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題名 以微型貸款做為減貧策略—將一個持續進行的方案進行個案研究
Microfinance as a poverty reduction strategy—a case study of an ongoing program
作者 王之燕
Wang, Prudence
貢獻者 周行一
Chow, Edward
王之燕
Wang, Prudence
關鍵詞 微型貸款
減貧策略
個案研究
Microfinance
poverty reduction strategy
case study
日期 2012
上傳時間 2-Jan-2014 14:01:57 (UTC+8)
摘要 Combating poverty is a global issue. In the past, anti-poverty strategy heavily rely on in-kind and in-cash social assistance, until microfinance model had proved remarkable saving outcomes, and then its ideology had swept the world. After the concept of Grameen Bank is widely recognized by Taiwanese, fostering small business and fostering self-reliance to create a cycle of sustainability pave an innovative thinking for social assistance models, and modify the conventional social welfare paradigm. The aforementioned factor thus brings about the origin of Taiwan’s Microfinance Program. This research interviewed the program stakeholders to conclude strategies to improve cost-effectiveness, as the program performances, judged by most program stakeholders, remained unsatisfied for a while. The research consistently addresses the aforementioned issues in terms of bank design, borrower characteristics, and bank supportive services; then, the research paper draws a conclusion and recommendations to improve the program performance.
1. Introduction 1
     1.1. Global Poverty and Anti-poverty Strategies 1
     1.2. Microfinance Program as Anti-poverty Strategy in Taiwan 4
     2. Literature Review 7
     2.1. Overview 7
     2.1.1. Comparison in Bank Designs 7
     2.1.2. Comparisons in Bank Borrowers 9
     2.1.3. Comparisons in Loan Supportive Services 12
     3. Taiwan’s Microfinance Program 16
     3.1. Taiwan’s Poverty-reduction–oriented Microfinance Program 16
     4. Methodologies 22
     4.1. Research Design 22
     4.2. Population and Sample 22
     4.3. Data Collection 23
     5. Research Findings and Discussion 25
     5.1. Demographic Analysis 25
     5.2. Reason of Failure 26
     5.2.1. Bank Designs 26
     5.2.2. Borrower’s Characteristics 28
     5.2.3. Loan Supportive Services 30
     6. Recommendations 32
     6.1. Recommendation 32
     7. Limitations 36
     7.1. Limitations 36
     Reference 37
參考文獻 【1】Mersland, R. (2011), “The Governance of Non-Profit Micro Finance
     Institutions: Lessons From History”, Journal of Management and Governance. Aug, Vol. 15 Issue 3, p327
     【2】Leonard Ajonakoh Fotabong(2013, May, 2) [Web Site] Retrieved from
     http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2007874
     【3】United Nation (2013, May, 2). Extreme poverty rates have been cut in half.
     [Web Site] Retrieved from
     https://www.facebook.com/photo.php?fbid=10151601904470820&set=a.8952442581
     9.102361.54779960819&type=1&theater
     【4】World Bank (2013, May, 2). Poverty Facts and Stats. [Web Site] Retrieved from
     http://www.globalissues.org/article/26/poverty-facts-and-stats
     【5】Web Pedia (2013, May, 2) Traditional Banks. [Web Site] Retrieved from
     http://www.amosweb.com/cgi-bin/awb_nav.pl?s=wpd&c=dsp&k=traditional+
     banks
     【6】Web Pedia (2013, May, 2) Microfinance. [Web Site] Retrieved from
     http://en.wikipedia.org/wiki/Microfinance
描述 碩士
國立政治大學
國際經營管理英語碩士學位學程(IMBA)
97933008
101
資料來源 http://thesis.lib.nccu.edu.tw/record/#G0097933008
資料類型 thesis
dc.contributor.advisor 周行一zh_TW
dc.contributor.advisor Chow, Edwarden_US
dc.contributor.author (Authors) 王之燕zh_TW
dc.contributor.author (Authors) Wang, Prudenceen_US
dc.creator (作者) 王之燕zh_TW
dc.creator (作者) Wang, Prudenceen_US
dc.date (日期) 2012en_US
dc.date.accessioned 2-Jan-2014 14:01:57 (UTC+8)-
dc.date.available 2-Jan-2014 14:01:57 (UTC+8)-
dc.date.issued (上傳時間) 2-Jan-2014 14:01:57 (UTC+8)-
dc.identifier (Other Identifiers) G0097933008en_US
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/63208-
dc.description (描述) 碩士zh_TW
dc.description (描述) 國立政治大學zh_TW
dc.description (描述) 國際經營管理英語碩士學位學程(IMBA)zh_TW
dc.description (描述) 97933008zh_TW
dc.description (描述) 101zh_TW
