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題名 台灣軍人年金改革對其族群消費者行為之影響
The consumer behavior changes of Taiwan military personnel after the pension fund reform作者 王嘉葳
Wang, Chia-Wei貢獻者 何富年
Ho, Foo-Nin
王嘉葳
Wang, Chia-Wei關鍵詞 消費者行為
軍人
年金改革
Consumer behavior
Military personnel
Pension fund reform日期 2019 上傳時間 7-Aug-2019 16:20:59 (UTC+8) 摘要 無
In 2016, President of Taiwan Ing-Wen Tsai released the document of the military, civil servants and teacher pension fund reformation draft. This announcement had caused dramatic controversy in the Taiwan society. This article will focus on the military personnel’s attitude toward this reformation and how their consumer behavior changed after this reformation will influence the Taiwan society.As the formation of the pension fund involve a complex history, this article will be introducing the Taiwan military personnel pension fund background and analyzing the reformation major proposition of the government as well as conducting a literature review and comparison between the new pension fund system with countries like USA. Two surveys were conducted targeting active officers and veterans asking their opinions and behaviors before and after the reformation to create their ethnography. The result has shown that currently active officers’ behavior does not have significant changes but are reconsidering their retirement plan. In addition, veterans show dramatically behavior changes due to their age and capability of returning to the workforce which caused them to decrease their expenses.Although the reformation has its necessity and with good intention, the approach seems to be too intense to the society and which caused the decrease in demand.參考文獻 Central News Association. (2018, July 01). 軍公教年改7/1上路 33萬人受影響: 政治: 重點新聞: 中央社 CNA. Retrieved June 15, 2019, from https://www.cna.com.tw/news/firstnews/201806300025.aspxNational Pension Reformation Council (2017, June 27). 10 Major Reformation Key Point. Executive Yuan Pension Reformation Office. Retrieved May 30, 2019 from https://pension.president.gov.tw/cp.aspx?n=836A736BF70F644B&s=2A7DC944969C2D09Bi, F. (2013, June 16). 台灣落實裁軍 兩岸和平鋪墊. Retrieved June 11, 2019, from https://www.yzzk.com/cfm/content_archive.cfm?id=1370489271255&docissue=2013-23Yang, Z. (2018, April 12). 【圖解】政院版「軍人年改」出爐，已退役的那5萬人有何影響？. Retrieved May 29, 2019, from https://www.thenewslens.com/article/93476Cheng, C. (2017, December 10). 看懂軍人年改 舊制、新制、新新制讓哪一期最苦命？. Retrieved June 5, 2019, from https://theme.udn.com/theme/story/6773/2866215Cheng, C. (2018, July 03). 只有2.4%退伍軍人年改損失破兩萬？ 真相是... Retrieved June 5, 2019, from https://news.housefun.com.tw/news/article/213469200357.htmlLi, C. (2019, March 05). 比GDP漲得還多！中國2019軍費上看1.2兆人民幣，約台灣14倍-風傳媒. Retrieved June 7, 2019, from https://www.storm.mg/article/1023626?srcid=7777772e73746f726d2e6d675f65643137643765623436333437636264_1563172885National Development Council. (2013). International Pension Fund Comparison (Rep. No. 2, 6-8). Retrieved June 5, 2019, from Executive Yuan Pension Reformation Office website: https://ws.ndc.gov.tw/Download.ashx?u=LzAwMS9hZG1pbmlzdHJhdG9yLzI3L3JlbGZpbGUvNjcxNC84NDQ2L2YwMjhlNDI5LTM0MmMtNDU4ZS1iOGEwLTg5OGE4MjE0MjA5YS5wZGY=&n=5bm06YeR5Yi25bqm5ZyL6Zqb5q U6LyDKDIwMTMpLnBkZg==&icon=..pdfVeteran Affairs Council. (2019). Retired Officers and Soldiers Overall Situation Report (pp. 2-4, Rep.).Stockholm International Peace Research Institute. (2019). Military expenditure 1988-2018. Retrieved June 3, 2019, from https://www.sipri.org/research/armament-and-disarmament/arms-transfers-and-military-spending/military-expenditureZhen, Y. (2018, June 21). 