1. NCCU Academic Hub
  2. Publications
  3. College of Commerce
  4. Theses
  5. Item

Publications-Theses

Article View/Open

Publication Export

Google ScholarTM

NCCU Library

Citation Infomation

Related Publications in TAIR

題名 我國壽險業從事房貸業務之研究
作者 曾雅梅
Zeng, Ya-Mei
貢獻者 陳常沂
Chen, Chang-Yi
曾雅梅
Zeng, Ya-Mei
日期 1995
上傳時間 28-Apr-2016 15:12:30 (UTC+8)
參考文獻 壹、中文部份\n1 、李文雄著?「不動產管理」，聯豐書報社，八十二年四月。\n2 、廖成典、李阿乙、梅建平合著?「不動產投資概論」，第二\nj仗，華泰書局，八十四年九月。\n3 、廬嘉梧?「房屋抵押貸款評價之選擇權分析」，中央大學財管\n所8 4 年論文。\n4 、劉代洋、鄭義為?「銀行住宅放款信用評估之實證研究報\n告」，國科會計畫，民國八十三年。\n5 、何萍實撰譯?「美國壽險業投資運用的概況」，壽險季刊第2\n2 期，氏國六十七年\n6 王康文譯?「美國壽險公司之投資」，壽險季刊第3 1 、3 2\n期，民間六十七年\n7 、「壽險公司投資策l咯」，第一版，因泰人壽保險叢書編輯委員\n舍，民國七十一年四月。\n8 、胡靖榮?「我國壽險業投資於上市股票之研究」，政治大學保\n險研究所八十年論文。\n9 、蘇源拓?「美國NAIC 壽險業風險資本需求之研究」，政治\n大學保險研究所8 3 年論文。\n1 0 、蔣榮源?「壽險公司資金運用於不動產投資之研究」，政治\n學保險研究所8 3 年論文。\n1 1 、袁宗蔚著， 「保險學」，第三十三版，三民書局，民國八十\n三年十月。\n1 2 、張金鶚著， 「我國住宅金融制度之研究」，內政部營建署，\n民國八十一年七月。\n1 3 、中華民國，台灣地區民國81年住宅資訊統計彙報84年4 月\n1 4 、黃建忠"台灣、地區的人口老化與照護人力之預估"中正\n社福所八十一年論文\n\n貳、英文部份\n1 "Andrew C. Power & Joel B1eeke "Investments In the ..\nLimelight," Best`s Review ,June 1987\n2 "Bradford Case & Ann B.Schnarc "Preliminary\nEvaluation of the HECM Reverse Mortgage Program,"\nAREUEA ,1994\n3 "Bruce , G . We bb "Borrower Risk under Alternative\nMortgage Instruments," The Journal of Finance,\nMarch 1082\n4 "Buseserand Hendershott & Sanders "Pricing Life of\nLoan Caps on Default-free Adjustable Rate\nMortgages," AREUEA ,1985\n5 "Christopher J. Mayer & Katerina V. Simons "Reverse\nMortgages and the Liquidity of Housing Wealth,"\nAREUEA ,1994\n6 "Dennis P.Yeskey "Insurance Companies Churn Their\nInvestments for the` 90s," Real Estate Finance,\nWinter 1994\n7 "Donald F.Cunninghan & Charles A.Capone,JR."The\nRelative Termination Experience of Adjustable to\nFixed-Rate Mortgages," The Journal of Finance,\nDecember 1990\n8 "Gary A.Anderson, Joel R.Barber, Chun-hao\nChang" Prepayment Risk and the Duration of\nDefault-free Mortgage-backed Securities," The\nJournal of financial Research ,Spring 1993\n9 "George W.Fenn & Rebel A.Cole "Announcement of\nAsset-quality Problems and contagion Effects in the\nLife Insurance Industry," Journal of Financial\nEconmics ,1994\n1 0 " Jan K.Brueckner ,Financial Market Rates and\nFlows,4th edition\n1 1 "Joe Peek "A Call to ARMs:A djustable Rate\nMortgages in the 1980s," New England Economics\nReview ,March/April 1990\n1 2 "K.Khazeh,Wayne H.Decker,Robert C.Winder & Martin\nT.Neat "Who Has ARMs," Real Estate Finance ,Winter\n1991\n13 "J.Sa-Aadu "Consumer Welfare Under the Adiustablerate\nMortgage:Some Empirical Evidence," AREUEA,1987\n1 4 "Joan Lamm-Tennant "Asset/Liability