學術產出-Periodical Articles

Article View/Open

Publication Export

Google ScholarTM

政大圖書館

Citation Infomation

題名 What Drives Foreign Expansion of the Top 100 Multinational Banks? The Role of the Credit Reporting system
作者 蔡湘萍;張元晨
Tsai, Hsiangping;Chang, Yuanchen;Hsiao, Pei-Hsin
貢獻者 政大財管系
關鍵詞 Multinational banks;Foreign expansion Credit information sharing;Credit bureaus
日期 2011-03
上傳時間 12-Dec-2013 17:09:40 (UTC+8)
摘要 This study explores how information costs, proxied by characteristics of credit reporting systems, affect the foreign expansion of the top 100 multinational banks. We find that banks prefer to expand operations in countries where private credit bureaus exist or where the credit reporting system is of better quality. This preference is particularly strong for banks’ branch decisions. Furthermore, banks prefer subsidiary entry only in countries where private credit bureaus exist with better credit information quality. Overall, our results indicate that banks are attracted to countries where the credit reporting system helps reduce banks’ information costs.
關聯 Journal of Banking and Finance, 35(3), 588-605
資料類型 article
DOI http://dx.doi.org/10.1016/j.jbankfin.2010.05.016
dc.contributor 政大財管系en_US
dc.creator (作者) 蔡湘萍;張元晨zh_TW
dc.creator (作者) Tsai, Hsiangping;Chang, Yuanchen;Hsiao, Pei-Hsinen_US
dc.date (日期) 2011-03en_US
dc.date.accessioned 12-Dec-2013 17:09:40 (UTC+8)-
dc.date.available 12-Dec-2013 17:09:40 (UTC+8)-
dc.date.issued (上傳時間) 12-Dec-2013 17:09:40 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/62423-
dc.description.abstract (摘要) This study explores how information costs, proxied by characteristics of credit reporting systems, affect the foreign expansion of the top 100 multinational banks. We find that banks prefer to expand operations in countries where private credit bureaus exist or where the credit reporting system is of better quality. This preference is particularly strong for banks’ branch decisions. Furthermore, banks prefer subsidiary entry only in countries where private credit bureaus exist with better credit information quality. Overall, our results indicate that banks are attracted to countries where the credit reporting system helps reduce banks’ information costs.en_US
dc.format.extent 309959 bytes-
dc.format.mimetype application/pdf-
dc.language.iso en_US-
dc.relation (關聯) Journal of Banking and Finance, 35(3), 588-605en_US
dc.subject (關鍵詞) Multinational banks;Foreign expansion Credit information sharing;Credit bureausen_US
dc.title (題名) What Drives Foreign Expansion of the Top 100 Multinational Banks? The Role of the Credit Reporting systemen_US
dc.type (資料類型) articleen
dc.identifier.doi (DOI) 10.1016/j.jbankfin.2010.05.016en_US
dc.doi.uri (DOI) http://dx.doi.org/10.1016/j.jbankfin.2010.05.016en_US