1. NCCU Academic Hub
  2. Publications
  3. College of Commerce
  4. Periodical Articles
  5. Item

Publications-Periodical Articles

Article View/Open

Publication Export

Google ScholarTM

NCCU Library

Citation Infomation

Related Publications in TAIR

題名 DO REGULATIONS AFFECT BANKING PERFORMANCE? GOVERNMENT GOVERNANCE MAY MATTER
作者 Shen, Chung-Hua;CHANG, YUEN-HSIANG
沈中華
貢獻者 金融系
日期 2007
上傳時間 23-Mar-2015 18:07:45 (UTC+8)
摘要 The authors study the impact of restrictions on commercial banks` engagement in securities, insurance, and real estate, as well as a mix of banking and commerce. The model specifies the impact as a function of government governance (the rule of law), which allows the authors to investigate two conflicting hypothesis, i.e., the restriction-enhancing hypothesis and facility-supporting hypothesis. The former effect suggests that good governance enhances the hypothesized adverse effect of restrictions, and the latter suggests that good governance mitigates this adverse effect. The study clearly demonstrates that restrictions on commercial banks` right to engage in securities and insurance, along with restrictions on the mixing of banking and commerce, reduce bank profits. However, good governance mitigates such an adverse impact, i.e., the facility-supporting hypothesis is supported. Restrictions on real estate, on the other hand, seem to have positive effects on bank profits. The results are robust to different specifications. (JEL "G21", "G28") Copyright 2006 Western Economic Association International.
關聯 Contemporary Economic Policy, 24(1), 92-105
資料類型 article
DOI http://dx.doi.org/10.1093/cep/byj013
dc.contributor 金融系-
dc.creator (作者) Shen, Chung-Hua;CHANG, YUEN-HSIANG-
dc.creator (作者) 沈中華-
dc.date (日期) 2007-
dc.date.accessioned 23-Mar-2015 18:07:45 (UTC+8)-
dc.date.available 23-Mar-2015 18:07:45 (UTC+8)-
dc.date.issued (上傳時間) 23-Mar-2015 18:07:45 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/73950-
dc.description.abstract (摘要) The authors study the impact of restrictions on commercial banks` engagement in securities, insurance, and real estate, as well as a mix of banking and commerce. The model specifies the impact as a function of government governance (the rule of law), which allows the authors to investigate two conflicting hypothesis, i.e., the restriction-enhancing hypothesis and facility-supporting hypothesis. The former effect suggests that good governance enhances the hypothesized adverse effect of restrictions, and the latter suggests that good governance mitigates this adverse effect. The study clearly demonstrates that restrictions on commercial banks` right to engage in securities and insurance, along with restrictions on the mixing of banking and commerce, reduce bank profits. However, good governance mitigates such an adverse impact, i.e., the facility-supporting hypothesis is supported. Restrictions on real estate, on the other hand, seem to have positive effects on bank profits. The results are robust to different specifications. (JEL "G21", "G28") Copyright 2006 Western Economic Association International.-
dc.format.extent 128032 bytes-
dc.format.extent 312 bytes-
dc.format.mimetype application/pdf-
dc.format.mimetype text/html-
dc.relation (關聯) Contemporary Economic Policy, 24(1), 92-105-
dc.title (題名) DO REGULATIONS AFFECT BANKING PERFORMANCE? GOVERNMENT GOVERNANCE MAY MATTER-
dc.type (資料類型) articleen
dc.identifier.doi (DOI) 10.1093/cep/byj013en_US
dc.doi.uri (DOI) http://dx.doi.org/10.1093/cep/byj013en_US