Management for\nlOa\nthe Life Insurer:Situration Aalysis and Strategy,"\nJournal of Risk and Insurance ,1989\n1 5 "K. Khazeh, Wayne H. Decker, & Robert C. Winder\n"Consumer Preferences Toward Adjustable and Fixed\nRate Mortgages," Real Estate Finance,Summer ,1990\n1 6 "Linda S.Klein & C.Ii`.Sirmans "Reverse Mortgages\nand Prepayment Risk," AREUEA ,1994\n1 7 "Peter Chinloy & Isaac F.Megbolugbe "Reverse\nMortgages:Contracting and Crossover Risk," AREUEA\n,1994\n1 8 "Peter Chinloy "Elective Mortgage Prepayment:\nTermination and Curtailment,? AREUEA,1993\n1 9 "Robert Lawrence Kuhn , Mortgage and Asset\nSecuritization ,1990\n2 0" Scott F.Richard and Richard Roll "Prepayments on\nFixed-rate Mortgage-backed Securities," The Journal\nof Portfolio Management ,Spring 1989\n2 1 "Stephen A.Buser, Patric H.Hendershott & Anthony\nB.Sanders "Pricing Lif-of-Loan Rate Caps on Default\nFree Adjustable Rate Mortgages," AREUEA ,1985\n2 2 "Thomas P.Boehm & Michael C.Ehrhardt "Reverse\nMortgages and Interest Rate Risk," AREUEA ,1994\n2 3 "Thomas J.Miceli & C.F.Sirmans "Reverse Mortgages\nand Borrower Maintenance Risk," AREUEA ,1994\n2 4 `William W.Bartlett ,The Valuation of Mortgagebacked\nSecurities, 1th edition ,1994\n2 5 `Peter A.Merrigan "How Risk-based Capital\nRegulations for The Life Insurance Industry Affect\nReal Estate," The Real Estate Finance Jouranl ,\nFall 1994\n2 6 ," Investments In the Limelight," Best`s Reviews,\nJune 1987 0\n2 7 ,"The Sturcture,Conduct, and Regulation of the\nLife insurance Industry," Financial Condition and\nReglation of Insurance Companies\n2 8 ," Investments In the Limelight," Best`s Reviews ,\nJune 1987\n2 9 `"More turbulence Ahead for Life Insurers` Real\nEstate Investments," Insurance Review ,June 1992
描述 碩士
國立政治大學
風險管理與保險研究所
資料來源 http://thesis.lib.nccu.edu.tw/record/#B2002002944
資料類型 thesis
dc.contributor.advisor 陳常沂zh_TW
dc.contributor.advisor Chen, Chang-Yien_US
dc.contributor.author (Authors) 曾雅梅zh_TW
dc.contributor.author (Authors) Zeng, Ya-Meien_US
dc.creator (作者) 曾雅梅zh_TW
dc.creator (作者) Zeng, Ya-Meien_US
dc.date (日期) 1995en_US
dc.date.accessioned 28-Apr-2016 15:12:30 (UTC+8)-
dc.date.available 28-Apr-2016 15:12:30 (UTC+8)-
dc.date.issued (上傳時間) 28-Apr-2016 15:12:30 (UTC+8)-
dc.identifier (Other Identifiers) B2002002944en_US
dc.identifier.uri (URI) https://ah.lib.nccu.edu.tw/item?item_id=99378-
dc.description (描述) 碩士zh_TW
dc.description (描述) 國立政治大學zh_TW
dc.description (描述) 風險管理與保險研究所zh_TW
