dc.contributor | 法律系 | - |
dc.creator (作者) | 臧正運 | - |
dc.creator (作者) | Tsang, Cheng-Yun | - |
dc.date (日期) | 2019-07 | - |
dc.date.accessioned | 4-Dec-2019 14:51:42 (UTC+8) | - |
dc.date.available | 4-Dec-2019 14:51:42 (UTC+8) | - |
dc.date.issued (上傳時間) | 4-Dec-2019 14:51:42 (UTC+8) | - |
dc.identifier.uri (URI) | http://nccur.lib.nccu.edu.tw/handle/140.119/127718 | - |
dc.description.abstract (摘要) | Rapid developments of financial technology (fintech) and the unbundling of financial services have given rise to greater collaboration between financial institutions and fintech innovators. Such collaboration takes four major forms: Third-party service relationships, data-sharing arrangements, regulatory experiments, and industry consortia. Each type of collaboration presents certain risks or governance issues to the consumers, the participating firms, and the financial market as a whole, and hold different ramifications for the existing regulatory regime. This paper argues that a novel regulatory approach is needed to help the regulators continuously identify, evaluate, and address the issues as these fintech-era collaborations deepen. This paper proposes that with the proper use of supervisory technology (SupTech), regulators can turn current initiatives such as industry sandboxes into the supervisory control boxes to effectively regulate fintech-era collaborations and shift current practices into a new paradigm of technology-enabled regulation. | - |
dc.format.extent | 1516921 bytes | - |
dc.format.mimetype | application/pdf | - |
dc.relation (關聯) | Journal of Law, Technology & Policy, Vol.2019, No.Fall, pp.355-404 | - |
dc.subject (關鍵詞) | FinTech ; SupTech ; RegTech ; Fintech Collaboration ; Regulatory Sandbox ; Industry Sandbox ; Open Banking ; Blockchain ; DLT ; Fintech Regulation | - |
dc.title (題名) | From Industry Sandbox to Supervisory Control Box: Rethinking the Role of Regulators in the Era of Fintech | - |
dc.type (資料類型) | article | - |