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題名 Risk of Internationalization on Taiwan Banking Industry
作者 李桐豪
Lee, Tung-Hao
Chih, Shu-Hwa
Cheng, Yu-Chun
遲淑華
貢獻者 金融學系
關鍵詞 Asset Size; Internationalization Risk; Large Bank and small bank; Taiwan Banking Industry
日期 2017
上傳時間 30-Aug-2017 15:40:19 (UTC+8)
摘要 Global banking system has changed dramatically in the last several decades which make banks encounter difficulties and discover opportunities while developing their business. In this increasingly saturated environment, existing banks start to find a way to expand their territories overseas to set up higher entry barriers. Especially in Taiwan, because of excessive banks, small economic scale and overlap financial services, the financial industry is more competitive than in other markets resulting the interest rate spread becomes more and more narrow. Most of research find a positive relationship between internationalization and bank risk. However, this paper employs the data of commercial banks in Taiwan, the result suggests that internationalization of a bank is associated with lower risk for overall banks. Additionally, we find that the bank size has different effects on the relationship between internationalization and risk. Large banks tend to have the lower average risk but to increase the bank risk when go abroad. On the other hand, small banks have a diversification effect on internationalization but the overall risk is larger and the operation is not as efficient as large banks.
關聯 Annual International Conference on Accounting & Finance , p32-42. 11p.
資料類型 conference
DOI http://dx.doi.org/10.5176/2251-1997_AF17.26
dc.contributor 金融學系zh_TW
dc.creator (作者) 李桐豪zh_TW
dc.creator (作者) Lee, Tung-Haoen_US
dc.creator (作者) Chih, Shu-Hwaen_US
dc.creator (作者) Cheng, Yu-Chunen_US
dc.creator (作者) 遲淑華zh_TW
dc.date (日期) 2017-
dc.date.accessioned 30-Aug-2017 15:40:19 (UTC+8)-
dc.date.available 30-Aug-2017 15:40:19 (UTC+8)-
dc.date.issued (上傳時間) 30-Aug-2017 15:40:19 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/112307-
dc.description.abstract (摘要) Global banking system has changed dramatically in the last several decades which make banks encounter difficulties and discover opportunities while developing their business. In this increasingly saturated environment, existing banks start to find a way to expand their territories overseas to set up higher entry barriers. Especially in Taiwan, because of excessive banks, small economic scale and overlap financial services, the financial industry is more competitive than in other markets resulting the interest rate spread becomes more and more narrow. Most of research find a positive relationship between internationalization and bank risk. However, this paper employs the data of commercial banks in Taiwan, the result suggests that internationalization of a bank is associated with lower risk for overall banks. Additionally, we find that the bank size has different effects on the relationship between internationalization and risk. Large banks tend to have the lower average risk but to increase the bank risk when go abroad. On the other hand, small banks have a diversification effect on internationalization but the overall risk is larger and the operation is not as efficient as large banks.en_US
dc.format.extent 925216 bytes-
dc.format.mimetype application/pdf-
dc.relation (關聯) Annual International Conference on Accounting & Finance , p32-42. 11p.en_US
dc.subject (關鍵詞) Asset Size; Internationalization Risk; Large Bank and small bank; Taiwan Banking Industryen_US
dc.title (題名) Risk of Internationalization on Taiwan Banking Industryen_US
dc.type (資料類型) conference-
dc.identifier.doi (DOI) 10.5176/2251-1997_AF17.26-
dc.doi.uri (DOI) http://dx.doi.org/10.5176/2251-1997_AF17.26-