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題名 台北市傳統市場導入電子支付政策之執行評估
Implementation Evaluation of Electronic Payment Policy in Taipei Traditional Markets作者 劉郁辰
Liu, Yu-Chen貢獻者 董祥開
Dong, Hsiang-Kai
劉郁辰
Liu, Yu-Chen關鍵詞 電子支付
傳統市場
政策執行
執行評估
科技賦能與限制理論日期 2023 上傳時間 1-Sep-2023 15:50:43 (UTC+8) 摘要 電子支付近年來廣為大眾所接受,消費型態產生快速的轉變,逐漸形成民眾消費時的支付習慣,取代原先的現金交易。2018年時任臺北市長柯文哲提出「無現金城市」的理念,推動的創新政策即包含在臺北市傳統市場導入電子支付。本研究使用執行評估為總體架構,作為理解傳統市場導入電子支付之執行過程。其次,在執行評估的框架下,利用科技賦能與限制理論(TACT)找出影響傳統市場攤商使用電子支付意願之促進與抑制因素。本研究結論傳統市場導入電子支付之科技賦能包含:提升傳統市場之服務品質、傳統市場攤商與電子支付業者形成網絡關係、透過電子支付業者的自有平台向外部受眾宣傳、接觸新受眾和拓展活動領域、地下經濟透明化;而傳統市場導入電子支付之科技限制則包含:缺乏軟硬體設備與處理科技之人力、年長攤商排斥,學習和處理新科技困難、電子支付品牌眾多,整合困難、場域消費者使用率低,影響攤商操作電子支付之熟悉度、傳統市場組織組成複雜性高,缺乏整體規劃與戰略思維。本研究提出八項研究建議:(一)持續運用誘因類型政策工具引導攤商轉變交易習慣。(二)由臺北市政府提供電子支付之教育訓練。(三)加強政策傳播,鼓勵消費者至有提供電子支付之攤位消費。(四)簡化電子支付相關補助計畫之申請程序。(五)加速整合眾多的電子支付品牌。(六)電子支付APP更加人性化設計,以及提升客戶服務品質。(七)經濟政策和社會福利可多與電子支付結合。(八)持續改善傳統市場環境。 參考文獻 壹、 中文文獻丘昌泰、李允傑(1999)。政策執行與評估。臺北:空中大學。任立中、林佩瑩(2013)。臺北市傳統零售市場消費型態之分析—分量迴歸模型之應用。行銷科學學報,9(1),77-108。余致力、毛壽龍、陳敦源、郭昱瑩(2008)。公共政策。臺北:智勝文化。吳定(1997)。公共政策辭典。臺北:五南。吳定(2003)。公共政策。臺北:國立空中大學。呂星金(1988)。高雄市市場經營模式研究。國立中山大學企業管理研究所碩士論文,高雄。李書銘(2021)。以問卷調查消費者對傳統市場環境滿意度—以新竹市中央市場為例。國立清華大學高階主管經營管理碩士在職專班碩士論文,新竹。林水波、張世賢(2006)。公共政策(四版)。臺北:五南。林建甫(2019)。不用擔心進入「無現金社會」。臺灣經濟研究月刊,42(2), 8-9。林崇傑(2022)。2022 臺北市產業政策報告。2023年2月10日,取自:https://www-ws.gov.taipei/Download.ashx?u=LzAwMS9VcGxvYWQvMzAxL2NrZmlsZS9hZmE5YzAxNS1jMzVmLTQ4YWItODQxMi0wMGNlODFlZTNiMWQucGRm&n=55Si5qWt5bGA5YWr5bm05oiQ5p6c5aCx5ZGKIDA0MTgwOTAwLnBkZg%3d%3d&icon=.pdf.林鍾沂(1993)。政策評估理論之分析及方法論的重建。中國行政評論,2(2),27-96。柯三吉(1998)。公共政策:理論、方法與臺灣經驗。臺北:時英出版社。翁興利、施能傑、官有垣、鄭麗嬌(1998)。公共政策。臺北:空中大學。財政部國庫署(2022)。國庫支付電子化作業安全、迅速、便捷。2023年4月23日取自:https://www.nta.gov.tw/singlehtml/238?cntId=8bd0bc116d974c69b03d29cdb4bf2466張竹君(2006)。運用資料包絡分析法於臺北市公有市場績效評估之研究。臺北科技大學工業工程與管理學系碩士論文,臺北。曾景瀚、雷立芬、官俊榮、黃聖茹(2017)。臺北市消費者於傳統市場購買意願之研究。農業經濟叢刊,23(1),45-74。楊運秀、趙行義(2019)。以創新抵制探討行動支付的使用意圖。東吳經濟商學學報,99,91-124。臺北市政府研考會(2022)。108年10月民意調查。2023年2月5日取自:https://www-ws.gov.taipei/Download.ashx?u=LzAwMS9VcGxvYWQvMzcxL3JlbGZpbGUvMTAxNjIvODExODMxNy9lOTA0MjIxZS1kOTYyLTQ4OGEtOTM0MS1jZThkNjZhMTRlMWYucGRm&n=MTA45bm0MTDmnIjmsJHoqr%2fnmb7liIbmr5TjgIHkuqTlj4nooagucGRm&icon=..pdf臺北市政府研考會(2022)。111年10月民意調查。2023年2月5日取自:https://www-ws.gov.taipei/Download.ashx?u=LzAwMS9VcGxvYWQvMzcxL3JlbGZpbGUvMTAxNjIvODkwNTA3OS8wYzc1OGE5YS0zYWY3LTQzNTEtYjhmMy1mM2ZmMzk3MTM1ODkucGRm&n=MTExMTAzMeawkeiqv%2be1kOaenC5wZGY%3d&icon=..pdf.