| dc.contributor.advisor | 張元晨 | zh_TW |
| dc.contributor.author (Authors) | 王妍云 | zh_TW |
| dc.creator (作者) | 王妍云 | zh_TW |
| dc.date (日期) | 2004 | en_US |
| dc.date.accessioned | 18-Sep-2009 19:18:25 (UTC+8) | - |
| dc.date.available | 18-Sep-2009 19:18:25 (UTC+8) | - |
| dc.date.issued (上傳時間) | 18-Sep-2009 19:18:25 (UTC+8) | - |
| dc.identifier (Other Identifiers) | G0923570211 | en_US |
| dc.identifier.uri (URI) | https://nccur.lib.nccu.edu.tw/handle/140.119/36693 | - |
| dc.description (描述) | 碩士 | zh_TW |
| dc.description (描述) | 國立政治大學 | zh_TW |
| dc.description (描述) | 財務管理研究所 | zh_TW |
| dc.description (描述) | 92357021 | zh_TW |
| dc.description (描述) | 93 | zh_TW |
| dc.description.abstract (摘要) | This study examines whether diversification is beneficial to commercial banks using data of U.S., Europe and Asia banks from 1997 to 2003. The empirical results suggest that banks perform better if they diversify between interest and non-interest activities, but this effect is not significant when banks diversify within each of these broad sets of activities. Regional results point out the different effects of commercial banks in U.S., Europe and Asia. My results show that banks earn less risk-adjusted returns from commission, fee and trading income. We conclude that increasing non-interest shares is not as good as expected. | zh_TW |
| dc.description.tableofcontents | Abstract 3 List of Tables and Figures 4 1. Introduction 5 2. Related Literature 9 3. Sample banks, data, and methods 15 3.1 Data 15 3.2 Measures of diversification 19 3.3 Measures of bank returns and risks 19 3.4 summary statistics of the full sample 21 3.5 Region-level summary statistics. 23 4. Empirical Findings 27 4.1 Pooled sample regression 27 4.1.1 Basic regression 27 4.1.2 Extended regression 32 4.2 Regional sample regression 35 4.2.1 Basic regression 35 4.2.2 Extended regression 41 5. Conclusion 46 References 49 | zh_TW |
| dc.language.iso | en_US | - |
| dc.source.uri (資料來源) | http://thesis.lib.nccu.edu.tw/record/#G0923570211 | en_US |
| dc.subject (關鍵詞) | Diversification | en_US |
| dc.subject (關鍵詞) | profit | en_US |
| dc.subject (關鍵詞) | risk | en_US |
| dc.title (題名) | The Effects of Non-interest Income Diversification on the Riskiness and Profitability of Commercial Banks | zh_TW |
| dc.type (資料類型) | thesis | en |
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