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題名 微型支付之外溢效果與最適補貼
Spillover Effect and Optimal Subsidy of Micropayments作者 洪如孟
Hung, Ju-Meng貢獻者 陳國樑
洪如孟
Hung, Ju-Meng關鍵詞 微型支付
外溢效果
最適補貼
Micropayment
Spillover effect
Optimal subsidy日期 2018 上傳時間 27-Aug-2018 14:58:56 (UTC+8) 摘要 本研究以產業組織與空間經濟討論中常見之線性城市模型為基礎，建立微型支付之理論模型，使微型支付市場之討論更具結構性。模型中需求者為一般財貨及勞務之消費者及店家，供給者為微型支付業者，並在獨占與寡占的微型支付市場結構下，分別探討無外溢效果、具單邊外溢效果、具雙邊外溢效果時，獨占與寡占之微型支付業者之極大化利潤決策。此外，在既定市場結構下，更進一步討論微型支付市場「內部」最適之價格與數量；最後，納入補貼，並探討「內部」最適補貼率。
Based on the linear city model, which is often used in industrial organization and spatial economics, this dissertation establishes a theoretical model of the micropayment market, in an effort to provide a framework for discussions on micropayments. The demand side of micropayments consists of consumers and merchants of usual goods and services, while the supply side consists of micropayment system providers. In both a monopolistic and duopolistic micropayment system market settings, the study concludes profit maximizing decisions under each of the scenarios of: no, one-sided, and two-sided spillover effects. Moreover, given the market settings, the study moves on to the discussion of the “internal” optimal prices and quantities of micropayment system market. Finally, using subsidies as the policy instrument, the study calculates the optimal subsidy rates.參考文獻 呂雪彗 (2017)，「林全督軍推行動支付」，《工商時報》，8月14日。陳鷖人 (2017)，「強推行動支付賴清德：2025年目標普及率九成」，《工商時報》，11月25日。劉奕成 (2017)，「擴大電子支付帶來4大面向價值」，《臺灣銀行家雜誌》，88，66–69。Ali, S. T., D. Clarke, and P. McCorry (2017), “The Nuts and Bolts of Micropayments: A Survey,” CoRR, abs/1710.02964.Chatterjee, P. and R. L. Rose (2012), “Do Payment Mechanisms Change the Way Consumers Perceive Products,” Journal of Consumer Research, 38, 1129–1139.Dai, X., J. Grundy, and B. Lo (2001), “Comparing and Contrasting Micro-payment Models for E-commerce Systems,” International Conferences Info-tech and Info-net, Beijing, 35–41.Ebina, T., T. Matsumura, and D. Shimizu (2011), “Spatial Cournot Equilibria in a Quasi‐linear City,” Papers in Regional Science, 90, 613–628.Gabszwicz, J. J. and J. F. Thisse (1986), “On the Nature of Competition with Differentiated Products,” The Economic Journal, 96, 160–172.Gholami, R., A. Ogun, E. Koh, and J. Lim (2010), “Factors Affecting E-payment Adoption in Nigeria,” Journal of Electronic Commerce in Organizations, 8, 51–67.Hotelling, H. (1929), “Stability in Competition,” The Economic Journal, 39, 41–57.Lambertini, L. and R. Orsini (2013), “On Hotelling`s ‘Stability in Competition’ with Network Externalities and Switching Costs,” Papers in Regional Science, 92, 873–883.Nero, G. (1999), “Full or Partial Market Coverage? A Note on Spatial Competition with Elastic Demand,” Managerial and Decision Economics, 20, 107–111.Lyon, N. (2016), “Norway, Sweden and Denmark Say ‘No’ to Cash,” Cointelegraph, Jan 25.Runnemark, E., J. Hedman, and X. Xiao (2015), “Do Consumers Pay More Using Debit Cards than Cash?” Electronic Commerce Research and Applications, 14, 285–291.See-To, E. W., J. Jaisingh, and K. Y. Tam (2007), “Analysis of Electronic Micropayment Market,” Journal of Electronic Commerce Research, 