劉懿慧(2017)。國庫電子支付限額 擬增至800萬元。2023年4月23日取自:https://www.chinatimes.com/newspapers/20170804000148-260205?chdtv蔡聰勇(2008)。傳統零售市場之經營與管理。新北市政府96年度行研究案。未出版,新北市。貳、 英文文獻Altman, J.A. & Petkus, Jr. (1994). 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Reforming the Health Sector: The Central Role of Policy Analysis. Health Policy and Planning, 9(4), 353-370.Zammuto, R.F., Griffith, T.L., Majchrzak, A., Dougherty, D.J. & Faraj, S. (2007). Information Technology and the Changing Fabric of Organization. Organization Science, 18(5), 749-762. 描述 碩士
國立政治大學
公共行政學系
106256011資料來源 http://thesis.lib.nccu.edu.tw/record/#G0106256011 資料類型 thesis dc.contributor.advisor 董祥開 zh_TW dc.contributor.advisor Dong, Hsiang-Kai en_US dc.contributor.author (Authors) 劉郁辰 zh_TW dc.contributor.author (Authors) Liu, Yu-Chen en_US dc.creator (作者) 劉郁辰 zh_TW dc.creator (作者) Liu, Yu-Chen en_US dc.date (日期) 2023 en_US dc.date.accessioned 1-Sep-2023 15:50:43 (UTC+8) - dc.date.available 1-Sep-2023 15:50:43 (UTC+8) - dc.date.issued (上傳時間) 1-Sep-2023 15:50:43 (UTC+8) - dc.identifier (Other Identifiers) G0106256011 en_US dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/147142 - dc.description (描述) 碩士 zh_TW dc.description (描述) 國立政治大學 zh_TW dc.description (描述) 公共行政學系 zh_TW dc.description (描述) 106256011 zh_TW dc.description.abstract (摘要) 電子支付近年來廣為大眾所接受,消費型態產生快速的轉變,逐漸形成民眾消費時的支付習慣,取代原先的現金交易。2018年時任臺北市長柯文哲提出「無現金城市」的理念,推動的創新政策即包含在臺北市傳統市場導入電子支付。本研究使用執行評估為總體架構,作為理解傳統市場導入電子支付之執行過程。其次,在執行評估的框架下,利用科技賦能與限制理論(TACT)找出影響傳統市場攤商使用電子支付意願之促進與抑制因素。本研究結論傳統市場導入電子支付之科技賦能包含:提升傳統市場之服務品質、傳統市場攤商與電子支付業者形成網絡關係、透過電子支付業者的自有平台向外部受眾宣傳、接觸新受眾和拓展活動領域、地下經濟透明化;而傳統市場導入電子支付之科技限制則包含:缺乏軟硬體設備與處理科技之人力、年長攤商排斥,學習和處理新科技困難、電子支付品牌眾多,整合困難、場域消費者使用率低,影響攤商操作電子支付之熟悉度、傳統市場組織組成複雜性高,缺乏整體規劃與戰略思維。本研究提出八項研究建議:(一)持續運用誘因類型政策工具引導攤商轉變交易習慣。(二)由臺北市政府提供電子支付之教育訓練。(三)加強政策傳播,鼓勵消費者至有提供電子支付之攤位消費。(四)簡化電子支付相關補助計畫之申請程序。(五)加速整合眾多的電子支付品牌。(六)電子支付APP更加人性化設計,以及提升客戶服務品質。(七)經濟政策和社會福利可多與電子支付結合。(八)持續改善傳統市場環境。 