| dc.contributor.advisor | 歐進士<br>王國樑 | zh_TW |
| dc.contributor.author (作者) | 鍾怡如 | zh_TW |
| dc.contributor.author (作者) | Chung, Yi-Ru | en_US |
| dc.creator (作者) | 鍾怡如 | zh_TW |
| dc.creator (作者) | Chung, Yi-Ru | en_US |
| dc.date (日期) | 1998 | en_US |
| dc.date.accessioned | 18-九月-2009 19:01:30 (UTC+8) | - |
| dc.date.available | 18-九月-2009 19:01:30 (UTC+8) | - |
| dc.date.issued (上傳時間) | 18-九月-2009 19:01:30 (UTC+8) | - |
| dc.identifier (其他 識別碼) | B2002001599 | en_US |
| dc.identifier.uri (URI) | https://nccur.lib.nccu.edu.tw/handle/140.119/36623 | - |
| dc.description (描述) | 碩士 | zh_TW |
| dc.description (描述) | 國立政治大學 | zh_TW |
| dc.description (描述) | 會計研究所 | zh_TW |
| dc.description (描述) | 86353003 | zh_TW |
| dc.description (描述) | 87 | zh_TW |
| dc.description.abstract (摘要) | 本研究以民國75至86年間，新銀行開放設立前已存在之本國舊銀行實際經營資料，利用資料包絡分析法估計成本效率值，並將之分解為純技術效率、規模效率及配置效率。再利用Tobit迴歸分析，以探討開放新銀行設立對本國舊銀行經營效率之影響。研究結果發現，整體舊銀行投入資源之運用效率，仍有很大的改善空間。此外，成本無效率之來源主要為技術無效率。考慮其他影響效率之因素後，開放新銀行設立對舊銀行之經營效率具有顯著之正向影響。此結果顯示新銀行設立對舊銀行之經營形成很大的競爭壓力，導致本國舊銀行不論在資源投入、規模調整或資源配置上，皆積極努力地改善。本實證結果與政府希望透過開放新銀行，對經營僵化之國內銀行業加以刺激，以提升舊銀行經營效率之目標相一致。 | zh_TW |
| dc.description.abstract (摘要) | This study empirically examines whether opening up the new banks to establish affects various efficiency ratios of Taiwan old banks or not. It uses Data Envelopment Analysis (DEA) to assess cost efficiency, pure technical efficiency, scale efficiency and allocative efficiency based on the Taiwan old banks data from 1986 to 1997. Then, applies the Tobit censored regression model to examine the relationship between opening up the new banks to set up and these efficiency measures.The empirical result shows that the usage efficiency of resource inpute of whole old banks isn`t up to the appropriate point, so there is plenty of space for improvement. Besides, cost inefficiency primarily results from technical inefficiency, not allocative inefficiency.After considering other factors of the effects of efficiency, it`s obviously positive relationship between opening up the new banks to set up and operating efficiency of old banks. The result shows that these new banks establish put competitive stress on the operation of old banks. So those old banks try hard to improve their resource input, scale adjustment, or resource allocation, etc. This result corresponds with the government`s intention to raise the operating efficiency of original banks. | en_US |
| dc.description.tableofcontents | 第一章 緒論.......................................................... 1第一節 研究動機................................................. 1第二節 研究問題................................................. 3第三節 論文架構................................................. 4第二章 文獻回顧與實證假說.............................. 5第一節 解除管制對銀行之影響......................... 5第二節 銀行投入產出項目之認定..................... 10第三節 銀行營運效率之探討............................. 12第四節 資料包絡分析法之探討........................ 16第五節 實證假說................................................ 23第三章 樣本變數與統計方法............................. 28第一節 資料與樣本............................................ 28第二節 變數衡量................................................ 29第三節 資料包絡分析法之概念....................... 31第四節 資料包絡分析法實證模型................... 38第五節 迴歸分析實證模型............................... 41第四章 實證結果................................................ 44第一節 樣本分析.............................................. 44第二節 效率估計結果...................................... 45第三節 迴歸分析結果...................................... 53第四節 敏感性分析.......................................... 56第五章 結論與建議........................................... 59第一節 研究結論.............................................. 59第二節 研究限制與建議.................................. 60圖表..................................................................... 61參考文獻............................................................. 100 | zh_TW |
| dc.language.iso | en_US | - |
| dc.source.uri (資料來源) | http://thesis.lib.nccu.edu.tw/record/#B2002001599 | en_US |
| dc.subject (關鍵詞) | 銀行 | zh_TW |
| dc.subject (關鍵詞) | 資料包絡分析法 | zh_TW |
| dc.subject (關鍵詞) | 純技術效率 | zh_TW |
| dc.subject (關鍵詞) | 規模效率 | zh_TW |
| dc.subject (關鍵詞) | 配置效率 | zh_TW |
| dc.subject (關鍵詞) | Bank | en_US |
| dc.subject (關鍵詞) | Data envelopment analysis(DEA) | en_US |
| dc.subject (關鍵詞) | Pure technical efficiency | en_US |
| dc.subject (關鍵詞) | Scale efficiency | en_US |
| dc.subject (關鍵詞) | Allocative efficiency | en_US |
| dc.title (題名) | 開放新銀行設立對舊銀行經營效率的影響 | zh_TW |
| dc.type (資料類型) | thesis | en |
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