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題名 區塊鏈去中間化之研究
An Examination of Disintermediation with Blockchain Technology
作者 尚孝純
貢獻者 資管系
關鍵詞 區塊鏈; 中間人; 去中介化; 再中介化
Blockchain; Intermediaries; Disintermediation; Reintermediation
日期 2021-10
上傳時間 9-Jun-2026 13:15:29 (UTC+8)
摘要 區塊鏈是具有顛覆既有流程的創新技術。區塊鏈帶來的創新主要是由其去中心化,匿名和可審計性的特殊特徵所驅動。分散的記錄跟踪功能使各方之間的交易可以自動存儲和維護,並進行加密保護;不需要如分類帳管理器之類的第三方。換句話說,區塊鏈技術可以去除中間人,例如:銀行,保管人和不同類型的受託人,這些中介通常是第三方擔保人。區塊鏈分散式分類賬可以解決要求中央機構驗證交易的問題,並且區塊鍊網絡中的每個用戶都將維護原始分類賬,使其無法被操縱。通過省去中介機構維護行政記錄和交易對帳的工作,可以減少現有流程的成本,並且可以彈性有效地連結外部資源。儘管此創新技術因消除中介機構和開放網絡中的信任可靠性而受到廣大關注,但對於這項加密網絡的設計安裝還是存在疑問。隨著區塊鏈技術的實施,網路復雜性和新規則的制定,可疑交易的管制,擔保和賠償的提供等相關控制和服務在在都需要額外的規劃與管理。學者與業者不確定,區塊鏈能否真正擺脫中間人來解決買賣雙方之間的交易,以及中介機構的其他角色是否會出現在區塊鍊網絡中。因此,本研究採用多重個案研究方法來深度檢視企業應用區塊鏈技術轉變流程過程中,中間人是否會因為去中心化的技術而被取代或轉型以及新的中介機構是否萌發設立。
Blockchain is a foundational and disruptive technology, with the potential to revolutionize the nature of the interface between economic agents. Innovations brought by blockchain are mostly driven by its special features of decentralization, anonymity, and auditability. The decentralized record tracking functions enable transactions among all parties to be stored and maintained autonomously and secured encryptedly; third parties such as ledger managers are not required. In other words, blockchain eliminates intermediaries, such as: banks, custodians, and different types of trustees, that are typically third-party guarantors. Decentralized ledgers may solve the problem of requiring a central authority to verify transactions, and every user within the blockchain network will maintain the original ledger such that it cannot be manipulated. By removing the effort of intermediaries for maintaining administrative records and transactional reconciliations, the cost in the existing processes can be reduced and outside resources can be used as efficiently as inside resources. Although this innovative technology is praised for the removal of intermediaries and the reliability of trust in the open network, there are doubts about the actual costs of the encrypted network. Additional complexities and regulation, vetoing suspect transactions, providing guarantees and indemnities, and supplying a range of associated products and services were reported with the implementation of blockchain technology. Industries are uncertain that if blockchain can really get rid of middlemen to address transactions between buyers and sellers and if other roles of intermediaries could emerge in blockchain networks. This research adopts a multiple-case study approach to determine whether the intermediaries in different industries will be eliminated by blockchain technology or transformed in terms of their roles into new ones.
關聯 科技部, MOST109-2410-H004-072, 109.08-110.07
資料類型 report
dc.contributor 資管系
dc.creator (作者) 尚孝純
dc.date (日期) 2021-10
dc.date.accessioned 9-Jun-2026 13:15:29 (UTC+8)-
dc.date.available 9-Jun-2026 13:15:29 (UTC+8)-
dc.date.issued (上傳時間) 9-Jun-2026 13:15:29 (UTC+8)-
dc.identifier.uri (URI) https://ah.lib.nccu.edu.tw/item?item_id=182850-
dc.description.abstract (摘要) 區塊鏈是具有顛覆既有流程的創新技術。區塊鏈帶來的創新主要是由其去中心化,匿名和可審計性的特殊特徵所驅動。分散的記錄跟踪功能使各方之間的交易可以自動存儲和維護,並進行加密保護;不需要如分類帳管理器之類的第三方。換句話說,區塊鏈技術可以去除中間人,例如:銀行,保管人和不同類型的受託人,這些中介通常是第三方擔保人。區塊鏈分散式分類賬可以解決要求中央機構驗證交易的問題,並且區塊鍊網絡中的每個用戶都將維護原始分類賬,使其無法被操縱。通過省去中介機構維護行政記錄和交易對帳的工作,可以減少現有流程的成本,並且可以彈性有效地連結外部資源。儘管此創新技術因消除中介機構和開放網絡中的信任可靠性而受到廣大關注,但對於這項加密網絡的設計安裝還是存在疑問。隨著區塊鏈技術的實施,網路復雜性和新規則的制定,可疑交易的管制,擔保和賠償的提供等相關控制和服務在在都需要額外的規劃與管理。學者與業者不確定,區塊鏈能否真正擺脫中間人來解決買賣雙方之間的交易,以及中介機構的其他角色是否會出現在區塊鍊網絡中。因此,本研究採用多重個案研究方法來深度檢視企業應用區塊鏈技術轉變流程過程中,中間人是否會因為去中心化的技術而被取代或轉型以及新的中介機構是否萌發設立。
dc.description.abstract (摘要) Blockchain is a foundational and disruptive technology, with the potential to revolutionize the nature of the interface between economic agents. Innovations brought by blockchain are mostly driven by its special features of decentralization, anonymity, and auditability. The decentralized record tracking functions enable transactions among all parties to be stored and maintained autonomously and secured encryptedly; third parties such as ledger managers are not required. In other words, blockchain eliminates intermediaries, such as: banks, custodians, and different types of trustees, that are typically third-party guarantors. Decentralized ledgers may solve the problem of requiring a central authority to verify transactions, and every user within the blockchain network will maintain the original ledger such that it cannot be manipulated. By removing the effort of intermediaries for maintaining administrative records and transactional reconciliations, the cost in the existing processes can be reduced and outside resources can be used as efficiently as inside resources. Although this innovative technology is praised for the removal of intermediaries and the reliability of trust in the open network, there are doubts about the actual costs of the encrypted network. Additional complexities and regulation, vetoing suspect transactions, providing guarantees and indemnities, and supplying a range of associated products and services were reported with the implementation of blockchain technology. Industries are uncertain that if blockchain can really get rid of middlemen to address transactions between buyers and sellers and if other roles of intermediaries could emerge in blockchain networks. This research adopts a multiple-case study approach to determine whether the intermediaries in different industries will be eliminated by blockchain technology or transformed in terms of their roles into new ones.
dc.format.extent 116 bytes-
dc.format.mimetype text/html-
dc.relation (關聯) 科技部, MOST109-2410-H004-072, 109.08-110.07
dc.subject (關鍵詞) 區塊鏈; 中間人; 去中介化; 再中介化
dc.subject (關鍵詞) Blockchain; Intermediaries; Disintermediation; Reintermediation
dc.title (題名) 區塊鏈去中間化之研究
dc.title (題名) An Examination of Disintermediation with Blockchain Technology
dc.type (資料類型) report