軍改三讀 嚴德發：現役軍人98.7％退休所得增加 - 政治. Retrieved May 31, 2019, from https://www.chinatimes.com/realtimenews/20180621003547-260407?chdtvLin, S. (2018, April 13). 月退俸比次長還高！軍人年改90%俸率天花板 中將月退仍有7萬多-風傳媒. Retrieved June 2, 2019, from https://www.storm.mg/article/423955?srcid=7777772e73746f726d2e6d675f65643137643765623436333437636264_1563175996Liberty Times Net. (2019, March 05). 台灣16倍！中國人大拍板 國防預算增7.5％達5.47兆 - 國際 - 自由時報電子報. Retrieved June 5, 2019, from https://news.ltn.com.tw/news/world/breakingnews/2716457Tvbs News. (2018, June 14). 全球都在吵！走向高齡化 年金改革勢在必行│TVBS新聞網. Retrieved June 2, 2019, from https://news.tvbs.com.tw/focus/938469Panda, A. (2019, March 17). From Hardware to Software: China`s 2019 Military Budget and Priorities. Retrieved June 5, 2019, from https://thediplomat.com/2019/03/from-hardware-to-software-chinas-2019-military-budget-and-priorities/USA gov. (2019, June 18). Military Pay and Pensions. Retrieved June 20, 2019, from https://www.usa.gov/military-pay#item-36297Lin, S. (2018, April 12). 軍人年改拍板 鼓勵久任俸率55%每年增2% 逾5成退役軍人不受影響-風傳媒. Retrieved May 31, 2019, from https://www.storm.mg/article/423595?srcid=7777772e73746f726d2e6d675f65643137643765623436333437636264_1563176795Hsu, S. (2018, July 01). 「可能還要活30年」 年改讓養老院老人心理壓力大 - 生活. Retrieved June 8, 2019, from https://www.chinatimes.com/realtimenews/20180701001139-260405?chdtvAct of Military Service for Officers and Non-commissioned Officers of the Armed Forces, § Article 23 (2017).Lai, W. (2017). Influence of Pension Reformation to Macro Economic and Labor Market(pp. 5-10, Rep.). Taipei: National Development Council.Wu, C. (2017, June). Claims and Appeals of Veterans to Military Pension Fund Reform[Pdf.].Yu, S. (2018, July 06). 「百年名湯」也不敵年改衝擊 國旅市場萎縮中 - 生活. Retrieved June 10, 2019, from https://www.chinatimes.com/realtimenews/20180706001369-260405?chdtvPeng, X. (2016, September 28). 20年服役時間一到 軍官就想退伍？. Retrieved June 11, 2019, from https://www.gvm.com.tw/article.html?id=22245Peng, S. (2018, August 30). 百萬軍公教反撲 消費熄火. Retrieved June 11, 2019, from https://www.gvm.com.tw/article.html?id=45684Hsieh, Y. (2018, July 10). 年改方向錯 孫大千曝10大嚴重後果「將像骨牌一個個發生」 - 政治. Retrieved June 13, 2019, from https://www.chinatimes.com/realtimenews/20180710001599-260407?chdtvTu, J. (2018, August 22). 全募兵燒錢 美憂我國防預算更吃緊. Retrieved June 13, 2019, from https://news.ltn.com.tw/news/focus/paper/1226628Chen, Y. (2018, May 15). 年改影響大 國旅首見負成長 - 政治要聞. Retrieved June 15, 2019, from https://www.chinatimes.com/newspapers/20180516001388-260118?chdtvPeng, X. (2018, September 11). 軍公教年改衝擊在哪裡？可能產生這五大後遺症. Retrieved June 15, 2019, from https://www.storm.mg/lifestyle/491884?srcid=7777772e73746f726d2e6d675f65643137643765623436333437636264_1563102955National Development Council. (n.d.). Taiwan Dependency Ratio Chart in every 5 years. Retrieved June 5, 2019, from https://www.ndc.gov.tw/cp.aspx?n=AAE231302C7BBFC9Peng, S. (2015, April 08). 馬大力裁軍 「國軍戰力空洞化」 - 焦點 - 自由時報電子報. Retrieved May 28, 2019, from https://news.ltn.com.tw/news/focus/paper/870168Li, S. (2019, June 08). 年改現象 軍公教退休近3年大減7843人 - 政治 - 自由時報電子報. Retrieved June 11, 2019, from https://news.ltn.com.tw/news/politics/breakingnews/2815853New Society for Taiwan. (2016, December 9). 