| dc.contributor.advisor | 陳恭 | zh_TW |
| dc.contributor.advisor | Chen, Kung | en_US |
| dc.contributor.author (Authors) | 黃崇倫 | zh_TW |
| dc.contributor.author (Authors) | Huang, Chung-Lun | en_US |
| dc.creator (作者) | 黃崇倫 | zh_TW |
| dc.creator (作者) | Huang, Chung-Lun | en_US |
| dc.date (日期) | 2023 | en_US |
| dc.date.accessioned | 1-Dec-2023 10:50:18 (UTC+8) | - |
| dc.date.available | 1-Dec-2023 10:50:18 (UTC+8) | - |
| dc.date.issued (上傳時間) | 1-Dec-2023 10:50:18 (UTC+8) | - |
| dc.identifier (Other Identifiers) | G0110356022 | en_US |
| dc.identifier.uri (URI) | https://nccur.lib.nccu.edu.tw/handle/140.119/148509 | - |
| dc.description (描述) | 碩士 | zh_TW |
| dc.description (描述) | 國立政治大學 | zh_TW |
| dc.description (描述) | 資訊管理學系 | zh_TW |
| dc.description (描述) | 110356022 | zh_TW |
| dc.description.abstract (摘要) | 近年來隨著區塊鏈技術和加密貨幣的興起，越來越多以區塊鏈為基礎的保險商品被提出討論，其中參數型保險因其獨特的產品特性，適合在區塊鏈上以數據驅動的方式來實現。本研究旨在探討使用區塊鏈技術及代幣化策略來解決當前保險市場的問題，透過設計與實作一個基於區塊鏈的參數型保險平台來驗證其效益與可行性。該研究提出了創新的區塊鏈保險解決方案，將傳統保險的數據以智能合約進行參數化，賦予要保人自訂保險內容的彈性，同時結合了代幣化技術與投資人的角色來維持平台的運行，以實現保險的自動化交易。
在系統實作方面，透過將保險的理賠邏輯實現於以太坊區塊鏈上，並使用ERC-20的代幣標準來達成權益代幣的交易與轉讓。同時為了符合實際的應用場景，將系統與去中心化預言機 Chainlink做整合，以實現保險理賠的自動化執行。經實驗證實，該系統能適用於多種保險場景，並具有良好的擴展性與可移植性。本研究的方法與觀點可為保險行業的轉型與升級提供新的思路和方向，對區塊鏈在保險行業的應用研究具有重要的參考價值。 | zh_TW |
| dc.description.abstract (摘要) | In recent years, with the rise of blockchain technology and cryptocurrencies, many insurance products based on blockchain have been proposed and discussed. Among them, parametric insurance is suitable for data-driven implementation on the blockchain due to its unique product characteristics. This study explores blockchain technology and tokenization strategies to solve the current problems in the insurance market by designing and implementing a parametric insurance platform based on blockchain to verify its benefits and feasibility. The study proposes an innovative blockchain insurance solution that parameterizes traditional insurance data with smart contracts, granting policyholders the flexibility to customize their insurance contents. It also combines tokenization technology and the role of investors to maintain the platform’s operation to achieve automated insurance transactions.
In the system implementation, the claimed logic of insurance is implemented on the Ethereum blockchain, and the ERC-20 token standard is used to achieve the trading and transfer of equity tokens. To meet the real-world application scenarios, the system is integrated with the decentralized oracle Chainlink to achieve automated insurance claim execution. Experiments have confirmed that the system can be applied to various insurance scenarios and has good extensibility and portability. The methods and perspectives of this study can provide new ideas and directions for the transformation and upgrading of the insurance industry and have essential reference value for the application research of blockchain in the insurance industry. | en_US |
| dc.description.tableofcontents | 第一章 緒論 1
1.1 研究背景與動機 1
1.2 研究目的 2
1.3 研究貢獻 3
1.4 論文架構 3
第二章 文獻回顧與技術背景 4
2.1 參數型保險 4
2.2 區塊鏈上的參數型保險議題 5
2.2.1 傳統參數型保險之問題 5
2.2.2 區塊鏈上的參數型保險之解決方案 6
2.2.3 Arbol 7
2.2.4 Etherisc 8
2.3 區塊鏈與智能合約 9
2.3.1 區塊鏈 9
2.3.2 以太坊 9
2.3.3 智能合約 10
2.4 代幣化技術 10
2.4.1 代幣化 10
2.4.2 以太坊標準EIP與ERC 11
2.4.3 ERC-20 代幣標準 12
2.5 預言機與Chainlink 13
2.5.1 預言機 13
2.5.2 Chainlink 13
2.5.3 Chainlink Automation 15
第三章 系統設計與架構 18
3.1 系統設計理念 18
3.2 系統架構概觀 20
3.2.1 系統架構設計 20
3.2.2 資料庫設計 21
3.2.3 智能合約設計 23
3.3 系統流程設計 26
3.3.1 要保人創建保單 28
3.3.2 投資人投資保單 30
3.3.3 保單執行 31
3.3.4 投資人兌換收益 33
第四章 系統實作與展示 34
4.1 實驗環境與開發工具 34
4.2 程式碼設計 35
4.2.1 InsuranceProvider 合約設計 35
4.2.2 InsuranceContract 合約設計 37
4.2.3 Upkeep 合約設計 40
4.3 系統實作展示 43
4.4 系統評估與限制 49
4.4.1 系統評估 49
4.4.2 系統限制 52
第五章 結論與未來研究方向 53
5.1 結論 53
5.2 未來發展與建議 54
參考文獻 56
附錄 58 | zh_TW |
| dc.format.extent | 6041184 bytes | - |
| dc.format.mimetype | application/pdf | - |
| dc.source.uri (資料來源) | http://thesis.lib.nccu.edu.tw/record/#G0110356022 | en_US |
| dc.subject (關鍵詞) | 參數型保險 | zh_TW |
| dc.subject (關鍵詞) | 代幣化技術 | zh_TW |
| dc.subject (關鍵詞) | 以太坊 | zh_TW |
| dc.subject (關鍵詞) | 智能合約 | zh_TW |
| dc.subject (關鍵詞) | Chainlink | zh_TW |
| dc.subject (關鍵詞) | Chainlink Automation | zh_TW |
| dc.subject (關鍵詞) | Parametric Insurance | en_US |
| dc.subject (關鍵詞) | Tokenization Technology | en_US |
| dc.subject (關鍵詞) | Ethereum | en_US |
| dc.subject (關鍵詞) | Smart Contracts | en_US |
| dc.subject (關鍵詞) | Chainlink | en_US |
| dc.subject (關鍵詞) | Chainlink Automation | en_US |
| dc.title (題名) | 應用區塊鏈代幣化技術設計與實作參數型保險平台 | zh_TW |
| dc.title (題名) | Design and Implementation of a Parametric Insurance Platform using Blockchain Tokenization Technology | en_US |
| dc.type (資料類型) | thesis | en_US |
| dc.relation.reference (參考文獻) | 1. Aleksieva, V., Valchanov, H., & Huliyan, A. (2019). Application of smart contracts based on ethereum blockchain for the purpose of insurance services. 2019 International Conference on Biomedical Innovations and Applications (BIA),
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