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題名 探討區塊鏈在供應鏈金融上的應用
Exploring the Applications of BlockChain on Supply Chain Finance作者 王宣博
Wang, Xuan-Bo貢獻者 洪叔民<br>陳恭
王宣博
Wang,Xuan-Bo關鍵詞 比特幣
區塊鏈
分散式帳本
工業4.0
供應鏈金融日期 2018 上傳時間 4-Jul-2018 14:47:26 (UTC+8) 摘要 生活中許多訊息、資料都漸漸的數位化，從一般的文字、音樂，到影片，甚至是貨幣，都已經可以藉由網路來傳遞，但對於傳遞資料本身的價值卻非常難，如圖片、音樂的資訊價值都是極容易經由仿造、複製而被稀釋，但Nakamoto在2008年提出的比特幣，成功達成了當雙方傳遞數位資訊時，可保證其價值不會被複製，而達成價值保證的原因是底層技術-區塊鏈分散式帳本。回到台灣，台灣產業中，有97%是由中小企業所組成，對於銀行，對於中小企業的放款活動是非常重要的業務之一，市場潛力也非常大，但在供應鏈上大型的中心廠因本身財力雄厚，故漸漸發展出獨自的貸款服務，如經濟日報中的報導“鴻海子公司富金通與美國點融網共同宣布利用區塊鏈技術提供準備瞄準電子、汽車、服裝業等三大領域的中小企業服務，顯示鴻海集團將擴大供應鏈金融的服務”，此金融服務也可看出未來區塊鏈對於銀行，若是用在供應鏈金融，將有著莫大的商機，故本研究藉由各領域的研究報告進行供應鏈金融的分析，旨在了解區塊鏈如何應用於銀行的供應鏈金融業務 。
Nowadays, a lot of information such as text, music and video or even things like currency are gradually digitalized and are able to be transmitted over Internet. However, because of the duplication problems, it is more difficult to transfer the value of information than information itself.In 2008, Satoshi Nakamoto proposed the usage of Bitcoin, which prevent the value of the information from being duplicated by using decentralized distribute ledger while conducting point-to-point data transmission.Back to the market here in Taiwan, small and medium-sized enterprises (SMEs) make up about 97% of all enterprises. Obviously, because of the great market potential, loans to SMEs are a huge and crucial segment for banking operation.However, supply chain giants gradually developed their own loan service relying on their financial superiority.According to the news from Dianrong: “ Dianrong and FnConn recently announced the market launch of Chained Finance, the first-ever blockchain platform for supply chain finance targeting three major industries: electronics, auto and garment manufacturing.” This shows Foxconn’s ambition for expanding the supply chain finance service. There is no doubt that if bank use blockchain in supply chain finance will have enormous business opportunities. Therefore, this research will focus on understanding how to apply blockchain to the banks’ supply chain finance service by analyzing papers from different industries.參考文獻 Abeyratne, S. A., & Monfared, R. P. (2016). Blockchain ready manufacturing supply chain using distributed ledger.Akkermans, H. A., Bogerd, P., Yücesan, E., & Van Wassenhove, L. N. (2003). The impact of ERP on supply chain management: Exploratory findings from a European Delphi study. European Journal of Operational Research, 146(2), 284-301.Deloitte University Press. (2014), Payment process: Current versus Bitcoin, Retrieved from:https://dupress.deloitte.com/dup-us-en/topics/emergingechnologies/bitcoin -fact- fiction-future.htmlDu, L. (2007). Acquiring competitive advantage in industry through supply chain integration: a case study of Yue Yuen Industrial Holdings Ltd. Journal of Enterprise Information Management, 20(5), 527-543.Dalal, D., Yong, S., & Lewis, A. (2017). The Future is Here–Project Ubin: SGD on Distributed Ledger. Monetary Authority of Singapore & Deloitte.Economist, T. (2015). The promise of the blockchain: The trust machine:The Economist, 31.Handfield, R. B., & Nichols, J. R. EL (1999). Introduction to Supply chain Management.Howard L. (2016). Whitepaper on Distribute Ledger Technology. Applied Science and Technology Research Institute (ASTRI). Hong Kong Monetary AuthorityIansiti, M., & Lakhani, K. R. (2017). The