年金改革的歷史背景. Retrieved May 29, 2019, from http://www.taiwansig.tw/index.php/政策報告/社會安全/7637-年金改革的歷史背景–前立委林濁水專訪Hao, C. (2017, March 14). 要談軍公教退休金，請先回想那個年代. Retrieved May 30, 2019, from https://opinion.cw.com.tw/blog/profile/408/article/5432Tsao, G. (2017, December 05). 沒了「信賴保護」，這個政府還值得信任？. Retrieved June 10, 2019, from https://www.storm.mg/article/367507?srcid=7777772e73746f726d2e6d675f65643137643765623436333437636264_1563340437Chen, B. (2019, January 01). 年改影響GDP 0.25％ 衝擊中長期經濟動能 - 財經焦點. Retrieved June 15, 2019, from https://www.chinatimes.com/newspapers/20190102000530-260110?chdtvHan, H. (2018, August 11). 年改衝擊 旅遊業營收衰退: 熱門話題: 產業. Retrieved June 15, 2019, from https://money.udn.com/money/story/5648/3302914 描述 碩士
國立政治大學
國際經營管理英語碩士學位學程(IMBA)
106933007資料來源 http://thesis.lib.nccu.edu.tw/record/#G0106933007 資料類型 thesis dc.contributor.advisor 何富年 zh_TW dc.contributor.advisor Ho, Foo-Nin en_US dc.contributor.author (Authors) 王嘉葳 zh_TW dc.contributor.author (Authors) Wang, Chia-Wei en_US dc.creator (作者) 王嘉葳 zh_TW dc.creator (作者) Wang, Chia-Wei en_US dc.date (日期) 2019 en_US dc.date.accessioned 7-Aug-2019 16:20:59 (UTC+8) - dc.date.available 7-Aug-2019 16:20:59 (UTC+8) - dc.date.issued (上傳時間) 7-Aug-2019 16:20:59 (UTC+8) - dc.identifier (Other Identifiers) G0106933007 en_US dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/124791 - dc.description (描述) 碩士 zh_TW dc.description (描述) 國立政治大學 zh_TW dc.description (描述) 國際經營管理英語碩士學位學程(IMBA) zh_TW dc.description (描述) 106933007 zh_TW dc.description.abstract (摘要) 無 zh_TW dc.description.abstract (摘要) In 2016, President of Taiwan Ing-Wen Tsai released the document of the military, civil servants and teacher pension fund reformation draft. This announcement had caused dramatic controversy in the Taiwan society. This article will focus on the military personnel’s attitude toward this reformation and how their consumer behavior changed after this reformation will influence the Taiwan society.As the formation of the pension fund involve a complex history, this article will be introducing the Taiwan military personnel pension fund background and analyzing the reformation major proposition of the government as well as conducting a literature review and comparison between the new pension fund system with countries like USA. Two surveys were conducted targeting active officers and veterans asking their opinions and behaviors before and after the reformation to create their ethnography. The result has shown that currently active officers’ behavior does not have significant changes but are reconsidering their retirement plan. In addition, veterans show dramatically behavior changes due to their age and capability of returning to the workforce which caused them to decrease their expenses.Although the reformation has its necessity and with good intention, the approach seems to be too intense to the society and which caused the decrease in demand. en_US dc.description.tableofcontents 1. Introduction to Taiwan Pension Fund System 11.1. Background of the Taiwan Pension Fund System 11.2. Reason for the Reformation 31.3. Main Claims of the Reformation 52. Influence of the Pension Fund Reformation to Military Personnel 72.1. Influence to Active Officers 92.2. Influence to Veterans 102.3. Comparison of Pension Fund System with Foreign Country 122.3.1. Comparison of the Military Pension Fund of USA and Taiwan 