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題名 疫情過後越南金融科技的未來
The future of Fintech in Vietnam in the Post COVID-19 era作者 劉鳳君
Luu, Phung Quan貢獻者 蔡政憲
Tsai, Jason
劉鳳君
Luu, Phung Quan關鍵詞 金融科技
生態系統
新冠肺炎
數位化
電子支付
Fintech
Ecosystem
COVID-19
Digitalization
E-payment日期 2022 上傳時間 1-Jul-2022 16:18:00 (UTC+8) 摘要 Along with the development of the Industrial Revolution 4.0, fintech plays an inevitable role in modern financial-related activities. Fintech has really helped solve the difficult problem of geographical distance as well as supporting people in rural areas who do not have the opportunity to go directly to financial companies. Appeared in Vietnam in 2005 but not until 2015 that fintech started its early growth stage, but mainly in the payment segment. Until the outbreak of COVID-19, because of regulations on social distancing, people increasingly preferred to use fintech not only for payment but also in other segments. With the significantly increasing numbers of fintech users and fintech companies, Vietnam is being evaluated as one of the fastest growing fintech countries and one of the tops in Southeast Asia. Research results show that the investment, remittance, lending and insurance segments will thrive in the post-COVID era. However, in conjunction with development opportunities, fintech in Vietnam still faces many difficulties and challenges. Therefore, it is necessary to have synchronous coordination between the government and fintech companies to enhance the infrastructure of telecommunications networks as well as implement comprehensive regulations to protect the interests of fintech users. Furthermore, fintech companies should leverage the advantage of technology to create a fintech ecosystem that provides personalized fintech products to enhance user experience toward innovation and breakthroughs. 參考文獻 Report “e-Conomy SEA 2021 | Bain & Company” Www.bain.com, 10 November 2021, www.bain.com/insights/e-conomy-sea-2021/ “FinTech in ASEAN 2021: Digital takes flight | UOB, PwC & SFA” Www.uobgroup.com, November 2021, www.uobgroup.com/techecosystem/news-insights-fintech-in-asean-2021.html “Overview of Fintech Vietnam Report 2021 | InnoTech”, Www. innotech-vn.com, 30 December 2021, www. innotech-vn.com/tong-quan-ve-bao-cao-fintech-viet-nam-2020/ “Vietnam Internet Statistics 2021.” Vnetwork, 12 March 2021, www.vnetwork.vn/vi/news/thong-ke-tinh-hinh-internet-viet-nam-nam-2021. “2020 E-commerce Payments Trends Report: Vietnam Country Insights.” JP Morgan, www.jpmorgan.com/merchant-services/insights/reports/vietnam-2020. “Roaring 20s: The SEA Digital Decade.” e-Conomy SEA, www.economysea.withgoogle.com/ Fintechnews (2020). 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Nguyen, Khue (2020). “eKYC will accelerate.” Bank Times, www.thoibaonganhang.vn/ekyc-se-tang-toc-108648.html. VA (2021). “Ensure efficiency and safety when implementing eKYC”, State Bank of Vietnam, www.sbv.gov.vn/webcenter/ portal/vi/links/cm100?dDocName=SBV429608 Romānova, I. & Kudinska, M. (2016), Banking and Fintech: A Challenge or Opportunity? Contemporary issues in Finance: Current Challenges from across Europe, Vol. 98, Emerald Group Publishing Limited, Bingley, pp. 21-35. Schueffel, P. (2016), Taming the Beast: A scientific definition of Fintech, Journal of Innovation Management, Vol. 4 No. 4, pp. 32-54. Thakor, A.V. (2019), Fintech and banking: What do we know? Journal of Financial Intermediation, Vol. 41, p. 100833. TopDev (2020), Vietnam IT Landscape 2020 - A new opportunity for Vietnam`s IT industry before the wave of investment, www. topdev.vn/TopDev_VietnamITLandscape_2020.pdf Tran, Luong Mong Trinh (2021), Fintech - modern financial development trend, Industry and Trade Journal - Scientific research results and technology application, issue 4, February 2021 Vuong Minh Giang & Le Thi Nhu Quynh (2021), Impact of Fintech on the banking system, Proceedings of the Scientific Conference: Interaction relationship between the banking system and Fintech companies in the financial services market - Experience from countries and Policy suggestions for Vietnam, p. 57-67, Hanoi. Book “When Technology Meets Finance: A Review Approach to FinTech”, www.igi-global.com “Financial Stability Implications from FinTech. Supervisory and Regulatory Issues that Merit Authorities’ Attention”, www.fsb.org/wp-content/uploads/R270617.pdf 描述 碩士
國立政治大學
國際經營管理英語碩士學位學程(IMBA)
