學術產出-Periodical Articles

Article View/Open

Publication Export

Google ScholarTM

政大圖書館

Citation Infomation

題名 A Sequence Analysis Approach to Segmenting Credit Card Customers
作者 吳安妮
Wu, Anne
Ho, Hillbun
Tien, Keng-Ming (Terence)
Singh, Sonika
貢獻者 會計系
關鍵詞 Customer profitability;Segmentation;Sequence analysis;Customer relationship
日期 2021-03
上傳時間 12-Apr-2022 09:19:10 (UTC+8)
摘要 This research examines the longitudinal relationships between patterns of customer loyalty behavior and firm financial outcomes in the context of credit card use. By examining credit card users` transactions with a focal bank and its competitors, this study creates a typology of loyalty behavior and employs a sequence analysis to segment customers on the basis of their behavioral patterns exhibited over time. The analysis results in six distinct customer segments: Loyalist, Switching Loyalist, Switching Defector, Defector, Dormant Loyalist, and Dormant Defector. We subsequently estimate the revenue, servicing costs, and profitability associated with each segment, and assess differences across segments. We discuss the implications for managing distinct credit card customer segments and optimizing the bank`s marketing resource allocation.
關聯 Journal of Retailing and Consumer Services, No.59, pp.1-10
資料類型 article
DOI https://doi.org/10.1016/j.jretconser.2020.102391
dc.contributor 會計系
dc.creator (作者) 吳安妮
dc.creator (作者) Wu, Anne
dc.creator (作者) Ho, Hillbun
dc.creator (作者) Tien, Keng-Ming (Terence)
dc.creator (作者) Singh, Sonika
dc.date (日期) 2021-03
dc.date.accessioned 12-Apr-2022 09:19:10 (UTC+8)-
dc.date.available 12-Apr-2022 09:19:10 (UTC+8)-
dc.date.issued (上傳時間) 12-Apr-2022 09:19:10 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/139866-
dc.description.abstract (摘要) This research examines the longitudinal relationships between patterns of customer loyalty behavior and firm financial outcomes in the context of credit card use. By examining credit card users` transactions with a focal bank and its competitors, this study creates a typology of loyalty behavior and employs a sequence analysis to segment customers on the basis of their behavioral patterns exhibited over time. The analysis results in six distinct customer segments: Loyalist, Switching Loyalist, Switching Defector, Defector, Dormant Loyalist, and Dormant Defector. We subsequently estimate the revenue, servicing costs, and profitability associated with each segment, and assess differences across segments. We discuss the implications for managing distinct credit card customer segments and optimizing the bank`s marketing resource allocation.
dc.format.extent 591903 bytes-
dc.format.mimetype application/pdf-
dc.relation (關聯) Journal of Retailing and Consumer Services, No.59, pp.1-10
dc.subject (關鍵詞) Customer profitability;Segmentation;Sequence analysis;Customer relationship
dc.title (題名) A Sequence Analysis Approach to Segmenting Credit Card Customers
dc.type (資料類型) article
dc.identifier.doi (DOI) 10.1016/j.jretconser.2020.102391
dc.doi.uri (DOI) https://doi.org/10.1016/j.jretconser.2020.102391