zh_TW dc.description.tableofcontents 第一章 緒論 1第一節 研究背景與動機 1第二節 研究目的與問題 7第三節 研究流程 8第二章 文獻檢閱 9第一節 電子支付與臺灣現況 9第二節 國外於傳統市場導入電子支付之經驗 17第三節 臺北市推動傳統市場導入電子支付之現況 26第四節 政策執行與執行模式 35第五節 執行評估 44第六節 科技賦能與限制理論 55第三章 研究設計 62第一節 研究架構 62第二節 研究方法 63第三節 訪談提綱設計 67第四章 訪談資料分析 74第一節 傳統市場導入電子支付之政策與環境背景 74第二節 傳統市場導入電子支付之領導和執行規劃 88第三節 傳統市場導入電子支付之科技賦能 98第四節 傳統市場導入電子支付之科技限制 121第五章 研究結論與建議 146第一節 研究結論 146第二節 研究建議 162第三節 研究限制與未來研究建議 167參考文獻 169 zh_TW dc.format.extent 6467264 bytes - dc.format.mimetype application/pdf - dc.source.uri (資料來源) http://thesis.lib.nccu.edu.tw/record/#G0106256011 en_US dc.subject (關鍵詞) 電子支付 zh_TW dc.subject (關鍵詞) 傳統市場 zh_TW dc.subject (關鍵詞) 政策執行 zh_TW dc.subject (關鍵詞) 執行評估 zh_TW dc.subject (關鍵詞) 科技賦能與限制理論 zh_TW dc.title (題名) 台北市傳統市場導入電子支付政策之執行評估 zh_TW dc.title (題名) Implementation Evaluation of Electronic Payment Policy in Taipei Traditional Markets en_US dc.type (資料類型) thesis en_US dc.relation.reference (參考文獻) 壹、 中文文獻丘昌泰、李允傑(1999)。政策執行與評估。臺北:空中大學。任立中、林佩瑩(2013)。臺北市傳統零售市場消費型態之分析—分量迴歸模型之應用。行銷科學學報,9(1),77-108。余致力、毛壽龍、陳敦源、郭昱瑩(2008)。公共政策。臺北:智勝文化。吳定(1997)。公共政策辭典。臺北:五南。吳定(2003)。公共政策。臺北:國立空中大學。呂星金(1988)。高雄市市場經營模式研究。國立中山大學企業管理研究所碩士論文,高雄。李書銘(2021)。以問卷調查消費者對傳統市場環境滿意度—以新竹市中央市場為例。國立清華大學高階主管經營管理碩士在職專班碩士論文,新竹。林水波、張世賢(2006)。公共政策(四版)。臺北:五南。林建甫(2019)。不用擔心進入「無現金社會」。臺灣經濟研究月刊,42(2), 8-9。林崇傑(2022)。2022 臺北市產業政策報告。2023年2月10日,取自:https://www-ws.gov.taipei/Download.ashx?u=LzAwMS9VcGxvYWQvMzAxL2NrZmlsZS9hZmE5YzAxNS1jMzVmLTQ4YWItODQxMi0wMGNlODFlZTNiMWQucGRm&n=55Si5qWt5bGA5YWr5bm05oiQ5p6c5aCx5ZGKIDA0MTgwOTAwLnBkZg%3d%3d&icon=.pdf.林鍾沂(1993)。政策評估理論之分析及方法論的重建。中國行政評論,2(2),27-96。柯三吉(1998)。公共政策:理論、方法與臺灣經驗。臺北:時英出版社。翁興利、施能傑、官有垣、鄭麗嬌(1998)。公共政策。臺北:空中大學。財政部國庫署(2022)。國庫支付電子化作業安全、迅速、便捷。2023年4月23日取自:https://www.nta.gov.tw/singlehtml/238?cntId=8bd0bc116d974c69b03d29cdb4bf2466張竹君(2006)。運用資料包絡分析法於臺北市公有市場績效評估之研究。臺北科技大學工業工程與管理學系碩士論文,臺北。曾景瀚、雷立芬、官俊榮、黃聖茹(2017)。臺北市消費者於傳統市場購買意願之研究。農業經濟叢刊,23(1),45-74。楊運秀、趙行義(2019)。以創新抵制探討行動支付的使用意圖。東吳經濟商學學報,99,91-124。臺北市政府研考會(2022)。108年10月民意調查。2023年2月5日取自:https://www-ws.gov.taipei/Download.ashx?u=LzAwMS9VcGxvYWQvMzcxL3JlbGZpbGUvMTAxNjIvODExODMxNy9lOTA0MjIxZS1kOTYyLTQ4OGEtOTM0MS1jZThkNjZhMTRlMWYucGRm&n=MTA45bm0MTDmnIjmsJHoqr%2fnmb7liIbmr5TjgIHkuqTlj4nooagucGRm&icon=..pdf臺北市政府研考會(2022)。111年10月民意調查。2023年2月5日取自:https://www-ws.gov.taipei/Download.ashx?u=LzAwMS9VcGxvYWQvMzcxL3JlbGZpbGUvMTAxNjIvODkwNTA3OS8wYzc1OGE5YS0zYWY3LTQzNTEtYjhmMy1mM2ZmMzk3MTM1ODkucGRm&n=MTExMTAzMeawkeiqv%2be1kOaenC5wZGY%3d&icon=..pdf.劉懿慧(2017)。國庫電子支付限額 擬增至800萬元。2023年4月23日取自:https://www.chinatimes.com/newspapers/20170804000148-260205?chdtv蔡聰勇(2008)。傳統零售市場之經營與管理。新北市政府96年度行研究案。未出版,新北市。貳、 英文文獻Altman, J.A. & Petkus, Jr. (1994). 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