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題名 A Study of Incidence Experience for Taiwan Life Insurance
作者 余清祥
Yue, Jack C. ; Huang, Hong-Chih
貢獻者 統計系
關鍵詞 Mortality Improvement;Experience Rate;Risk Factor;Life Table;Logistic Regression
日期 2011-10
上傳時間 11-Nov-2013 17:45:14 (UTC+8)
摘要 Mortality improvement has become a major issue in ratemaking for insurance companies, and ratemaking is especially difficult in Taiwan. There are two reasons for this difficulty: population size and rapid improvement in mortality. Because the history of life insurance in Taiwan is relatively short, all life insurance products are typically offered based on the same experience life table, which is constructed based on the population purchasing all types of life insurance products in Taiwan. In this study, we used experience data from Taiwan life insurance companies to explore whether there are risk factors related to mortality rates. The experience data will also be used to evaluate whether the customers of life insurance companies possess mortality patterns similar to that of the overall population in Taiwan.
關聯 Geneva Papers on Risk and Insurance-Issues and Practice, 36(4), 718-733
資料類型 article
DOI http://dx.doi.org/10.1057/gpp.2011.28
dc.contributor 統計系en_US
dc.creator (作者) 余清祥zh_TW
dc.creator (作者) Yue, Jack C. ; Huang, Hong-Chih-
dc.date (日期) 2011-10en_US
dc.date.accessioned 11-Nov-2013 17:45:14 (UTC+8)-
dc.date.available 11-Nov-2013 17:45:14 (UTC+8)-
dc.date.issued (上傳時間) 11-Nov-2013 17:45:14 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/61603-
dc.description.abstract (摘要) Mortality improvement has become a major issue in ratemaking for insurance companies, and ratemaking is especially difficult in Taiwan. There are two reasons for this difficulty: population size and rapid improvement in mortality. Because the history of life insurance in Taiwan is relatively short, all life insurance products are typically offered based on the same experience life table, which is constructed based on the population purchasing all types of life insurance products in Taiwan. In this study, we used experience data from Taiwan life insurance companies to explore whether there are risk factors related to mortality rates. The experience data will also be used to evaluate whether the customers of life insurance companies possess mortality patterns similar to that of the overall population in Taiwan.en_US
dc.format.extent 469636 bytes-
dc.format.mimetype application/pdf-
dc.language.iso en_US-
dc.relation (關聯) Geneva Papers on Risk and Insurance-Issues and Practice, 36(4), 718-733en_US
dc.subject (關鍵詞) Mortality Improvement;Experience Rate;Risk Factor;Life Table;Logistic Regressionen_US
dc.title (題名) A Study of Incidence Experience for Taiwan Life Insuranceen_US
dc.type (資料類型) articleen
dc.identifier.doi (DOI) 10.1057/gpp.2011.28en_US
dc.doi.uri (DOI) http://dx.doi.org/10.1057/gpp.2011.28en_US