truth about blockchain. Harvard Business Review, 95(1), 118-127.Koçoğlu, İ., İmamoğlu, S. Z., İnce, H., & Keskin, H. (2011). The effect of supply chain integration on information sharing: Enhancing the supply chain performance. Procedia-social and behavioral sciences, 24, 1630-1649.Korpela, K., Hallikas, J., & Dahlberg, T. (2017, January). Digital supply chain transformation toward blockchain integration. In proceedings of the 50th Hawaii international conference on system sciences.Marshall, A. (2016). Ethereum101：from Idea to Release, Retrieved from：https://coIntelegraph.com/new s/ethereum-101-from-idea-to-release.McWaters, R., Galaski, R., & Chatterjee, S. (2016). The future of financial infrastructure: An ambitious look at how blockchain can reshape financial services. In World Economic Forum.Mills, D. C., Wang, K., Malone, B., Ravi, A., Marquardt, J. C., Badev, A. I., ... & Ellithorpe, M. (2016). Distributed ledger technology in payments, clearing, and settlement.Nakamoto, S. (2008). Bitcoin: A peer-to-peer electronic cash system.Osterwalder, A., & Pigneur, Y. (2010). Business model generation: a handbook for visionaries, game changers, and challengers. John Wiley & Sons.TheCointelegarph.(2016).What-is-ethereum,Retrievedfrom:https://steemit.com/steem it/@blendplayz/what-is-ethereumVentura, A., Koenitzer, M., Stein, P., Tufano, P., & Drummer, D. (2015). The Future of FinTech: A paradigm shift in small business finance. In World Economic Forum, Global Agenda Council on the Future of Financing and Capital, Retrieved from:http://www3.weforum.org/docs/IP/2015/FS/GAC15_The_Future_of_FinTech_Paradigm_Shift _Small_Business_Finance_report_2015. pdf.Wan, T., & Max, H. (2014). Bitcoin: Fact. Fiction. Future.Wild, J., Arnold, M., & Stafford, P. (2015). Technology: Banks seek the key to blockchain. Financial Times, November, 1.王世彤, & 李殿奎. (2009). 水泥企業 ERP 系統的研究與設計. 佳木斯大學學報: 自然科學版, 27(2), 221-222.王國剛, & 宣小影. (2015). 中外供應鏈金融比較研究.人民出版社.田景雲. (2011). 影響台灣雙帳款管理商模式之出口應收帳款量的因素. 中央大學產業經濟研究所碩士在職專班學位論文, 1-67.李鐘培, &黃思明 (2017). 滙豐銀行-貿易融資優化. 管理評論, 36(2), 73-74.張淑真. (2013). 供應鏈金融研究-廠商的觀點 (Doctoral dissertation, 撰者).張瑞辰. (2017). 應用區塊鏈加快國際貿易信用狀處理流程.國立政治大學 資訊科學(系)研究所碩士論文,1-52張明裕. (2018). 區塊鏈如何成為供應鏈金融優質資產挖掘機？ 檢自：https://itw01.com/3GIMEY7.html黃立中. (2017). 區塊鏈與供應鏈金融.國立政治大學 經營管理碩士學程(EMBA)論文,1-45許明恩. (2018). 圈錢不是ICO的最終目. 區塊勢，檢自：https://blocktrend.today/01-30-2018-ico-value-and-defect-analysis曹磊, &錢海利. (2016). FinTech 金融科技革命: 網路金融新體系, 改變你我消費, 理財, 保險與借貸的未來. 商周出版.經濟部中小企業處. (2017). 2017中小企業白皮書.劉泰英. (1981). 如何幫助中小企業. 天下雜誌4期. 檢自：https://www.c w.com.tw/article/article.action?id=5039659-%E5%A6%82%E4%BD %95% E5%B9%AB%E5%8A%A9%E4%B8%AD%E5%B0%8F%E4%BC%81%E6%A5%AD%EF%BC%9F 描述 碩士
國立政治大學
企業管理研究所(MBA學位學程)
105363008資料來源 http://thesis.lib.nccu.edu.tw/record/#G0105363008 資料類型 thesis dc.contributor.advisor 洪叔民<br>陳恭 zh_TW dc.contributor.author (Authors) 王宣博 zh_TW dc.contributor.author (Authors) Wang,Xuan-Bo en_US dc.creator (作者) 王宣博 zh_TW dc.creator (作者) Wang, Xuan-Bo en_US dc.date (日期) 2018 en_US dc.date.accessioned 4-Jul-2018 14:47:26 (UTC+8) - dc.date.available 4-Jul-2018 14:47:26 (UTC+8) - dc.date.issued (上傳時間) 4-Jul-2018 14:47:26 (UTC+8) - dc.identifier (Other Identifiers) G0105363008 en_US dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/118366 - dc.description (描述) 碩士 zh_TW dc.description (描述) 國立政治大學 zh_TW dc.description (描述) 企業管理研究所(MBA學位學程) zh_TW dc.description (描述) 105363008 zh_TW dc.description.abstract (摘要) 生活中許多訊息、資料都漸漸的數位化，從一般的文字、音樂，到影片，甚至是貨幣，都已經可以藉由網路來傳遞，但對於傳遞資料本身的價值卻非常難，如圖片、音樂的資訊價值都是極容易經由仿造、複製而被稀釋，但Nakamoto在2008年提出的比特幣，成功達成了當雙方傳遞數位資訊時，可保證其價值不會被複製，而達成價值保證的原因是底層技術-區塊鏈分散式帳本。