dc.description.tableofcontents 第一章緒論..........1\n第一節研究動機與目的..........1\n第二節研究範圍與研究限制..........2\n第三節研究架構..........3\n第二章房屋貸款之特性..........6\n第一節房屋貸款之種類..........6\n第二節房屋貸款與提前清償之關係..........13\n第一目提前清償之定義與緣由..........13\n第二目提前清償對金融機構之影響..........16\n第三目提前清償之預測模型..........20\n第三節違約風險..........21\n第一目違約風險之理論基礎..........22\n第二目違約風險之因素..........23\n第四節浮動利率抵押貸款之結構..........27\n第三章我國壽險業主要投資工具之比較..........34\n第一節壽險業投資策略之制定..........34\n第一目壽險公司投資之原則..........34\n第二目美國壽險業過去之投資策略..........35\n第三目RBC實施對壽險業投資之影響..........38\n第二節我國壽險業資金運用之狀況..........41\n第一目公債投資..........42\n第二目股票投資..........44\n第三目不動產投資..........47\n第三節我國壽險業主要投資工具之比較..........49\n第一目各投資工具性之比較..........49\n第二目各投資工具風險與報酬之比較..........53\n第四章壽險公司投資房貸業務之探討..........58\n第一節我國房貸市場現況..........58\n第一目房屋貸款之種類..........58\n第二目國內房屋貸款之分析..........62\n第三目我國壽險業投資房屋貸款業務現況..........64\n我二節壽險公司發展固定利率房屋貸款的可行性..........67\n第一目固定利率房屋貸款與浮動利率房屋貸款之比較..........67\n第二目借款人對於ARM與FRM之選擇..........70\n第三目我國壽險業推行固定利率房屋貸款之探討..........72\n第三節壽險公司推行GPM及RM業務之可行性..........73\n第一目國內壽險業推行GMP之可行性探討..........73\n第二目我國壽險業推行RM業務之可行性分析..........77\n第四節壽險公司從事各種房屋貸款之比較..........81\n第一目各類型房屋貸款之再融資風險..........82\n第二目各類型房屋貸款之違約風險..........84\n第三目壽險公司推行各項房屋貸款業務之比較..........86\n第五章結論與建議..........93zh_TW
dc.source.uri (資料來源) http://thesis.lib.nccu.edu.tw/record/#B2002002944en_US
dc.title (題名) 我國壽險業從事房貸業務之研究zh_TW
dc.type (資料類型) thesisen_US
dc.relation.reference (參考文獻) 壹、中文部份\n1 、李文雄著?「不動產管理」，聯豐書報社，八十二年四月。\n2 、廖成典、李阿乙、梅建平合著?「不動產投資概論」，第二\nj仗，華泰書局，八十四年九月。\n3 、廬嘉梧?「房屋抵押貸款評價之選擇權分析」，中央大學財管\n所8 4 年論文。\n4 、劉代洋、鄭義為?「銀行住宅放款信用評估之實證研究報\n告」，國科會計畫，民國八十三年。\n5 、何萍實撰譯?「美國壽險業投資運用的概況」，壽險季刊第2\n2 期，氏國六十七年\n6 王康文譯?「美國壽險公司之投資」，壽險季刊第3 1 、3 2\n期，民間六十七年\n7 、「壽險公司投資策l咯」，第一版，因泰人壽保險叢書編輯委員\n舍，民國七十一年四月。\n8 、胡靖榮?「我國壽險業投資於上市股票之研究」，政治大學保\n險研究所八十年論文。\n9 、蘇源拓?「美國NAIC 壽險業風險資本需求之研究」，政治\n大學保險研究所8 3 年論文。\n1 0 、蔣榮源?「壽險公司資金運用於不動產投資之研究」，政治\n學保險研究所8 3 年論文。\n1 1 、袁宗蔚著， 「保險學」，第三十三版，三民書局，民國八十\n三年十月。\n1 2 、張金鶚著， 「我國住宅金融制度之研究」，內政部營建署，\n民國八十一年七月。\n1 3 、中華民國，台灣地區民國81年住宅資訊統計彙報84年4 月\n1 4 、黃建忠"台灣、地區的人口老化與照護人力之預估"中正\n社福所八十一年論文\n\n貳、英文部份\n1 "Andrew C. Power & Joel B1eeke "Investments In the ..\nLimelight," Best`s Review ,June 1987\n2 "Bradford Case & Ann B.Schnarc "Preliminary\nEvaluation of the HECM Reverse Mortgage Program,"\nAREUEA ,1994\n3 "Bruce , G . We bb "Borrower Risk under Alternative\nMortgage Instruments," The Journal of Finance,\nMarch 1082\n4 "Buseserand Hendershott & Sanders "Pricing Life of\nLoan Caps on Default-free Adjustable Rate\nMortgages," AREUEA ,1985\n5 "Christopher J. Mayer & Katerina V. Simons "Reverse\nMortgages and the Liquidity of Housing Wealth,"\nAREUEA ,1994\n6 "Dennis P.Yeskey "Insurance Companies Churn Their\nInvestments for the` 90s," Real Estate Finance,\nWinter 1994\n7 "Donald F.Cunninghan & Charles A.Capone,JR."The\nRelative Termination Experience of Adjustable