| dc.contributor.advisor | 劉助 | zh_TW |
| dc.contributor.advisor | LIU, James | en_US |
| dc.contributor.author (Authors) | 黃方瑩 | zh_TW |
| dc.contributor.author (Authors) | HUANG, Crystal | en_US |
| dc.creator (作者) | 黃方瑩 | zh_TW |
| dc.creator (作者) | HUANG, Crystal | en_US |
| dc.date (日期) | 2011 | en_US |
| dc.date.accessioned | 7-Oct-2011 14:14:11 (UTC+8) | - |
| dc.date.available | 7-Oct-2011 14:14:11 (UTC+8) | - |
| dc.date.issued (上傳時間) | 7-Oct-2011 14:14:11 (UTC+8) | - |
| dc.identifier (Other Identifiers) | G0097933024 | en_US |
| dc.identifier.uri (URI) | http://nccur.lib.nccu.edu.tw/handle/140.119/51488 | - |
| dc.description (描述) | 碩士 | zh_TW |
| dc.description (描述) | 國立政治大學 | zh_TW |
| dc.description (描述) | 國際經營管理英語碩士學位學程(IMBA) | zh_TW |
| dc.description (描述) | 97933024 | zh_TW |
| dc.description (描述) | 100 | zh_TW |
| dc.description.abstract (摘要) | Since the year of 2008, the American sub-prime crisis and the issue of financial derivatives dual problems caused the global finance crisis. At the same time, the Global Warming is getting worse which caused a series of natural disasters all over the world. The investment environment is seriously attacked by the storm of global financial crisis, and the international exchange rate is fluctuated largely, the re-insurance market is getting small, and the execution of deregulation in April of 2009 by Taiwan government making the premium income largely reduced. How to keep the premium income reaching at 100 billion NT dollars level, and how to react to bad economic environment are the major problems to Taiwan property insurance industry. Due to the economic crisis since 2008 until now, the huge variation of the exchange rate and the insurance rate of property insurance rate dropped drastically, which seriously affects Taiwan Insurance Industry, especially for automobile insurance of Property insurance industry. How to counter this big issue and find out the effective solution is the major purpose of this study. Selecting Top Five insurance companies as the study objectives to understand how they react to the deregulation policy and how they development after deregulation to find out the trend. Further to divide them into two groups- financial holdings and insurance company- to find out each group’s best model for deregulation. | en_US |
| dc.description.abstract (摘要) | ACKNOWLEDGEMENT II ABSTRACT III TABLE OF CONTENTS IV 1. INTRODUCTION 1 2. ECONOMY ENVIRONMENT 2 2.1. INTERNATIONAL SITUATION 2 2.2. TAIWAN SITUATION 3 3. PROPERTY INSURANCE MARKET IN TAIWAN 4 3.1. MARKET SIZE 4 3.2. MARKET PLAYERS 4 3.3. INSURANCE PRODUCTS 5 4. AUTOMOBILE INSURANCE 7 4.1. AUTOMOBILE INSURANCE PRODUCTS 7 4.2. AUTOMOBILE INSURANCE MARKET IN TAIWAN 8 5. DEREGULATION POLICY 10 5.1. WHY EXECUTE DEREGULATION? 10 5.2. TIME TABLE IN TAIWAN 10 5.3. HOW IT AFFECT TAIWAN AUTOMOBILE INSURANCE MARKET? 