| dc.contributor.advisor | 沈中華 | zh_TW |
| dc.contributor.author (Authors) | 何欣怡 | zh_TW |
| dc.creator (作者) | 何欣怡 | zh_TW |
| dc.date (日期) | 2003 | en_US |
| dc.date.accessioned | 18-Sep-2009 19:20:41 (UTC+8) | - |
| dc.date.available | 18-Sep-2009 19:20:41 (UTC+8) | - |
| dc.date.issued (上傳時間) | 18-Sep-2009 19:20:41 (UTC+8) | - |
| dc.identifier (Other Identifiers) | G0090352023 | en_US |
| dc.identifier.uri (URI) | https://nccur.lib.nccu.edu.tw/handle/140.119/36709 | - |
| dc.description (描述) | 碩士 | zh_TW |
| dc.description (描述) | 國立政治大學 | zh_TW |
| dc.description (描述) | 金融研究所 | zh_TW |
| dc.description (描述) | 90352023 | zh_TW |
| dc.description (描述) | 92 | zh_TW |
| dc.description.abstract (摘要) | 本論文將內容分為兩部分，第一部份是彙整現有關於’外銀進駐’的文 獻，將焦點集中於國外許多研究者致力探討的4個主題。本論文的第二部 分則陳述了外國銀行於18個已開發國家及38個開發中國家之當地銀行市場 滲入比率的實證，也提供了外國銀行之營運如何迥異於本國銀行的一些證 據。這些差異可能反映了外銀與本國銀行有不同的customer base、不同的bank procedures(常規、做法)以及面對不同的法規和稅制。本論文最 重要的發現是：在已開發中國家，本國銀行相較於外國銀行傾向有較高的 interest margins、profitability、Overhead、以及Loan Loss Provisioning；而在開發中國家，本國銀行相較於外國銀行亦有較高的 interest margins、Overhead、以及Loan Loss Provisioning，但本國銀行在獲利上仍比不上外銀。 有趣的現象是外國進入者的數目(非size)才是能夠影響本國銀行市場的決 定性因素。這顯示了外國銀行於進駐後立即引起當地銀行之競爭，而非在 取得足夠大的market share之後。 | zh_TW |
| dc.description.tableofcontents | 目錄 緒言第一部 外國銀行進駐－開發中國家v.s已開發國家之經驗、意涵探討 第一章 什麼因素引起銀行進駐他國 (一) 外銀母國及在地國間的經濟整合程度 (二) 在地國市場機會之可獲取性 (三) 在地國之進入限制及其他法規規定(例如：稅負待遇) 第二章 何種銀行會向外擴張 (一) 規模(size) (二) 效率(efficiency) (三) 母國的管制(Home Country Requlation) 第三章 外國銀行進駐後，對在地國銀行市場的影響 (一) 外銀之進駐對在地國本國銀行之競爭性的影響 (二) 外銀進駐對在地國銀行體系穩定性之影響 (三) 外銀進駐對授信類型(SMEs)的影響 第四章 進駐之方式(Mode)以及組織型態(Form)如何影響外國銀行之 營運活動 (一) 購併(Merger and Acquisition) (二) 重新設立(De Novo) (三) 分行V.S子銀行(Branches V.S. Subsidiaries) (四) 境外授信(Cross-border lending) 第二部 外國銀行進駐對在地國市場衝擊之全球實證研究 第一章 研究背景及主題 (一) 研究背景 (二) 研究主題 第二章 研究方法及資料來源說明 (一) 研究方法 (二) 資料來源 第三章 敘述統計分析 第四章 全球實證分析 第五章 結論 第六章 續後建議 參考文獻 | zh_TW |
| dc.language.iso | en_US | - |
| dc.source.uri (資料來源) | http://thesis.lib.nccu.edu.tw/record/#G0090352023 | en_US |
| dc.subject (關鍵詞) | 外國銀行 | zh_TW |
| dc.subject (關鍵詞) | 外銀滲入率 | zh_TW |
| dc.subject (關鍵詞) | 本國銀行 | zh_TW |
| dc.subject (關鍵詞) | 在地國 | zh_TW |
| dc.subject (關鍵詞) | Foreign bank entry | en_US |
| dc.title (題名) | 外國銀行進駐－開發中國家v.s已開發國家之經驗、意涵探討暨對在地國市場衝擊之全球實證研究 | zh_TW |
| dc.type (資料類型) | thesis | en |
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