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題名 我國壽險業考慮準固定投入後的效率與生產力變動分析
其他題名 A Study of Techincal Efficiency and Productivity Change on Taiwan`s Life Insurance Companies with
作者 黃台心;高棟梁;姜麗智;梁嘉惠
Huang, Tai-Hsin ; Kao, Tong-Liang ; Chiang, Li-Chih ; Liang, Jia-Huei
貢獻者 金融系
關鍵詞 準固定投入 ; 技術效率 ; Malmquist生產力指數
quasi-fixed inputs ; technical efficiency ; Malmquist TFP index
日期 2010-03
上傳時間 17-Feb-2014 09:57:38 (UTC+8)
摘要 本研究使用資料包絡分析法,評估我國壽險業的經營績效,除估計技術效率、規模效率與純粹技術效率外,更進一層計算Malmquist生產力指數,期間涵蓋1994-2003年。在投入與產出變數的選取上,改由銀行業之仲介法角度定義,並將準固定要素投入放入分析模型。依壽險公司不同屬性,將樣本廠商分成不同群組,檢定彼此間的效率值是否有顯著差異。估計結果大致接近過去相關文獻,顯示採用仲介法定義投入與產出變數具合理性;我國壽險市場的經營效率有逐年提升跡象。將準固定要素納入模型後,發現各種效率估計值明顯下降,符合理論預期,亦較能正確反映壽險公司真實效率。
This study uses the data envelopment analysis (DEA) to estimate the technical efficiency of Taiwan`s life insurance companies, which is further decomposed into pure technical efficiency and scale effect. The issue of total factor productivity, measured by Malmquist TFP index, is next studied. The sample period covers from 1994 to 2003. It appears to be the first time that the quasi-fixed inputs are introduced into the efficiency estimation in the life insurance sector, where the intermediation approach, widely used in the banking industry, is employed to define a variety of inputs and outputs. Although the results from our standard DEA model are quite similar to the previous literature, after incorporating quasi-fixed inputs into the DEA model, the new efficiency estimates are much lower, consistent with the theoretical expectations. Due to their presence in almost all sectors of the economy, it is suggested that quasi-fixed inputs be included in a DEA model to correctly gauge various efficiencies and productivity change.
關聯 東吳經濟商學學報, 68, 1-38
資料類型 article
dc.contributor 金融系en_US
dc.creator (作者) 黃台心;高棟梁;姜麗智;梁嘉惠zh_TW
dc.creator (作者) Huang, Tai-Hsin ; Kao, Tong-Liang ; Chiang, Li-Chih ; Liang, Jia-Hueien_US
dc.date (日期) 2010-03en_US
dc.date.accessioned 17-Feb-2014 09:57:38 (UTC+8)-
dc.date.available 17-Feb-2014 09:57:38 (UTC+8)-
dc.date.issued (上傳時間) 17-Feb-2014 09:57:38 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/63880-
dc.description.abstract (摘要) 本研究使用資料包絡分析法,評估我國壽險業的經營績效,除估計技術效率、規模效率與純粹技術效率外,更進一層計算Malmquist生產力指數,期間涵蓋1994-2003年。在投入與產出變數的選取上,改由銀行業之仲介法角度定義,並將準固定要素投入放入分析模型。依壽險公司不同屬性,將樣本廠商分成不同群組,檢定彼此間的效率值是否有顯著差異。估計結果大致接近過去相關文獻,顯示採用仲介法定義投入與產出變數具合理性;我國壽險市場的經營效率有逐年提升跡象。將準固定要素納入模型後,發現各種效率估計值明顯下降,符合理論預期,亦較能正確反映壽險公司真實效率。en_US
dc.description.abstract (摘要) This study uses the data envelopment analysis (DEA) to estimate the technical efficiency of Taiwan`s life insurance companies, which is further decomposed into pure technical efficiency and scale effect. The issue of total factor productivity, measured by Malmquist TFP index, is next studied. The sample period covers from 1994 to 2003. It appears to be the first time that the quasi-fixed inputs are introduced into the efficiency estimation in the life insurance sector, where the intermediation approach, widely used in the banking industry, is employed to define a variety of inputs and outputs. Although the results from our standard DEA model are quite similar to the previous literature, after incorporating quasi-fixed inputs into the DEA model, the new efficiency estimates are much lower, consistent with the theoretical expectations. Due to their presence in almost all sectors of the economy, it is suggested that quasi-fixed inputs be included in a DEA model to correctly gauge various efficiencies and productivity change.en_US
dc.format.extent 3038876 bytes-
dc.format.mimetype application/pdf-
dc.language.iso en_US-
dc.relation (關聯) 東吳經濟商學學報, 68, 1-38en_US
dc.subject (關鍵詞) 準固定投入 ; 技術效率 ; Malmquist生產力指數en_US
dc.subject (關鍵詞) quasi-fixed inputs ; technical efficiency ; Malmquist TFP indexen_US
dc.title (題名) 我國壽險業考慮準固定投入後的效率與生產力變動分析zh_TW
dc.title.alternative (其他題名) A Study of Techincal Efficiency and Productivity Change on Taiwan`s Life Insurance Companies withen_US
dc.type (資料類型) articleen