8, 63–83.Sung, M. J., R. Awasthi, and H. Lee (2017), “Can Tax Incentives for Electronic Payments Reduce the Shadow Economy? Korea’s Attempt to Reduce Underreporting in Retail Businesses,” Korean Journal of Policy Studies, 32, 85–134Szabo, N. (1999), “Micropayments and Mental Transaction Costs,” 2nd Berlin Internet Economics Workshop.Yoo, B., V. Choudhary, and T. Mukhopadhyay (2002), “A Model of Neutral B2B Intermediaries,” Journal of Management Information Systems, 19, 43–68.Zandi, M., S. Koropeckyj, V. Singh, and P. Matsiras (2016), “The Impact of Electronic Payments on Economic Growth,” Moody’s Analytics: Economic and Consumer Credit Analytics. Retrieved from https://usa.visa.com/dam/VCOM/download/visa-everywhere/global-impact/impact-of-electronic-payments-on-economic-growth.pdf 描述 碩士
國立政治大學
財政學系
105255019資料來源 http://thesis.lib.nccu.edu.tw/record/#G0105255019 資料類型 thesis dc.contributor.advisor 陳國樑 zh_TW dc.contributor.author (Authors) 洪如孟 zh_TW dc.contributor.author (Authors) Hung, Ju-Meng en_US dc.creator (作者) 洪如孟 zh_TW dc.creator (作者) Hung, Ju-Meng en_US dc.date (日期) 2018 en_US dc.date.accessioned 27-Aug-2018 14:58:56 (UTC+8) - dc.date.available 27-Aug-2018 14:58:56 (UTC+8) - dc.date.issued (上傳時間) 27-Aug-2018 14:58:56 (UTC+8) - dc.identifier (Other Identifiers) G0105255019 en_US dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/119598 - dc.description (描述) 碩士 zh_TW dc.description (描述) 國立政治大學 zh_TW dc.description (描述) 財政學系 zh_TW dc.description (描述) 105255019 zh_TW dc.description.abstract (摘要) 本研究以產業組織與空間經濟討論中常見之線性城市模型為基礎，建立微型支付之理論模型，使微型支付市場之討論更具結構性。模型中需求者為一般財貨及勞務之消費者及店家，供給者為微型支付業者，並在獨占與寡占的微型支付市場結構下，分別探討無外溢效果、具單邊外溢效果、具雙邊外溢效果時，獨占與寡占之微型支付業者之極大化利潤決策。此外，在既定市場結構下，更進一步討論微型支付市場「內部」最適之價格與數量；最後，納入補貼，並探討「內部」最適補貼率。 zh_TW dc.description.abstract (摘要) Based on the linear city model, which is often used in industrial organization and spatial economics, this dissertation establishes a theoretical model of the micropayment market, in an effort to provide a framework for discussions on micropayments. The demand side of micropayments consists of consumers and merchants of usual goods and services, while the supply side consists of micropayment system providers. In both a monopolistic and duopolistic micropayment system market settings, the study concludes profit maximizing decisions under each of the scenarios of: no, one-sided, and two-sided spillover effects. Moreover, given the market settings, the study moves on to the discussion of the “internal” optimal prices and quantities of micropayment system market. Finally, using subsidies as the policy instrument, the study calculates the optimal subsidy rates. en_US dc.description.tableofcontents 第一章、緒論 1第一節、研究背景 1第二節、研究動機與目的 2第二章、文獻回顧 5第一節、獨占微型支付理論模型 5第二節、線性城市模型 6第三章、理論模型 9第一節、獨占業者基本模型 9一、消費者基本假設 9二、店家基本假設 11三、獨占微型支付業者基本假設 15第二節、雙占業者基本模型 16一、消費者情形 16二、店家情形 18三、雙占微型支付業者基本假設 26第四章、獨占業者之外溢效果與最適補貼 27第一節、獨占業者之外溢效果 27一、無外溢效果 27二、消費者或店家具單邊外溢效果 28三、雙邊外溢效果 29第二節、獨占業者之最適補貼 33第五章、雙占業者下之外溢效果與最適補貼 35第一節、雙占業者之外溢效果 35一、無外溢效果 35二、消費者或店家具單邊外溢效果 36三、雙邊外溢效果 37第二節、雙占業者之最適補貼 41第六章、結論 41第一節、主要結果 44第二節、討論 45參考文獻 47附錄一、獨占需求函數推導 49附錄二、寡占需求函數推導 51附錄三、獨占定理證明 57附錄四、寡占定理證明 63 zh_TW