132.3.2. Military Budget of Taiwan and Foreign Countries 153. Problem Statement 163.1. Ethnography on Military Personnel after the Reformation 163.1.1. Consumer Behavior Changes and Claims of Active Duties 183.1.2. Consumer Behavior Changes and Claims of Veterans 204. Conclusion 234.1. Potential Influence in the future 23Reference 28Appendix 1 34Appendix 2 35Appendix 3 36Appendix 4 37Appendix 5 38Appendix 6 39Appendix 7 40 zh_TW dc.source.uri (資料來源) http://thesis.lib.nccu.edu.tw/record/#G0106933007 en_US dc.subject (關鍵詞) 消費者行為 zh_TW dc.subject (關鍵詞) 軍人 zh_TW dc.subject (關鍵詞) 年金改革 zh_TW dc.subject (關鍵詞) Consumer behavior en_US dc.subject (關鍵詞) Military personnel en_US dc.subject (關鍵詞) Pension fund reform en_US dc.title (題名) 台灣軍人年金改革對其族群消費者行為之影響 zh_TW dc.title (題名) The consumer behavior changes of Taiwan military personnel after the pension fund reform en_US dc.type (資料類型) thesis en_US dc.relation.reference (參考文獻) Central News Association. (2018, July 01). 軍公教年改7/1上路 33萬人受影響: 政治: 重點新聞: 中央社 CNA. Retrieved June 15, 2019, from https://www.cna.com.tw/news/firstnews/201806300025.aspxNational Pension Reformation Council (2017, June 27). 10 Major Reformation Key Point. Executive Yuan Pension Reformation Office. Retrieved May 30, 2019 from https://pension.president.gov.tw/cp.aspx?n=836A736BF70F644B&s=2A7DC944969C2D09Bi, F. (2013, June 16). 台灣落實裁軍 兩岸和平鋪墊. Retrieved June 11, 2019, from https://www.yzzk.com/cfm/content_archive.cfm?id=1370489271255&docissue=2013-23Yang, Z. (2018, April 12). 【圖解】政院版「軍人年改」出爐，已退役的那5萬人有何影響？. Retrieved May 29, 2019, from https://www.thenewslens.com/article/93476Cheng, C. (2017, December 10). 看懂軍人年改 舊制、新制、新新制讓哪一期最苦命？. Retrieved June 5, 2019, from https://theme.udn.com/theme/story/6773/2866215Cheng, C. (2018, July 03). 只有2.4%退伍軍人年改損失破兩萬？ 真相是... Retrieved June 5, 2019, from https://news.housefun.com.tw/news/article/213469200357.htmlLi, C. (2019, March 05). 比GDP漲得還多！中國2019軍費上看1.2兆人民幣，約台灣14倍-風傳媒. Retrieved June 7, 2019, from https://www.storm.mg/article/1023626?srcid=7777772e73746f726d2e6d675f65643137643765623436333437636264_1563172885National Development Council. (2013). International Pension Fund Comparison (Rep. No. 2, 6-8). Retrieved June 5, 2019, from Executive Yuan Pension Reformation Office website: https://ws.ndc.gov.tw/Download.ashx?u=LzAwMS9hZG1pbmlzdHJhdG9yLzI3L3JlbGZpbGUvNjcxNC84NDQ2L2YwMjhlNDI5LTM0MmMtNDU4ZS1iOGEwLTg5OGE4MjE0MjA5YS5wZGY=&n=5bm06YeR5Yi25bqm5ZyL6Zqb5q U6LyDKDIwMTMpLnBkZg==&icon=..pdfVeteran Affairs Council. (2019). Retired Officers and Soldiers Overall Situation Report (pp. 2-4, Rep.).Stockholm International Peace Research Institute. (2019). Military expenditure 1988-2018. Retrieved June 3, 2019, from https://www.sipri.org/research/armament-and-disarmament/arms-transfers-and-military-spending/military-expenditureZhen, Y. (2018, June 21). 軍改三讀 嚴德發：現役軍人98.7％退休所得增加 - 政治. Retrieved May 31, 2019, from https://www.chinatimes.com/realtimenews/20180621003547-260407?chdtvLin, S. (2018, April 13). 月退俸比次長還高！軍人年改90%俸率天花板 中將月退仍有7萬多-風傳媒. Retrieved June 2, 2019, from https://www.storm.mg/article/423955?srcid=7777772e73746f726d2e6d675f65643137643765623436333437636264_1563175996Liberty Times Net. (2019, March 05). 台灣16倍！中國人大拍板 國防預算增7.5％達5.47兆 - 國際 - 自由時報電子報. Retrieved June 5, 2019, from https://news.ltn.com.tw/news/world/breakingnews/2716457Tvbs News. (2018, June 14). 全球都在吵！