回到台灣，台灣產業中，有97%是由中小企業所組成，對於銀行，對於中小企業的放款活動是非常重要的業務之一，市場潛力也非常大，但在供應鏈上大型的中心廠因本身財力雄厚，故漸漸發展出獨自的貸款服務，如經濟日報中的報導“鴻海子公司富金通與美國點融網共同宣布利用區塊鏈技術提供準備瞄準電子、汽車、服裝業等三大領域的中小企業服務，顯示鴻海集團將擴大供應鏈金融的服務”，此金融服務也可看出未來區塊鏈對於銀行，若是用在供應鏈金融，將有著莫大的商機，故本研究藉由各領域的研究報告進行供應鏈金融的分析，旨在了解區塊鏈如何應用於銀行的供應鏈金融業務 。 zh_TW dc.description.abstract (摘要) Nowadays, a lot of information such as text, music and video or even things like currency are gradually digitalized and are able to be transmitted over Internet. However, because of the duplication problems, it is more difficult to transfer the value of information than information itself.In 2008, Satoshi Nakamoto proposed the usage of Bitcoin, which prevent the value of the information from being duplicated by using decentralized distribute ledger while conducting point-to-point data transmission.Back to the market here in Taiwan, small and medium-sized enterprises (SMEs) make up about 97% of all enterprises. Obviously, because of the great market potential, loans to SMEs are a huge and crucial segment for banking operation.However, supply chain giants gradually developed their own loan service relying on their financial superiority.According to the news from Dianrong: “ Dianrong and FnConn recently announced the market launch of Chained Finance, the first-ever blockchain platform for supply chain finance targeting three major industries: electronics, auto and garment manufacturing.” This shows Foxconn’s ambition for expanding the supply chain finance service. There is no doubt that if bank use blockchain in supply chain finance will have enormous business opportunities. Therefore, this research will focus on understanding how to apply blockchain to the banks’ supply chain finance service by analyzing papers from different industries. en_US dc.description.tableofcontents 中文摘要 IAbstract II目次 III圖次 IV表次 V第壹章 緒論 1第一節 研究背景與動機 1第二節 研究目的 2第貳章 文獻探討 3第一節 供應鏈 3第二節 供應鏈金融 6第三節 區塊鏈 10第四節 商業模式九宮格 24第參章 區塊鏈應用 26第一節 整體區塊鏈的使用現狀 26第二節 各產業使用狀況 28第三節 區塊鏈商業模式圖 31第肆章 商業模式之建立 33第一節 區塊鏈應用於供應鏈金融之考量因素 33第二節 銀行切入供應鏈金融方式 34第三節 商業模型設計 40第四節 A銀行訪談 46第五節 區塊鏈運作模式及效益評估 53第伍章 結論與未來發展 56第一節 結論 56第二節 研究限制及實際商業運用建議 58參考文獻 60 zh_TW dc.format.extent 2547813 bytes - dc.format.mimetype application/pdf - dc.source.uri (資料來源) http://thesis.lib.nccu.edu.tw/record/#G0105363008 en_US dc.subject (關鍵詞) 比特幣 zh_TW dc.subject (關鍵詞) 區塊鏈 zh_TW dc.subject (關鍵詞) 分散式帳本 zh_TW dc.subject (關鍵詞) 工業4.0 zh_TW dc.subject (關鍵詞) 供應鏈金融 zh_TW dc.title (題名) 探討區塊鏈在供應鏈金融上的應用 zh_TW dc.title (題名) Exploring the Applications of BlockChain on Supply Chain Finance en_US dc.type (資料類型) thesis en_US dc.relation.reference (參考文獻) Abeyratne, S. A., & Monfared, R. P. (2016). Blockchain ready manufacturing supply chain using distributed ledger.Akkermans, H. A., Bogerd, P., Yücesan, E., & Van Wassenhove, L. N. (2003). The impact of ERP on supply chain management: Exploratory findings from a European Delphi study. European Journal of Operational Research, 146(2), 284-301.Deloitte University Press. (2014), Payment process: Current versus Bitcoin, Retrieved from:https://dupress.deloitte.com/dup-us-en/topics/emergingechnologies/bitcoin -fact- fiction-future.htmlDu, L. (2007). Acquiring competitive advantage in industry