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題名 Statistical and Bibliometric Analyses of the Effects of Financial Innovation
作者 彭金隆
Peng, Jin-Lung
Chen, Ting-Hsuan*
貢獻者 風管系
關鍵詞 Performance measurement ; Information technology ; Risk assessment ; Analysis ; Bank ; Financial information
日期 2019-02
上傳時間 10-Jan-2020 11:12:33 (UTC+8)
摘要 Purpose : The purpose of this paper is to review and analyze the characteristics of the literature related to financial innovation, because financial technology (fintech) has been appropriately applied in academic circles as well as in the policy-making arena. The authors further estimate the implications of financial innovations for bank performance and liquidity risk. Design/methodology/approach : The authors use a sample of commercial banks operating in Taiwan over the period 2010–2017 and utilize three proxies for financial innovation including R&D expenditures, financial patents (i.e. innovation applications) and financial news such as that concerning fintech (i.e. innovation intentions). Findings : The effects of financial innovation on bank performance are mixed, with too much of R&D expenditures having the worst bank performance, whereas innovation intentions benefit their performance. The paper concludes that financial innovation does increase banks’ liquidity risk, thus supporting the innovation-fragility hypothesis. Originality/value : It is an important issue in academic circles as well as in the policy-making arena to ensure that financial innovation has been appropriately applied.
關聯 LIBRARY HI TECH
資料類型 article
dc.contributor 風管系
dc.creator (作者) 彭金隆
dc.creator (作者) Peng, Jin-Lung
dc.creator (作者) Chen, Ting-Hsuan*
dc.date (日期) 2019-02
dc.date.accessioned 10-Jan-2020 11:12:33 (UTC+8)-
dc.date.available 10-Jan-2020 11:12:33 (UTC+8)-
dc.date.issued (上傳時間) 10-Jan-2020 11:12:33 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/128156-
dc.description.abstract (摘要) Purpose : The purpose of this paper is to review and analyze the characteristics of the literature related to financial innovation, because financial technology (fintech) has been appropriately applied in academic circles as well as in the policy-making arena. The authors further estimate the implications of financial innovations for bank performance and liquidity risk. Design/methodology/approach : The authors use a sample of commercial banks operating in Taiwan over the period 2010–2017 and utilize three proxies for financial innovation including R&D expenditures, financial patents (i.e. innovation applications) and financial news such as that concerning fintech (i.e. innovation intentions). Findings : The effects of financial innovation on bank performance are mixed, with too much of R&D expenditures having the worst bank performance, whereas innovation intentions benefit their performance. The paper concludes that financial innovation does increase banks’ liquidity risk, thus supporting the innovation-fragility hypothesis. Originality/value : It is an important issue in academic circles as well as in the policy-making arena to ensure that financial innovation has been appropriately applied.
dc.format.extent 142 bytes-
dc.format.mimetype text/html-
dc.relation (關聯) LIBRARY HI TECH
dc.subject (關鍵詞) Performance measurement ; Information technology ; Risk assessment ; Analysis ; Bank ; Financial information
dc.title (題名) Statistical and Bibliometric Analyses of the Effects of Financial Innovation
dc.type (資料類型) article