to\nFixed-Rate Mortgages," The Journal of Finance,\nDecember 1990\n8 "Gary A.Anderson, Joel R.Barber, Chun-hao\nChang" Prepayment Risk and the Duration of\nDefault-free Mortgage-backed Securities," The\nJournal of financial Research ,Spring 1993\n9 "George W.Fenn & Rebel A.Cole "Announcement of\nAsset-quality Problems and contagion Effects in the\nLife Insurance Industry," Journal of Financial\nEconmics ,1994\n1 0 " Jan K.Brueckner ,Financial Market Rates and\nFlows,4th edition\n1 1 "Joe Peek "A Call to ARMs:A djustable Rate\nMortgages in the 1980s," New England Economics\nReview ,March/April 1990\n1 2 "K.Khazeh,Wayne H.Decker,Robert C.Winder & Martin\nT.Neat "Who Has ARMs," Real Estate Finance ,Winter\n1991\n13 "J.Sa-Aadu "Consumer Welfare Under the Adiustablerate\nMortgage:Some Empirical Evidence," AREUEA,1987\n1 4 "Joan Lamm-Tennant "Asset/Liability Management for\nlOa\nthe Life Insurer:Situration Aalysis and Strategy,"\nJournal of Risk and Insurance ,1989\n1 5 "K. Khazeh, Wayne H. Decker, & Robert C. Winder\n"Consumer Preferences Toward Adjustable and Fixed\nRate Mortgages," Real Estate Finance,Summer ,1990\n1 6 "Linda S.Klein & C.Ii`.Sirmans "Reverse Mortgages\nand Prepayment Risk," AREUEA ,1994\n1 7 "Peter Chinloy & Isaac F.Megbolugbe "Reverse\nMortgages:Contracting and Crossover Risk," AREUEA\n,1994\n1 8 "Peter Chinloy "Elective Mortgage Prepayment:\nTermination and Curtailment,? AREUEA,1993\n1 9 "Robert Lawrence Kuhn , Mortgage and Asset\nSecuritization ,1990\n2 0" Scott F.Richard and Richard Roll "Prepayments on\nFixed-rate Mortgage-backed Securities," The Journal\nof Portfolio Management ,Spring 1989\n2 1 "Stephen A.Buser, Patric H.Hendershott & Anthony\nB.Sanders "Pricing Lif-of-Loan Rate Caps on Default\nFree Adjustable Rate Mortgages," AREUEA ,1985\n2 2 "Thomas P.Boehm & Michael C.Ehrhardt "Reverse\nMortgages and Interest Rate Risk," AREUEA ,1994\n2 3 "Thomas J.Miceli & C.F.Sirmans "Reverse Mortgages\nand Borrower Maintenance Risk," AREUEA ,1994\n2 4 `William W.Bartlett ,The Valuation of Mortgagebacked\nSecurities, 1th edition ,1994\n2 5 `Peter A.Merrigan "How Risk-based Capital\nRegulations for The Life Insurance Industry Affect\nReal Estate," The Real Estate Finance Jouranl ,\nFall 1994\n2 6 ," Investments In the Limelight," Best`s Reviews,\nJune 1987 0\n2 7 ,"The Sturcture,Conduct, and Regulation of the\nLife insurance Industry," Financial Condition and\nReglation of Insurance Companies\n2 8 ," Investments In the Limelight," Best`s Reviews ,\nJune 1987\n2 9 `"More turbulence Ahead for Life Insurers` Real\nEstate Investments," Insurance Review ,June 1992zh_TW