through supply chain integration: a case study of Yue Yuen Industrial Holdings Ltd. Journal of Enterprise Information Management, 20(5), 527-543.Dalal, D., Yong, S., & Lewis, A. (2017). The Future is Here–Project Ubin: SGD on Distributed Ledger. Monetary Authority of Singapore & Deloitte.Economist, T. (2015). The promise of the blockchain: The trust machine:The Economist, 31.Handfield, R. B., & Nichols, J. R. EL (1999). Introduction to Supply chain Management.Howard L. (2016). Whitepaper on Distribute Ledger Technology. Applied Science and Technology Research Institute (ASTRI). Hong Kong Monetary AuthorityIansiti, M., & Lakhani, K. R. (2017). The truth about blockchain. Harvard Business Review, 95(1), 118-127.Koçoğlu, İ., İmamoğlu, S. Z., İnce, H., & Keskin, H. (2011). The effect of supply chain integration on information sharing: Enhancing the supply chain performance. Procedia-social and behavioral sciences, 24, 1630-1649.Korpela, K., Hallikas, J., & Dahlberg, T. (2017, January). Digital supply chain transformation toward blockchain integration. In proceedings of the 50th Hawaii international conference on system sciences.Marshall, A. (2016). Ethereum101：from Idea to Release, Retrieved from：https://coIntelegraph.com/new s/ethereum-101-from-idea-to-release.McWaters, R., Galaski, R., & Chatterjee, S. (2016). The future of financial infrastructure: An ambitious look at how blockchain can reshape financial services. In World Economic Forum.Mills, D. C., Wang, K., Malone, B., Ravi, A., Marquardt, J. C., Badev, A. I., ... & Ellithorpe, M. (2016). Distributed ledger technology in payments, clearing, and settlement.Nakamoto, S. (2008). Bitcoin: A peer-to-peer electronic cash system.Osterwalder, A., & Pigneur, Y. (2010). Business model generation: a handbook for visionaries, game changers, and challengers. John Wiley & Sons.TheCointelegarph.(2016).What-is-ethereum,Retrievedfrom:https://steemit.com/steem it/@blendplayz/what-is-ethereumVentura, A., Koenitzer, M., Stein, P., Tufano, P., & Drummer, D. (2015). The Future of FinTech: A paradigm shift in small business finance. In World Economic Forum, Global Agenda Council on the Future of Financing and Capital, Retrieved from:http://www3.weforum.org/docs/IP/2015/FS/GAC15_The_Future_of_FinTech_Paradigm_Shift _Small_Business_Finance_report_2015. pdf.Wan, T., & Max, H. (2014). Bitcoin: Fact. Fiction. Future.Wild, J., Arnold, M., & Stafford, P. (2015). Technology: Banks seek the key to blockchain. Financial Times, November, 1.王世彤, & 李殿奎. (2009). 水泥企業 ERP 系統的研究與設計. 佳木斯大學學報: 自然科學版, 27(2), 221-222.王國剛, & 宣小影. (2015). 中外供應鏈金融比較研究.人民出版社.田景雲. (2011). 影響台灣雙帳款管理商模式之出口應收帳款量的因素. 中央大學產業經濟研究所碩士在職專班學位論文, 1-67.李鐘培, &黃思明 (2017). 滙豐銀行-貿易融資優化. 管理評論, 36(2), 73-74.張淑真. (2013). 供應鏈金融研究-廠商的觀點 (Doctoral dissertation, 撰者).張瑞辰. (2017). 應用區塊鏈加快國際貿易信用狀處理流程.國立政治大學 資訊科學(系)研究所碩士論文,1-52張明裕. (2018). 區塊鏈如何成為供應鏈金融優質資產挖掘機？ 檢自：https://itw01.com/3GIMEY7.html黃立中. (2017). 區塊鏈與供應鏈金融.國立政治大學 經營管理碩士學程(EMBA)論文,1-45許明恩. (2018). 圈錢不是ICO的最終目. 區塊勢，檢自：https://blocktrend.today/01-30-2018-ico-value-and-defect-analysis曹磊, &錢海利. (2016). FinTech 金融科技革命: 網路金融新體系, 改變你我消費, 理財, 保險與借貸的未來. 商周出版.經濟部中小企業處. (2017). 2017中小企業白皮書.劉泰英. (1981). 如何幫助中小企業. 天下雜誌4期. 檢自：https://www.c w.com.tw/article/article.action?id=5039659-%E5%A6%82%E4%BD %95% E5%B9%AB%E5%8A%A9%E4%B8%AD%E5%B0%8F%E4%BC%81%E6%A5%AD%EF%BC%9F zh_TW dc.identifier.doi (DOI) 10.6814/THE.NCCU.MBA.023.2018.F08 -