走向高齡化 年金改革勢在必行│TVBS新聞網. Retrieved June 2, 2019, from https://news.tvbs.com.tw/focus/938469Panda, A. (2019, March 17). From Hardware to Software: China`s 2019 Military Budget and Priorities. Retrieved June 5, 2019, from https://thediplomat.com/2019/03/from-hardware-to-software-chinas-2019-military-budget-and-priorities/USA gov. (2019, June 18). Military Pay and Pensions. Retrieved June 20, 2019, from https://www.usa.gov/military-pay#item-36297Lin, S. (2018, April 12). 軍人年改拍板 鼓勵久任俸率55%每年增2% 逾5成退役軍人不受影響-風傳媒. Retrieved May 31, 2019, from https://www.storm.mg/article/423595?srcid=7777772e73746f726d2e6d675f65643137643765623436333437636264_1563176795Hsu, S. (2018, July 01). 「可能還要活30年」 年改讓養老院老人心理壓力大 - 生活. Retrieved June 8, 2019, from https://www.chinatimes.com/realtimenews/20180701001139-260405?chdtvAct of Military Service for Officers and Non-commissioned Officers of the Armed Forces, § Article 23 (2017).Lai, W. (2017). Influence of Pension Reformation to Macro Economic and Labor Market(pp. 5-10, Rep.). Taipei: National Development Council.Wu, C. (2017, June). Claims and Appeals of Veterans to Military Pension Fund Reform[Pdf.].Yu, S. (2018, July 06). 「百年名湯」也不敵年改衝擊 國旅市場萎縮中 - 生活. Retrieved June 10, 2019, from https://www.chinatimes.com/realtimenews/20180706001369-260405?chdtvPeng, X. (2016, September 28). 20年服役時間一到 軍官就想退伍？. Retrieved June 11, 2019, from https://www.gvm.com.tw/article.html?id=22245Peng, S. (2018, August 30). 百萬軍公教反撲 消費熄火. Retrieved June 11, 2019, from https://www.gvm.com.tw/article.html?id=45684Hsieh, Y. (2018, July 10). 年改方向錯 孫大千曝10大嚴重後果「將像骨牌一個個發生」 - 政治. Retrieved June 13, 2019, from https://www.chinatimes.com/realtimenews/20180710001599-260407?chdtvTu, J. (2018, August 22). 全募兵燒錢 美憂我國防預算更吃緊. Retrieved June 13, 2019, from https://news.ltn.com.tw/news/focus/paper/1226628Chen, Y. (2018, May 15). 年改影響大 國旅首見負成長 - 政治要聞. Retrieved June 15, 2019, from https://www.chinatimes.com/newspapers/20180516001388-260118?chdtvPeng, X. (2018, September 11). 軍公教年改衝擊在哪裡？可能產生這五大後遺症. Retrieved June 15, 2019, from https://www.storm.mg/lifestyle/491884?srcid=7777772e73746f726d2e6d675f65643137643765623436333437636264_1563102955National Development Council. (n.d.). Taiwan Dependency Ratio Chart in every 5 years. Retrieved June 5, 2019, from https://www.ndc.gov.tw/cp.aspx?n=AAE231302C7BBFC9Peng, S. (2015, April 08). 馬大力裁軍 「國軍戰力空洞化」 - 焦點 - 自由時報電子報. Retrieved May 28, 2019, from https://news.ltn.com.tw/news/focus/paper/870168Li, S. (2019, June 08). 年改現象 軍公教退休近3年大減7843人 - 政治 - 自由時報電子報. Retrieved June 11, 2019, from https://news.ltn.com.tw/news/politics/breakingnews/2815853New Society for Taiwan. (2016, December 9). 年金改革的歷史背景. Retrieved May 29, 2019, from http://www.taiwansig.tw/index.php/政策報告/社會安全/7637-年金改革的歷史背景–前立委林濁水專訪Hao, C. (2017, March 14). 要談軍公教退休金，請先回想那個年代. Retrieved May 30, 2019, from https://opinion.cw.com.tw/blog/profile/408/article/5432Tsao, G. (2017, December 05). 沒了「信賴保護」，這個政府還值得信任？. Retrieved June 10, 2019, from https://www.storm.mg/article/367507?srcid=7777772e73746f726d2e6d675f65643137643765623436333437636264_1563340437Chen, B. (2019, January 01). 年改影響GDP 0.25％ 衝擊中長期經濟動能 - 財經焦點. Retrieved June 15, 2019, from https://www.chinatimes.com/newspapers/20190102000530-260110?chdtvHan, H. (2018, August 11). 年改衝擊 旅遊業營收衰退: 熱門話題: 產業. Retrieved June 15, 2019, from https://money.udn.com/money/story/5648/3302914 zh_TW dc.identifier.doi (DOI) 10.6814/NCCU201900575 en_US