11 5.3.1. Premium Rate 11 5.3.2. Rate Factor 14 5.3.3. Market Strategy 14 6. TOP FIVE PROPERTY INSURANCE COMPANIES 15 6.1. PROFILE 15 6.1.1. Fubon 15 6.1.2. Cathay Century 15 6.1.3. Shinkong 16 6.1.4. Mingtai 16 6.1.5. Tokio Marine Newa 17 6.2. BUSINESS STRUCTURE OF TOP 5 INSURANCE COMPANIES 17 6.3. MARKET SHARE 18 7. STATISTICS ANALYSIS 20 7.1. INSURANCE INCOME 20 7.2. MARKET SHARE 20 7.3. BUSINESS STRUCTURE 21 7.4. AUTOMOBILE INSURANCE 24 7.4.1. Internal business structure 24 7.4.2. Market Share of automobile insurance 24 7.4.3. Premium growth 25 7.5. THE SUMMARY OF STATISTIC ANALYSIS 27 8. FINANCIAL ANALYSIS 29 8.1. THE ABILITY OF NEW BUSINESS DEVELOPING 29 8.2. THE ABILITY OF GOOD BUSINESS SELECTING 30 8.3. THE ABILITY OF INVESTMENT 30 8.4. THE ABILITY OF BAD DEBTS MANAGEMENT 31 8.5. THE SUMMARY OF FINANCIAL ANALYSIS 32 9. FINANCIAL HOLDINGS VS. INSURANCE COMPANY 34 9.1. FOUR FINANCIAL INDEXES 34 9.1.1. The Ability of New Business Developing 34 9.1.2. The Ability of Good Business Selecting 34 9.1.3. The Ability of Investment 34 9.1.4. The Ability of Bad Debts Management 35 9.1.5. Sub-summary 35 9.2. RETURN OF RESOURCE (ROR) 36 9.3. RETURN OF EQUITY (ROE) 37 9.4. NET PROFIT 37 9.5. SUMMARY 39 9.5.1. Financial holdings 39 9.5.2. Insurance company 39 9.6. EVALUATION 40 9.6.1. Financial Holdings 41 9.6.2. Insurance Company 42 10. CONCLUSION 43 REFERENCE 47 | - |
| dc.description.tableofcontents | ACKNOWLEDGEMENT II ABSTRACT III TABLE OF CONTENTS IV 1. INTRODUCTION 1 2. ECONOMY ENVIRONMENT 2 2.1. INTERNATIONAL SITUATION 2 2.2. TAIWAN SITUATION 3 3. PROPERTY INSURANCE MARKET IN TAIWAN 4 3.1. MARKET SIZE 4 3.2. MARKET PLAYERS 4 3.3. INSURANCE PRODUCTS 5 4. AUTOMOBILE INSURANCE 7 4.1. AUTOMOBILE INSURANCE PRODUCTS 7 4.2. AUTOMOBILE INSURANCE MARKET IN TAIWAN 8 5. DEREGULATION POLICY 10 5.1. WHY EXECUTE DEREGULATION? 10 5.2. TIME TABLE IN TAIWAN 10 5.3. HOW IT AFFECT TAIWAN AUTOMOBILE INSURANCE MARKET? 11 5.3.1. Premium Rate 11 5.3.2. Rate Factor 14 5.3.3. Market Strategy 14 6. TOP FIVE PROPERTY INSURANCE COMPANIES 15 6.1. PROFILE 15 6.1.1. Fubon 15 6.1.2. Cathay Century 15 6.1.3. Shinkong 16 6.1.4. Mingtai 16 6.1.5. Tokio Marine Newa 17 6.2. BUSINESS STRUCTURE OF TOP 5 INSURANCE COMPANIES 17 6.3. MARKET SHARE 18 7. STATISTICS ANALYSIS 20 7.1. INSURANCE INCOME 20 7.2. MARKET SHARE 20 7.3. BUSINESS STRUCTURE 21 7.4. AUTOMOBILE INSURANCE 24 7.4.1. Internal business structure 24 7.4.2. Market Share of automobile insurance 24 7.4.3. Premium growth 25 7.5. THE SUMMARY OF STATISTIC ANALYSIS 27 8. FINANCIAL ANALYSIS 29 8.1. THE ABILITY OF NEW BUSINESS DEVELOPING 29 8.2. THE ABILITY OF GOOD BUSINESS SELECTING 30 8.3. THE ABILITY OF INVESTMENT 30 8.4. THE ABILITY OF BAD DEBTS MANAGEMENT 31 8.5. THE SUMMARY OF FINANCIAL ANALYSIS 32 9. FINANCIAL HOLDINGS VS. INSURANCE COMPANY 34 9.1. FOUR FINANCIAL INDEXES 34 9.1.1. The Ability of New Business Developing 34 9.1.2. The Ability of Good Business Selecting 34 9.1.3. The Ability of Investment 34 9.1.4. The Ability of Bad Debts Management 35 9.1.5. Sub-summary 35 9.2. RETURN OF RESOURCE (ROR) 36 9.3. RETURN OF EQUITY (ROE) 37 9.4. NET PROFIT 37 9.5. SUMMARY 39 9.5.1. Financial holdings 39 9.5.2. Insurance company 39 9.6. EVALUATION 40 9.6.1. Financial Holdings 41 9.6.2. Insurance Company 42 10. CONCLUSION 43 REFERENCE 47 | zh_TW |
| dc.language.iso | en_US | - |
| dc.source.uri (資料來源) | http://thesis.lib.nccu.edu.tw/record/#G0097933024 | en_US |
| dc.subject (關鍵詞) | 費率自由化 | zh_TW |
| dc.subject (關鍵詞) | 車險市場 | zh_TW |
| dc.title (題名) | 費率自由化對台灣車險市場的影響 | zh_TW |
| dc.title (題名) | The Effect of the Deregulation Policy on Taiwan Motor Insurance Market | en_US |
| dc.type (資料類型) | thesis | en |
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