dc.format.extent 2739278 bytes - dc.format.mimetype application/pdf - dc.source.uri (資料來源) http://thesis.lib.nccu.edu.tw/record/#G0105255019 en_US dc.subject (關鍵詞) 微型支付 zh_TW dc.subject (關鍵詞) 外溢效果 zh_TW dc.subject (關鍵詞) 最適補貼 zh_TW dc.subject (關鍵詞) Micropayment en_US dc.subject (關鍵詞) Spillover effect en_US dc.subject (關鍵詞) Optimal subsidy en_US dc.title (題名) 微型支付之外溢效果與最適補貼 zh_TW dc.title (題名) Spillover Effect and Optimal Subsidy of Micropayments en_US dc.type (資料類型) thesis en_US dc.relation.reference (參考文獻) 呂雪彗 (2017)，「林全督軍推行動支付」，《工商時報》，8月14日。陳鷖人 (2017)，「強推行動支付賴清德：2025年目標普及率九成」，《工商時報》，11月25日。劉奕成 (2017)，「擴大電子支付帶來4大面向價值」，《臺灣銀行家雜誌》，88，66–69。Ali, S. T., D. Clarke, and P. McCorry (2017), “The Nuts and Bolts of Micropayments: A Survey,” CoRR, abs/1710.02964.Chatterjee, P. and R. L. Rose (2012), “Do Payment Mechanisms Change the Way Consumers Perceive Products,” Journal of Consumer Research, 38, 1129–1139.Dai, X., J. Grundy, and B. Lo (2001), “Comparing and Contrasting Micro-payment Models for E-commerce Systems,” International Conferences Info-tech and Info-net, Beijing, 35–41.Ebina, T., T. Matsumura, and D. Shimizu (2011), “Spatial Cournot Equilibria in a Quasi‐linear City,” Papers in Regional Science, 90, 613–628.Gabszwicz, J. J. and J. F. Thisse (1986), “On the Nature of Competition with Differentiated Products,” The Economic Journal, 96, 160–172.Gholami, R., A. Ogun, E. Koh, and J. Lim (2010), “Factors Affecting E-payment Adoption in Nigeria,” Journal of Electronic Commerce in Organizations, 8, 51–67.Hotelling, H. (1929), “Stability in Competition,” The Economic Journal, 39, 41–57.Lambertini, L. and R. Orsini (2013), “On Hotelling`s ‘Stability in Competition’ with Network Externalities and Switching Costs,” Papers in Regional Science, 92, 873–883.Nero, G. (1999), “Full or Partial Market Coverage? A Note on Spatial Competition with Elastic Demand,” Managerial and Decision Economics, 20, 107–111.Lyon, N. (2016), “Norway, Sweden and Denmark Say ‘No’ to Cash,” Cointelegraph, Jan 25.Runnemark, E., J. Hedman, and X. Xiao (2015), “Do Consumers Pay More Using Debit Cards than Cash?” Electronic Commerce Research and Applications, 14, 285–291.See-To, E. W., J. Jaisingh, and K. Y. Tam (2007), “Analysis of Electronic Micropayment Market,” Journal of Electronic Commerce Research, 8, 63–83.Sung, M. J., R. Awasthi, and H. Lee (2017), “Can Tax Incentives for Electronic Payments Reduce the Shadow Economy? Korea’s Attempt to Reduce Underreporting in Retail Businesses,” Korean Journal of Policy Studies, 32, 85–134Szabo, N. (1999), “Micropayments and Mental Transaction Costs,” 2nd Berlin Internet Economics Workshop.Yoo, B., V. Choudhary, and T. Mukhopadhyay (2002), “A Model of Neutral B2B Intermediaries,” Journal of Management Information Systems, 19, 43–68.Zandi, M., S. Koropeckyj, V. Singh, and P. Matsiras (2016), “The Impact of Electronic Payments on Economic Growth,” Moody’s Analytics: Economic and Consumer Credit Analytics. Retrieved from https://usa.visa.com/dam/VCOM/download/visa-everywhere/global-impact/impact-of-electronic-payments-on-economic-growth.pdf zh_TW dc.identifier.doi (DOI) 10.6814/THE.NCCU.PF.025.2018.F07 -
