
日期 2016-10
上傳時間 8-Dec-2016 15:05:45 (UTC+8)
摘要 This paper aims to gain further insights into whether the First Financial Restructuring (FFR) policy improves the technical efficiency of Taiwan’s banks during the period 1999–2012, using the directional technology distance function (DDF). DDF simultaneously allows for the expansion of the desirables and the contraction of the undesirables, which is able to depict a bank’s true production activities. We find that the banks have a lower technical inefficiency with the preferred model compared to the other models. Before 2002, the technical inefficiency exhibits a gradual upward trend and then posts a downward trend during the FFR period, due to enhanced banking and benefits obtained from compliance with FFR. The inefficiency scores deteriorate sharply, during the “credit card and cash card crisis” in 2006 and “the subprime mortgage crisis” in 2008. Public and financial holding company (FHC) banks are respectively more efficient than private and non-FHC banks.
關聯 Quarterly Review of Economics and Finance, Available online 26 October 2016
資料類型 article
DOI http://dx.doi.org/10.1016/j.qref.2016.09.007
dc.contributor 金融系
dc.creator (作者) 黃台心zh_TW
dc.creator (作者) Huang, Tai-Hsin;Chung, Ming-Tai
dc.date (日期) 2016-10
dc.date.accessioned 8-Dec-2016 15:05:45 (UTC+8)-
dc.date.available 8-Dec-2016 15:05:45 (UTC+8)-
dc.date.issued (上傳時間) 8-Dec-2016 15:05:45 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/104666-
dc.description.abstract (摘要) This paper aims to gain further insights into whether the First Financial Restructuring (FFR) policy improves the technical efficiency of Taiwan’s banks during the period 1999–2012, using the directional technology distance function (DDF). DDF simultaneously allows for the expansion of the desirables and the contraction of the undesirables, which is able to depict a bank’s true production activities. We find that the banks have a lower technical inefficiency with the preferred model compared to the other models. Before 2002, the technical inefficiency exhibits a gradual upward trend and then posts a downward trend during the FFR period, due to enhanced banking and benefits obtained from compliance with FFR. The inefficiency scores deteriorate sharply, during the “credit card and cash card crisis” in 2006 and “the subprime mortgage crisis” in 2008. Public and financial holding company (FHC) banks are respectively more efficient than private and non-FHC banks.
dc.format.extent 1751728 bytes-
dc.format.mimetype application/pdf-
dc.relation (關聯) Quarterly Review of Economics and Finance, Available online 26 October 2016
dc.subject (關鍵詞) Technical efficiency; Directional technology distance function; Undesirable outputs; Public banks; Private banks; Financial holding company
dc.title (題名) Do Undesirables Matter on the Examination of Banking Efficiency Using Stochastic Directional Distance Functions
dc.type (資料類型) article
dc.identifier.doi (DOI) 10.1016/j.qref.2016.09.007
dc.doi.uri (DOI) http://dx.doi.org/10.1016/j.qref.2016.09.007