| dc.contributor.advisor | 吳文傑 | zh_TW |
| dc.contributor.author (Authors) | 王文愛 | zh_TW |
| dc.creator (作者) | 王文愛 | zh_TW |
| dc.date (日期) | 2006 | en_US |
| dc.date.accessioned | 14-Sep-2009 13:35:51 (UTC+8) | - |
| dc.date.available | 14-Sep-2009 13:35:51 (UTC+8) | - |
| dc.date.issued (上傳時間) | 14-Sep-2009 13:35:51 (UTC+8) | - |
| dc.identifier (Other Identifiers) | G0094925044 | en_US |
| dc.identifier.uri (URI) | https://nccur.lib.nccu.edu.tw/handle/140.119/32291 | - |
| dc.description (描述) | 碩士 | zh_TW |
| dc.description (描述) | 國立政治大學 | zh_TW |
| dc.description (描述) | 中國大陸研究英語碩士學程(IMCS) | zh_TW |
| dc.description (描述) | 94925044 | zh_TW |
| dc.description (描述) | 95 | zh_TW |
| dc.description.abstract (摘要) | 這篇論文討論關於中國銀行部門國際化及競爭力的問題 共有三個問題: 1.國際化如何存於中國銀行體系 2.國際化是否成功地促進中國銀行的競爭力 3.如果有競爭力化下,中國銀行會變得如何? | zh_TW |
| dc.description.abstract (摘要) | This paper addresses the questions related to the internationalization of China’s banking sector and implications for the competitiveness in China’s banking sector: 1) How did internationalization exist in China’s banking sector? 2) Did internationalization successfully create the competitiveness in China’s banking sector? 3) With such phenomenon, what will be the implications towards China’s banking sector? Therefore, this paper first will propose a framework for recognizing the internationalization in the China’s banking sector by comparing the banking sector in China before and after its WTO entry. Secondly, it will examine the competitiveness in China’s banking sector by analyzing the four indicators: 1) financial liberalization, 2) technological progress, 3) rating by international rating agency, and 4) Economic Growth. Also this paper will examine the competitiveness of two major commercial banks: Bank of China (BOC) and China Construction Bank (CCB) as a case study by analyzing the three indicators. They are: 1) profitability, 2) non-performing loans ratio, and 3) expansion. Finally, this paper will discuss the prospects and challenges in China’s banking sector. | en_US |
| dc.description.tableofcontents | TABLE OF CONTENTS Acknowledgements…………………………………………………………I Abstract…………………………………………………………………….II 1 Introduction…………………………………………………1 1.1 Literature Review…………………………………4 2 China’s Banking Sector before the WTO membership..7 2.1 Mono-Bank System……………………………………8 2.2 1978 Open-Door Policy…………………………………10 2.3 Two-Tier Financial System ..…………………………11 2.4 Non Performing Loans (NPLs) ………………………17 2.5 Challenges & Risks …………………………………20 3 China’s Banking Sector after the WTO Membership. 23 3.1 China Enters WTO ...…………………………………23 3.2 The Structure of Banking in China as of 2006 ……24 3.2.1 Policy banks ……………………………………24 3.2.1.1 The Agriculture Bank of China ………26 3.2.1.2 The China National Development Bank…26 3.2.1.3 The Export-Import Bank of China ……26 3.2.2 Commercial banks ………………………………26 3.2.2.1 State-owned commercial banks (SOCBs)…27 3.2.2.2 Joint stock commercial banks (JSBs) ……28 3.2.2.3 Urban Commercial Banks ……………28 3.2.3 Trust Institutions………………………………28 3.2.4 Postal Savings Institutions…………………….29 3.3 Recent Major Reforms……………………………….30 3.3.1 Establishment of China Banking Regulatory Commission (CBRC) …………………………………31 3.3.2 Interest Rate Liberalization……………………32 3.3.3 Tax Reform ………………………………………35 3.3.4 Capital Injection - Chinese Banks Going Public…36 3.3.5 Bank-Deposit-Insurance Program ……………38 3.4 Chinese Government Policies in Response …………38 3.4.1 New Regulations on Foreign-funded Banks………39 3.4.2 Qualified Strategic Investors …………………43 4 Internationalization and Competitiveness of China’s Banking Sector…………………………………45 4.1 Foreign Banks Increase in China………………………45 4.2 Internationalization…………………………………50 4.3 Competitiveness……………………………………56 4.3.1 Financial Liberalization………………………57 4.3.2 Technological Progress………………………61 4.3.3 Rating by International Rating Agency……63 4.3.4 Economic Growth………………………………66 5 Case Study: Bank of China and China Construction Bank.....................................70 5.1 Profitability………………………………………71 5.1.1 Return on Assets (ROA)………………………72 5.1.2 Return on Equity (ROE)…………………………72 5.1.3 Capital Ratio…………………………………72 5.1.4 Earnings per Share (EPS)……………………73 5.2 Non-performing loans (NPLs) and Capital Adequacy Ratio (CAR) …………………………………………73 5.3 Expansion……………………………………………74 5.4 Bank of China (BOC)……………………………75 5.4.1 Profitability………………………………75 5.4.2 Non-performing loans (NPLs) and Capital Adequacy Ratio (CAR)……………………………………78 5.4.3 Expansion………………………………79 5.5 China Construction Bank (CCB)………………81 5.5.1 Profitability…………………………………82 5.5.2 Non-Performing Loans (NPLs) and Capital Adequacy Ratio (CAR)………………………………83 5.5.3 Expansion…………………………………85 6 Conclusion…………………………………………………86 6.1 Findings…………………………………………89 6.2 Policy Suggestion…………………………………93 References………………………………………………………97 | zh_TW |
| dc.language.iso | en_US | - |
| dc.source.uri (資料來源) | http://thesis.lib.nccu.edu.tw/record/#G0094925044 | en_US |
| dc.subject (關鍵詞) | 中國銀行 | zh_TW |
| dc.subject (關鍵詞) | Bank of China (BOC) | en_US |
| dc.subject (關鍵詞) | China Construction Bank (CCB) | en_US |
| dc.subject (關鍵詞) | China`s banking sector | en_US |
| dc.subject (關鍵詞) | Competitiveness | en_US |
| dc.subject (關鍵詞) | Internationalization | en_US |
| dc.subject (關鍵詞) | Non-performing loans (NPLs) | en_US |
| dc.title (題名) | 中國銀行體系國際化與競爭力 | zh_TW |
| dc.title (題名) | Internationalization and Competitiveness of China`s Banking Sector | en_US |
| dc.type (資料類型) | thesis | en |
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