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題名 Do undesirables matter on the examination of banking efficiency using stochastic directional distance functions
作者 黃台心
Huang, Tai-Hsin
Chung, Ming-Tai
貢獻者 金融系
關鍵詞 Technical efficiency; Directional technology distance function; Undesirable outputs; Public banks; Private banks; Financial holding company
日期 2017-08
上傳時間 21-Nov-2017 17:41:27 (UTC+8)
摘要 This paper aims to gain further insights into whether the First Financial Restructuring (FFR) policy improves the technical efficiency of Taiwan’s banks during the period 1999–2012, using the directional technology distance function (DDF). DDF simultaneously allows for the expansion of the desirables and the contraction of the undesirables, which is able to depict a bank’s true production activities. We find that the banks have a lower technical inefficiency with the preferred model compared to the other models. Before 2002, the technical inefficiency exhibits a gradual upward trend and then posts a downward trend during the FFR period, due to enhanced banking and benefits obtained from compliance with FFR. The inefficiency scores deteriorate sharply, during the “credit card and cash card crisis” in 2006 and “the subprime mortgage crisis” in 2008. Public and financial holding company (FHC) banks are respectively more efficient than private and non-FHC banks.
關聯 The Quarterly Review of Economics and Finance, Volume 65, Pages 194-211
資料類型 article
DOI https://doi.org/10.1016/j.qref.2016.09.007
dc.contributor 金融系
dc.creator (作者) 黃台心zh_TW
dc.creator (作者) Huang, Tai-Hsinen_US
dc.creator (作者) Chung, Ming-Taien_US
dc.date (日期) 2017-08
dc.date.accessioned 21-Nov-2017 17:41:27 (UTC+8)-
dc.date.available 21-Nov-2017 17:41:27 (UTC+8)-
dc.date.issued (上傳時間) 21-Nov-2017 17:41:27 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/114846-
dc.description.abstract (摘要) This paper aims to gain further insights into whether the First Financial Restructuring (FFR) policy improves the technical efficiency of Taiwan’s banks during the period 1999–2012, using the directional technology distance function (DDF). DDF simultaneously allows for the expansion of the desirables and the contraction of the undesirables, which is able to depict a bank’s true production activities. We find that the banks have a lower technical inefficiency with the preferred model compared to the other models. Before 2002, the technical inefficiency exhibits a gradual upward trend and then posts a downward trend during the FFR period, due to enhanced banking and benefits obtained from compliance with FFR. The inefficiency scores deteriorate sharply, during the “credit card and cash card crisis” in 2006 and “the subprime mortgage crisis” in 2008. Public and financial holding company (FHC) banks are respectively more efficient than private and non-FHC banks.en_US
dc.format.extent 1603454 bytes-
dc.format.mimetype application/pdf-
dc.relation (關聯) The Quarterly Review of Economics and Finance, Volume 65, Pages 194-211en_US
dc.subject (關鍵詞) Technical efficiency; Directional technology distance function; Undesirable outputs; Public banks; Private banks; Financial holding companyen_US
dc.title (題名) Do undesirables matter on the examination of banking efficiency using stochastic directional distance functionsen_US
dc.type (資料類型) article
dc.identifier.doi (DOI) 10.1016/j.qref.2016.09.007
dc.doi.uri (DOI) https://doi.org/10.1016/j.qref.2016.09.007