| dc.contributor | 國立政治大學風險管理與保險學系 | en_US |
| dc.contributor | 行政院國家科學委員會 | en_US |
| dc.creator (作者) | 鄭士卿 | zh_TW |
| dc.date (日期) | 2003 | en_US |
| dc.date.accessioned | 22-Oct-2012 15:43:44 (UTC+8) | - |
| dc.date.available | 22-Oct-2012 15:43:44 (UTC+8) | - |
| dc.date.issued (上傳時間) | 22-Oct-2012 15:43:44 (UTC+8) | - |
| dc.identifier.uri (URI) | http://nccur.lib.nccu.edu.tw/handle/140.119/53863 | - |
| dc.description.abstract (摘要) | 本文探討中國保險業自1996 至2000 年間的效率表現，並首次以投入/產出的衡量方法研究中國保險業的效率。本研究利用資料包絡分析法 (Data Envelopment Analysis, DEA)衡量公司的技術效率及組成技術效率的兩項因子，並同時利用附加價值法及金融仲介法來定義保險業的投入及產出。作者以傳統的附加價值法來分析，發現國有獨資機構較其他本國公司有效率，顯示國有公司長久以來獨占的優勢亦反映在公司的運作效率上。但若考慮公司的清償能力，則發現國有公司弱勢的財務狀況完全抵消了原有的效率優勢，證明清償能力問題在中國保險業的嚴重性。作者亦發現業務多元化的程度並未改善公司的效率，也間接懷疑中國保險監理機構實行產.壽險分業經營的合理性。 | - |
| dc.description.abstract (摘要) | This paper examines the efficiency performance of Chinese insurance industry in the period of 1996-2000. It is the first paper to use the input/output efficiency method to measure the efficiency of Chinese insurance industry. We apply data envelopment analysis (DEA) methodology to measure the efficiency in this paper, and both the value-added approach and the financial intermediary approach of DEA are examined. Using the value-added approach, we find that state-owned insurers are more efficient than stock insurers prior to China’s entry into WTO. Our results imply that state-owned firms have enjoyed lots of resources for a long time and thus possess advantages in the market. A further analysis of financial intermediary approach shows that the privilege of state-owned insurers is jeopardized by their current financial conditions. Such disadvantage may put the state-owned firms at risk and may change the structure of the Chinese insurance industry in the near future. Besides, a comparison between composite and specialized firms implies that Chinese regulatory authority may adjust its speed in the transformation of business diversification. | - |
| dc.language.iso | en_US | - |
| dc.relation (關聯) | 基礎研究 | en_US |
| dc.relation (關聯) | 學術補助 | en_US |
| dc.relation (關聯) | 研究期間:9208 ~ 9307 | en_US |
| dc.relation (關聯) | 研究經費:435仟元 | en_US |
| dc.subject (關鍵詞) | 清償能力;效率;中國;世貿組織;組織結構 | en_US |
| dc.subject (關鍵詞) | Solvency; Efficiency; China; WTO; Organizational Structure | - |
| dc.title (題名) | 論“入世”前後中國保險業之清償能力及組織結構對效率之影響 | zh_TW |
| dc.title.alternative (其他題名) | Solvency, Organizational Structure, and Efficiency of Insurance Industry in China---Pre- and Post-WTO | en_US |
| dc.type (資料類型) | report | en |
