| dc.contributor.advisor | 張元晨 | zh_TW |
| dc.contributor.author (Authors) | 許奇民 | zh_TW |
| dc.creator (作者) | 許奇民 | zh_TW |
| dc.date (日期) | 2009 | en_US |
| dc.date.accessioned | 8-Dec-2010 15:46:30 (UTC+8) | - |
| dc.date.available | 8-Dec-2010 15:46:30 (UTC+8) | - |
| dc.date.issued (上傳時間) | 8-Dec-2010 15:46:30 (UTC+8) | - |
| dc.identifier (Other Identifiers) | G0097357022 | en_US |
| dc.identifier.uri (URI) | http://nccur.lib.nccu.edu.tw/handle/140.119/49646 | - |
| dc.description (描述) | 碩士 | zh_TW |
| dc.description (描述) | 國立政治大學 | zh_TW |
| dc.description (描述) | 財務管理研究所 | zh_TW |
| dc.description (描述) | 97357022 | zh_TW |
| dc.description (描述) | 98 | zh_TW |
| dc.description.abstract (摘要) | 有鑒於「聯合貸款」之特殊結構所衍生出的「借款公司」與「主貸銀行」間的資訊不對稱問題，在此資訊不對稱的前提之下，銀行往來關係便顯得重要，「主貸銀行」透過往來關係的建立來蒐集「借款公司」之私有資訊，進而將其反映在「聯合貸款」的條件之上，如借款利率、借款金額及抵押品的要求。然而已存的研究通常使用LPC或Dealogic為其研究資料來源，但是此二資料庫皆以「聯合貸款」資料為大宗，所包含的「一般貸款」資料相對較少，在此情況之下，所能夠衡量的往來關係強度有其侷限性，因此本研究加入台灣經濟新報 ( TEJ ) 所收錄之台灣借款公司之一般貸款資料，重新加以衡量「主貸銀行」與「借款公司」間往來關係強度，並以此作為衡量兩者之間資訊不對稱的嚴重程度。本研究發現，當「主貸銀行」與「借款公司」的往來關係長度越長時，銀行將提供更大的貸款金額，在擔保品的要求上亦將較為寬鬆，但在借款利率的影響上則較不顯著。 | zh_TW |
| dc.description.abstract (摘要) | This paper empirically explores the issues in the syndicate loan markets, with an emphasis on how information asymmetry between lenders and borrowers influences syndicate contract terms, which include loan price, loan amount and collateral requirement. Existing literature uses LPC and Dealogic datasets to estimate bank-firm relationship, but most of the loan data in these two datasets are syndicated loans and bilateral loan data is relatively sparse. I use Taiwan’s data which contain many bilateral loan data to re-estimate bank-firm relationship in this thesis. The empirical results show that, borrowing from relationship lender increases loan amount and decreases collateral requirement but the effect on loan price is insignificant in Taiwan. | en_US |
| dc.description.tableofcontents | 中文摘要..................................................1英文摘要..................................................2目錄......................................................3表目錄....................................................5圖目錄....................................................6第一章 緒論...............................................7 第一節研究背景及動機.........................................7第二節研究問題與目的........................................15第二章 文獻探討與回顧.......................................16第三章 資料庫的整合與描述....................................26第一節 資料使用之探討.......................................26第二節 台灣經濟新報 ( TEJ ) 及Dealogic之異同.................31第三節 合併資料庫之方法.....................................37第四節 合併後資料之描述.....................................40第四章 研究方法與設計.......................................47第伍章 實證結果............................................51第一節 應變數為借款利率( ALIP )..............................51第二節 應變數為借款金額 (Ln(LOAN AMOUNT))...................53第三節 應變數為抵押品要求 ( COLLATERAL ).....................55第六章 結論與研究限制.......................................57第一節 結論...............................................57第二節 研究限制............................................58第三節 後續研究建議.........................................59參考文獻..................................................60 | zh_TW |
| dc.format.extent | 1090553 bytes | - |
| dc.format.mimetype | application/pdf | - |
| dc.language.iso | en_US | - |
| dc.source.uri (資料來源) | http://thesis.lib.nccu.edu.tw/record/#G0097357022 | en_US |
| dc.subject (關鍵詞) | 聯合貸款 | zh_TW |
| dc.subject (關鍵詞) | syndicate loan | en_US |
| dc.title (題名) | 資訊不對稱下銀行往來關係對聯合貸款條件之影響 以台灣聯合貸款市場為例 | zh_TW |
| dc.title (題名) | Bank-firm relationship and syndicate loan contract terms under information asymmetry Evidence from Taiwan syndicate loan market | en_US |
| dc.type (資料類型) | thesis | en |
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