| dc.contributor.advisor | 郭維裕 | zh_TW |
| dc.contributor.advisor | Kuo, Weiyu George | en_US |
| dc.contributor.author (Authors) | 藍多麗 | zh_TW |
| dc.contributor.author (Authors) | Landazuri, Doris | en_US |
| dc.creator (作者) | 藍多麗 | zh_TW |
| dc.creator (作者) | Landazuri, Doris | en_US |
| dc.date (日期) | 2014 | en_US |
| dc.date.accessioned | 1-May-2015 11:35:18 (UTC+8) | - |
| dc.date.available | 1-May-2015 11:35:18 (UTC+8) | - |
| dc.date.issued (上傳時間) | 1-May-2015 11:35:18 (UTC+8) | - |
| dc.identifier (Other Identifiers) | G0102933051 | en_US |
| dc.identifier.uri (URI) | http://nccur.lib.nccu.edu.tw/handle/140.119/74919 | - |
| dc.description (描述) | 碩士 | zh_TW |
| dc.description (描述) | 國立政治大學 | zh_TW |
| dc.description (描述) | 國際經營管理英語碩士學位學程(IMBA) | zh_TW |
| dc.description (描述) | 102933051 | zh_TW |
| dc.description (描述) | 103 | zh_TW |
| dc.description.abstract (摘要) | 發展中國家小額信貸計畫之可行性分析：以厄瓜多為例 | zh_TW |
| dc.description.abstract (摘要) | Poverty is one of the major problems around the world and it is also the cause of many others. The 2006 Nobel Prize laureate Mohammed Yunus, started in the 1980s the microfinance revolution. He created the Grameen Bank and the social business concept which is a combined and organized effort of poverty alleviation through a self sustaining business mechanism.This thesis seeks to first understand Yunus’s microfinance model, to evaluate the microfinance industry in Ecuador, second, to identify what part of the population is excluded from this financial tool and finally to create a workable microcredit model adapted to the Ecuadorian situation. This model is mostly based on the Grameen Bank strategies, other countries experiences and innovative ideas taking into account the Ecuadorean reality. Due to the sociopolitical situation in Ecuador, a key factor of success is the alliance with the government and the economic support from international agencies. Delivering microcredit services presents several challenges; therefore many efforts are needed to its implementation. However the results can be very encouraging, improving gradually the life of approximately a third of the Ecuadorian population who lives on less than USD 2.7 a day. | en_US |
| dc.description.tableofcontents | 1. Introduction 11.1. Motivation and Importance 11.2. Purposes and Methodology 22. Background and Literature Review 32.1. Microfinance and Poverty 32.2. The Grameen Bank – The Banker to the Poor 52.2.1. The Philosophy of the Grameen Bank 72.2.2. The Structure and Operations of the Grameen Bank 82.2.3. Other Grameen Organizations 112.2.4. Replications of the Grameen Model 133. Microcredit in Ecuador 213.1. Poverty and Microcredit in Ecuador 213.1.1. Economic and Socio-Politic Situation 213.1.2. Microfinance in Ecuador 233.1.3. Legal Framework in Ecuador 243.2. Current Structure of Microcredit in Ecuador 273.3. Grameen Replica in Ecuador 293.4. Feasibility Analysis of Microfinance Models in Ecuador 324. Proposed Microfinance Model for Ecuador 384.1. Legal Constitution 384.2. Commercial management 394.2.1. Competition 394.2.2. Segmentation 404.2.3. Product and Service 414.2.4. Strategic Partners 454.3. Operational Activities 474.3.1. Staff 474.3.2. Infrastructure 484.3.3. Technology 494.4. Financial Structure 494.4.1. Projected Income Statement 514.4.2. Projected Cash Flow 544.4.3. Projected Balance Sheet 554.4.4. Long-Term Plan 565. Conclusions and Recommendations 586. Bibliography 60 | zh_TW |
| dc.format.extent | 937103 bytes | - |
| dc.format.mimetype | application/pdf | - |
| dc.source.uri (資料來源) | http://thesis.lib.nccu.edu.tw/record/#G0102933051 | en_US |
| dc.subject (關鍵詞) | 貧窮 | zh_TW |
| dc.subject (關鍵詞) | 孟加拉鄉村銀行 | zh_TW |
| dc.subject (關鍵詞) | 小額貸款 | zh_TW |
| dc.subject (關鍵詞) | 微型金融 | zh_TW |
| dc.subject (關鍵詞) | Poverty | en_US |
| dc.subject (關鍵詞) | Grameen Bank. | en_US |
| dc.subject (關鍵詞) | microcredit | en_US |
| dc.subject (關鍵詞) | microfinance | en_US |
| dc.title (題名) | 發展中國家小額信貸計畫之可行性分析：以厄瓜多為例 | zh_TW |
| dc.title (題名) | Feasibility Analysis of Microfinance Project in Developing Country: The Case of Ecuador | en_US |
| dc.type (資料類型) | thesis | en |
| dc.relation.reference (參考文獻) | Fernando, N. A. (2006). Understanding and Dealing with High Interest Rates on Microcredit: A Note to Policy Makers in the Asia and Pacific Region. Gert-van, M. H. (2004). Microcredit: Sound Business or Development Instrument. Okiocredit.Long, C. D. (1990). Report of Program Working Group. In Women`s Ventures: Assistance to the Informal Sector in Latin America. (M. Berger, & M. Buvinic, Eds.) West Hartford, CT: Kumarian Press.Mosley, P. (1999). Microfinance and Poverty: Bolivia Case Study. United Kingdom: World Development Report.Robinson, M. S. (2002). The Microfinance Revolution: Sustainable Finance for the Poor. Washington D.C.: World Bank Office of the Publisher.Schiller, B. (2004). The Economics of Poverty and Discrimination (Ninth edition ed.). New Jersey, Upper Saddle River: Prentice Hall.Seibel, H. D. (1998). Microfinance in the Philippines. Economics and Sociology Papers , 2367.Seibel, H. D., & Torres, D. (1998). Are Grameen Replications sustainable, and do they reach the poor? Ohio: The Ohio State University.Shahidur R., K., Baqui, K., & Zahed, K. (1995). Performance and Sustainability of the Grameen Bank. Washington D.C.: World Bank.Shahidur, K. R., Baqui, K., & Zahed, K. (1995). The Grameen Bank: Performance and Sustainability. Washington D.C.: The World Bank.The Inter-American Development Bank (IDB) and Microenterprise. (2004). “What is a microenterprise?". Promoting Growth with Equity .White, A. M. (2012). Credit and Human Welfare: Lessons from. (L. L., Ed.) Washington and Lee Law Review , 69.Yunus, M. (1999). Banker to the Poor: Micro-lending and the Battle against World Poverty. New York: Public Affairs Press.Yunus, M. (1991). The Grameen Bank: Experiences and Reflections. Dhaka: Grameen Bank.Yunus, M., & Jolis, A. (1998). Banker to The Poor: The Autobiography of Muhammad Yunnus. Aurum: Grameen Bank. | zh_TW |
