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題名 銀行參與銀行保險業務與合作策略對經營效率之研究
作者 彭金隆
貢獻者 風險管理與保險學系
關鍵詞 銀行保險;銀行;效率;獲利能力
Bancassurance; Banking; Efficiency; Profitability
日期 2014
上傳時間 25-Dec-2017 14:51:14 (UTC+8)
摘要 本研究主要探討銀行從事銀行保險業務是否會改善銀行的效率以及獲利,本研究以我國2004至2012年銀行從事銀行保險業務真實的資料,以所收佣金占銀行利息與非利息收入之比率做為衡量銀行保險涉入程度,進行實證研究。研究發現銀行涉入銀行保險程度越高對於效率及獲力能力有顯著正面的影響。
We set out in this study to investigate whether the efficiency and profitabilityof banks are improved by bancassurance business. We use actual data provided by a unique database on banks engaging in bancassurance business in Taiwan between 2004 and 2012to examine the positive impact of the system. We find evidence to show that banks with greaterinvolvement in bancassurance tend to improves efficiency, with our empirical results also indicating that such greater involvement accrue larger profit. Our results provide support for the notion that bancassurance offerssubstantial benefits for banks whilst also increasing shareholder value.
關聯 執行起迄:2014/08/01~2015/08/31
103-2410-H-004-101
資料類型 report
dc.contributor 風險管理與保險學系zh_Tw
dc.creator (作者) 彭金隆zh_TW
dc.date (日期) 2014en_US
dc.date.accessioned 25-Dec-2017 14:51:14 (UTC+8)-
dc.date.available 25-Dec-2017 14:51:14 (UTC+8)-
dc.date.issued (上傳時間) 25-Dec-2017 14:51:14 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/115362-
dc.description.abstract (摘要) 本研究主要探討銀行從事銀行保險業務是否會改善銀行的效率以及獲利,本研究以我國2004至2012年銀行從事銀行保險業務真實的資料,以所收佣金占銀行利息與非利息收入之比率做為衡量銀行保險涉入程度,進行實證研究。研究發現銀行涉入銀行保險程度越高對於效率及獲力能力有顯著正面的影響。zh_TW
dc.description.abstract (摘要) We set out in this study to investigate whether the efficiency and profitabilityof banks are improved by bancassurance business. We use actual data provided by a unique database on banks engaging in bancassurance business in Taiwan between 2004 and 2012to examine the positive impact of the system. We find evidence to show that banks with greaterinvolvement in bancassurance tend to improves efficiency, with our empirical results also indicating that such greater involvement accrue larger profit. Our results provide support for the notion that bancassurance offerssubstantial benefits for banks whilst also increasing shareholder value.en_US
dc.format.extent 593029 bytes-
dc.format.mimetype application/pdf-
dc.relation (關聯) 執行起迄:2014/08/01~2015/08/31zh_TW
dc.relation (關聯) 103-2410-H-004-101zh_TW
dc.subject (關鍵詞) 銀行保險;銀行;效率;獲利能力zh_TW
dc.subject (關鍵詞) Bancassurance; Banking; Efficiency; Profitabilityen_US
dc.title (題名) 銀行參與銀行保險業務與合作策略對經營效率之研究_TW
dc.type (資料類型) report