dc.description.abstract (摘要) Combating poverty is a global issue. In the past, anti-poverty strategy heavily rely on in-kind and in-cash social assistance, until microfinance model had proved remarkable saving outcomes, and then its ideology had swept the world. After the concept of Grameen Bank is widely recognized by Taiwanese, fostering small business and fostering self-reliance to create a cycle of sustainability pave an innovative thinking for social assistance models, and modify the conventional social welfare paradigm. The aforementioned factor thus brings about the origin of Taiwan’s Microfinance Program. This research interviewed the program stakeholders to conclude strategies to improve cost-effectiveness, as the program performances, judged by most program stakeholders, remained unsatisfied for a while. The research consistently addresses the aforementioned issues in terms of bank design, borrower characteristics, and bank supportive services; then, the research paper draws a conclusion and recommendations to improve the program performance.en_US
dc.description.abstract (摘要) 1. Introduction 1
     1.1. Global Poverty and Anti-poverty Strategies 1
     1.2. Microfinance Program as Anti-poverty Strategy in Taiwan 4
     2. Literature Review 7
     2.1. Overview 7
     2.1.1. Comparison in Bank Designs 7
     2.1.2. Comparisons in Bank Borrowers 9
     2.1.3. Comparisons in Loan Supportive Services 12
     3. Taiwan’s Microfinance Program 16
     3.1. Taiwan’s Poverty-reduction–oriented Microfinance Program 16
     4. Methodologies 22
     4.1. Research Design 22
     4.2. Population and Sample 22
     4.3. Data Collection 23
     5. Research Findings and Discussion 25
     5.1. Demographic Analysis 25
     5.2. Reason of Failure 26
     5.2.1. Bank Designs 26
     5.2.2. Borrower’s Characteristics 28
     5.2.3. Loan Supportive Services 30
     6. Recommendations 32
     6.1. Recommendation 32
     7. Limitations 36
     7.1. Limitations 36
     Reference 37
-
dc.description.tableofcontents 1. Introduction 1
     1.1. Global Poverty and Anti-poverty Strategies 1
     1.2. Microfinance Program as Anti-poverty Strategy in Taiwan 4
     2. Literature Review 7
     2.1. Overview 7
     2.1.1. Comparison in Bank Designs 7
     2.1.2. Comparisons in Bank Borrowers 9
     2.1.3. Comparisons in Loan Supportive Services 12
     3. Taiwan’s Microfinance Program 16
     3.1. Taiwan’s Poverty-reduction–oriented Microfinance Program 16
     4. Methodologies 22
     4.1. Research Design 22
     4.2. Population and Sample 22
     4.3. Data Collection 23
     5. Research Findings and Discussion 25
     5.1. Demographic Analysis 25
     5.2. Reason of Failure 26
     5.2.1. Bank Designs 26
     5.2.2. Borrower’s Characteristics 28
     5.2.3. Loan Supportive Services 30
     6. Recommendations 32
     6.1. Recommendation 32
     7. Limitations 36
     7.1. Limitations 36
     Reference 37
zh_TW
dc.language.iso en_US-
dc.source.uri (資料來源) http://thesis.lib.nccu.edu.tw/record/#G0097933008en_US
dc.subject (關鍵詞) 微型貸款zh_TW
dc.subject (關鍵詞) 減貧策略zh_TW
dc.subject (關鍵詞) 個案研究zh_TW
dc.subject (關鍵詞) Microfinanceen_US
dc.subject (關鍵詞) poverty reduction strategyen_US
dc.subject (關鍵詞) case studyen_US
dc.title (題名) 以微型貸款做為減貧策略—將一個持續進行的方案進行個案研究zh_TW
dc.title (題名) Microfinance as a poverty reduction strategy—a case study of an ongoing programen_US
dc.type (資料類型) thesisen
dc.relation.reference (參考文獻) 【1】Mersland, R. (2011), “The Governance of Non-Profit Micro Finance
     Institutions: Lessons From History”, Journal of Management and Governance. Aug, Vol. 15 Issue 3, p327
     【2】Leonard Ajonakoh Fotabong(2013, May, 2) [Web Site] Retrieved from
     http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2007874
     【3】United Nation (2013, May, 2). Extreme poverty rates have been cut in half.
     [Web Site] Retrieved from
     https://www.facebook.com/photo.php?fbid=10151601904470820&set=a.8952442581
     9.102361.54779960819&type=1&theater
     【4】World Bank (2013, May, 2). Poverty Facts and Stats. [Web Site] Retrieved from
     http://www.globalissues.org/article/26/poverty-facts-and-stats
     【5】Web Pedia (2013, May, 2) Traditional Banks. [Web Site] Retrieved from
     http://www.amosweb.com/cgi-bin/awb_nav.pl?s=wpd&c=dsp&k=traditional+
     banks
     【6】Web Pedia (2013, May, 2) Microfinance. [Web Site] Retrieved from
     http://en.wikipedia.org/wiki/Microfinance
zh_TW