109933048資料來源 http://thesis.lib.nccu.edu.tw/record/#G0109933048 資料類型 thesis dc.contributor.advisor 蔡政憲 zh_TW dc.contributor.advisor Tsai, Jason en_US dc.contributor.author (Authors) 劉鳳君 zh_TW dc.contributor.author (Authors) Luu, Phung Quan en_US dc.creator (作者) 劉鳳君 zh_TW dc.creator (作者) Luu, Phung Quan en_US dc.date (日期) 2022 en_US dc.date.accessioned 1-Jul-2022 16:18:00 (UTC+8) - dc.date.available 1-Jul-2022 16:18:00 (UTC+8) - dc.date.issued (上傳時間) 1-Jul-2022 16:18:00 (UTC+8) - dc.identifier (Other Identifiers) G0109933048 en_US dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/140644 - dc.description (描述) 碩士 zh_TW dc.description (描述) 國立政治大學 zh_TW dc.description (描述) 國際經營管理英語碩士學位學程(IMBA) zh_TW dc.description (描述) 109933048 zh_TW dc.description.abstract (摘要) Along with the development of the Industrial Revolution 4.0, fintech plays an inevitable role in modern financial-related activities. Fintech has really helped solve the difficult problem of geographical distance as well as supporting people in rural areas who do not have the opportunity to go directly to financial companies. Appeared in Vietnam in 2005 but not until 2015 that fintech started its early growth stage, but mainly in the payment segment. Until the outbreak of COVID-19, because of regulations on social distancing, people increasingly preferred to use fintech not only for payment but also in other segments. With the significantly increasing numbers of fintech users and fintech companies, Vietnam is being evaluated as one of the fastest growing fintech countries and one of the tops in Southeast Asia. Research results show that the investment, remittance, lending and insurance segments will thrive in the post-COVID era. However, in conjunction with development opportunities, fintech in Vietnam still faces many difficulties and challenges. Therefore, it is necessary to have synchronous coordination between the government and fintech companies to enhance the infrastructure of telecommunications networks as well as implement comprehensive regulations to protect the interests of fintech users. Furthermore, fintech companies should leverage the advantage of technology to create a fintech ecosystem that provides personalized fintech products to enhance user experience toward innovation and breakthroughs. en_US dc.description.tableofcontents 1. Introduction 1 2. Fintech overview 3 2.1 Fintech history and development 3 2.2 Fintech categories 8 2.3 Fintech companies 12 2.4 Fintech potential and development 12 2.4.1 Global development 12 2.4.2 Asia development 13 2.4.3 Southeast Asia (ASEAN) development 14 3. Fintech in Vietnam 17 3.1 History 17 3.2 Overview 17 3.3 Opportunities 25 3.4 Challenges 26 4. Survey analysis 28 4.1 Demographic data analysis 28 4.1.1 Gender 28 4.1.2 Age 29 4.1.3 Living area 31 4.1.4 Job category 33 4.1.5 Job position 35 4.2 Customers` interest in Fintech products 37 4.2.1 During the Pandemic 37 4.2.2 After the Pandemic 45 5. Recommendation for fintech development in Vietnam 56 6. Reference 57 zh_TW dc.source.uri (資料來源) http://thesis.lib.nccu.edu.tw/record/#G0109933048 en_US dc.subject (關鍵詞) 金融科技 zh_TW dc.subject (關鍵詞) 生態系統 zh_TW dc.subject (關鍵詞) 新冠肺炎 zh_TW dc.subject (關鍵詞) 數位化 zh_TW dc.subject (關鍵詞) 電子支付 zh_TW dc.subject (關鍵詞) Fintech en_US dc.subject (關鍵詞) Ecosystem en_US dc.subject (關鍵詞) COVID-19 en_US dc.subject (關鍵詞) Digitalization en_US dc.subject (關鍵詞) E-payment en_US dc.title (題名) 疫情過後越南金融科技的未來 zh_TW dc.title (題名) The future of Fintech in Vietnam in the Post COVID-19 era en_US dc.type (資料類型) thesis en_US dc.relation.reference (參考文獻) Report “e-Conomy SEA 2021 | Bain & Company” Www.bain.com, 10 November 2021, www.bain.com/insights/e-conomy-sea-2021/ “FinTech in ASEAN 2021: Digital takes flight | UOB, PwC & SFA” Www.uobgroup.com, November 2021, www.uobgroup.com/techecosystem/news-insights-fintech-in-asean-2021.html “Overview of Fintech Vietnam Report 2021 | InnoTech”, Www. innotech-vn.com, 30 December 2021, www. innotech-vn.com/tong-quan-ve-bao-cao-fintech-viet-nam-2020/ “Vietnam Internet Statistics 2021.” Vnetwork, 12 March 2021, www.vnetwork.vn/vi/news/thong-ke-tinh-hinh-internet-viet-nam-nam-2021. “2020 E-commerce Payments Trends Report: Vietnam Country Insights.” JP Morgan, www.jpmorgan.com/merchant-services/insights/reports/vietnam-2020. “Roaring 20s: The SEA Digital Decade.” e-Conomy SEA, www.economysea.withgoogle.com/ Fintechnews (2020). 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