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題名 影響銀行聯合貸款各項費用及成本的分析
The Determinants of Fees and Costs in the Syndicated Loan Markets作者 張元晨 貢獻者 財管系 關鍵詞 聯貸費率; 銀行往來關係; 銀行競爭程度
Fee structure of syndicated loans; bank relationship; bank competition日期 2018-11 上傳時間 11-Jun-2026 09:11:36 (UTC+8) 摘要 企業向銀行申請聯合貸款時，銀行除了會收取利息以外，還會收取不同種類的費 用（Berg, Saunders, and Steffen, 2015, Dennis, Nandy, and Sharpe, 2000, Shockley and Thakor, 1997)，這些費用可以視為公司是否會執行使用信用額度或取消貸款等選擇權 的權利金，然而上述文獻較少針對影響銀行聯合貸款費率的因素作全面性的分析，本 計晝參考Berg, Saunders, and Steffen (2015 )的研究方法，利用全球銀行聯貸資料庫， 分析銀行往來關係、銀行聲譽和競爭程度等因素如何影響聯合貸款費率，另外，本計 晝將探討各國法令規範和不同類型的銀行是否會收取不一樣的聯合貸款費率，最後本 研究也將分析在美洲、歐洲及亞洲各國家中，不同類型的銀行對企業的聯合貸款費率 收取的差異。
When borrowing from syndicated loan markets, firms usually will be charged a menu of spreads and fees (Berg, Saunders, and Steffen, 2015, Dennis, Nandy, and Sharpe, 2000, Shockley and Thakor, 1997). Berg, Saunders, and Steffen (2015) argue that these fees are used to price borrowers’ options to drawdown credit lines or cancel term loans. However, we have little empirical knowledge of other determinants of loan contract fees. This project examines the effects of bank relationship, bank reputation, the degree of bank competition and regulations on these loan fees. Finally, I also investigate the determinants of fees charged by different types of banks in North America, Europe and Asia.關聯 科技部, MOST105-2410-H004-085-MY2, 105.08-107.07 資料類型 report dc.contributor 財管系 dc.creator (作者) 張元晨 dc.date (日期) 2018-11 dc.date.accessioned 11-Jun-2026 09:11:36 (UTC+8) - dc.date.available 11-Jun-2026 09:11:36 (UTC+8) - dc.date.issued (上傳時間) 11-Jun-2026 09:11:36 (UTC+8) - dc.identifier.uri (URI) https://ah.lib.nccu.edu.tw/item?item_id=182899 - dc.description.abstract (摘要) 企業向銀行申請聯合貸款時，銀行除了會收取利息以外，還會收取不同種類的費 用（Berg, Saunders, and Steffen, 2015, Dennis, Nandy, and Sharpe, 2000, Shockley and Thakor, 1997)，這些費用可以視為公司是否會執行使用信用額度或取消貸款等選擇權 的權利金，然而上述文獻較少針對影響銀行聯合貸款費率的因素作全面性的分析，本 計晝參考Berg, Saunders, and Steffen (2015 )的研究方法，利用全球銀行聯貸資料庫， 分析銀行往來關係、銀行聲譽和競爭程度等因素如何影響聯合貸款費率，另外，本計 晝將探討各國法令規範和不同類型的銀行是否會收取不一樣的聯合貸款費率，最後本 研究也將分析在美洲、歐洲及亞洲各國家中，不同類型的銀行對企業的聯合貸款費率 收取的差異。 dc.description.abstract (摘要) When borrowing from syndicated loan markets, firms usually will be charged a menu of spreads and fees (Berg, Saunders, and Steffen, 2015, Dennis, Nandy, and Sharpe, 2000, Shockley and Thakor, 1997). Berg, Saunders, and Steffen (2015) argue that these fees are used to price borrowers’ options to drawdown credit lines or cancel term loans. However, we have little empirical knowledge of other determinants of loan contract fees. This project examines the effects of bank relationship, bank reputation, the degree of bank competition and regulations on these loan fees. Finally, I also investigate the determinants of fees charged by different types of banks in North America, Europe and Asia. dc.format.extent 116 bytes - dc.format.mimetype text/html - dc.relation (關聯) 科技部, MOST105-2410-H004-085-MY2, 105.08-107.07 dc.subject (關鍵詞) 聯貸費率; 銀行往來關係; 銀行競爭程度 dc.subject (關鍵詞) Fee structure of syndicated loans; bank relationship; bank competition dc.title (題名) 影響銀行聯合貸款各項費用及成本的分析 dc.title (題名) The Determinants of Fees and Costs in the Syndicated Loan Markets dc.type (資料類型) report
