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題名 越南投資者的個人財務規劃
Personal financial planning for Vietnamese investors
作者 陳英雲
Van, Tran Thi Anh
貢獻者 蔡政憲
Tsai, Jason
陳英雲
Tran Thi Anh Van
關鍵詞 越南
金融市場
多樣化
投資組合
個人規劃
Vietnam
Financial market
Diversification
Portfolio
Personal planning
日期 2023
上傳時間 2-May-2023 15:06:35 (UTC+8)
摘要 Abstract
Personal Financial Planning for Vietnamese Investors.
By
Anh Van Tran

In recent years, the Vietnamese stock market has become increasingly popular among individual investors, especially after the Covid-19 pandemic in 2020. However, given the nascent history of Vietnam`s securities environment and the inherent disadvantage of individual securities investors, in terms of capital and financial knowledge, constantly beating the market and getting rich in the securities remains a significant challenge. This research aims to provide readers, particularly individual investors with comprehensive insights into the investment landscape in Vietnam. Besides, by highlighting the relationship between Risk and Returns, the study sheds light on the importance of portfolio diversification, offering Vietnamese investors a strategy to diversify their portfolios more effectively.
參考文獻 Anh Tho. (2022, October 8). Bao Chinh Phu. From baochinhphu.vn: https://baochinhphu.vn/dai-dien-ngan-hang-nha-nuoc-chi-nhanh-tphcm-scb-dang-hoat-dong-binh-thuong-on-dinh-102221008163018383.htm
Bao An. (2022, August 25). Cong An. Retrieved from congan.com: https://congan.com.vn/an-ninh-kinh-te/cuu-chu-tich-flc-trinh-van-quyet-va-2-em-gai-bi-khoi-to-them-toi-lua-dao_136045.html
Berk, J., & DeMarzo, P. (2020). Corporate Finance. London: Pearson Education.
Bodie, Kane, & Marcus. (2019). Investment and Portfolio Management. McGraw-Hill Europe.
Dao Vu. (2022, June 1). Vietnam`s financial market 2022: Opportunities and challenges. From VnEconomy: https://vneconomy.vn/thi-truong-tai-chinh-viet-nam-2022-co-hoi-dan-xen-thach-thuc.htm
Department of Financial Informatics and Statics. (2021, December 10). Statistical Yearbook 2020. From Ministry of Finance: https://mof.gov.vn/webcenter/portal/btcvn/pages_r/l/tin-bo-tai-chinh?dDocName=MOFUCM217262
Dezan Shira & Associates. (n.d.). Vietnam’s International Free Trade Agreements. From Vietnam Briefing: Vietnam’s International Free Trade Agreements
Do, K. T., & Nguyen, N. (2021). Vietnam Real Estate Market 2021 amid Covid-19 Pandamic. From Bat Dong San: https://batdongsan.com.vn/interaktivestory/thi-truong-bat-dong-san-viet-nam-2021-qua-cac-lan-song-covid-19/
Dragon Capital Vietnam Fund Management Joint Stock Company (DCVFM). (2023, December). Update Fund Activities VFMVN DIAMOND. From Dragon Capital: https://dragoncapital.com.vn/cap-nhat-hoat-dong-quy-vfmvn-diamond/?report_type=cap-nhat-hoat-dong-quy&fund_code=FUEVFVND
Dragon Capital Vietnam Fund Management Joint Stock Company. (2022, December). VFMVN30 ETF - Fund Information. From Dragon Capital: https://dragoncapital.com.vn/quy-hoan-doi-danh-muc-etf-vfmvn30/etf-thong-tin-ve-quy/
Dragon Capital Vietnam Fund Management Joint Stock Company. (2022, December). VFMVN DIAMOND ETF - Fund Information. From Dragon Capital: https://dragoncapital.com.vn/quy-ETFs-vfmvn-diamond/thong-tin-ve-quy/
Forbes Media LLC. (2023). Profile Tran Dinh Long. From Forbes: https://www.forbes.com/profile/tran-dinh-long/?sh=77ee4761608d
Fusion Media Co., L. (2023, February). Vietnam Dairy Products Joint Stock Company (VNM). From Investing.com: https://vn.investing.com/equities/vietnam-dairy-products-jsc
Fusion Media Co., Ltd. (2023, February). HNX (HNXI). From Investing.com: https://vn.investing.com/indices/hnx
Fusion Media Co., Ltd. (2023, February). Hoa Phat Group Joint Stock Company (HPG). From Investing.com: https://vn.investing.com/equities/hoa-phat-group-jsc
Fusion Media Co., Ltd. (2023, February). VN Index (VNI). From Investing.com: https://vn.investing.com/indices/vn
Fusion Media Limited. (2023, February). Joint Stock Commercial Bank for Investment and Development of Vietnam (BID). From Investing.com: https://www.investing.com/equities/commercial-bank-investment-develop
Fusion Media Limited. (2023, February). USD/VND - US Dollar Vietnamese Dong. From Investing.com: https://www.investing.com/currencies/usd-vnd-historical-data
Fusion Media Limited. (2023, February). Vingroup JSC (VIC). From Investing.com: https://www.investing.com/equities/vingroup-jsc
G.Malkiel, B. (2019). A Random Walk Down Wall. New York: W.W. Norton &Company.
General Statistics Office. (2022, December 29). Infographic of socio-economic situation in the fourth quarter and 2022. From General Statistics: https://www.gso.gov.vn/tin-tuc-thong-ke/2022/12/infographic-tinh-hinh-kinh-te-xa-hoi-quy-iv-va-nam-2022/
General Statistics Office. (2022, January 13). Infographic Population, labor and employment in 2021. From General Statistics: https://www.gso.gov.vn/du-lieu-va-so-lieu-thong-ke/2022/01/infographic-dan-so-lao-dong-va-viec-lam-nam-2021/
Hanoi Stock Exchange. (2023, February). Stock List. From Hanoi Stock Exchange: https://hnx.vn/vi-vn/cophieu-ETFs/chung-khoan-ny.html
Ho Chi Minh Stock Exchange. (2022, December). Basket of shares VNDIAMOND. From Ho Chi Minh Stock Exchange: https://www.hsx.vn/Modules/Listed/Web/StockIndexView/188802591
Ho Chi Minh Stock Exchange. (2023, February). Listing Size. From Ho Chi Minh Stock Exchange: https://www.hsx.vn/Modules/Listed/Web/ListingSummary/153?fid=a1b28509a59441f28d508074c0a72aad
Hong Thuy. (2022, December 19). Comprehensive finance to underpin Vietnam’s sustainabble growth. From Vietnam Investment Review: https://vir.com.vn/comprehensive-finance-to-underpin-vietnams-sustainabble-growth-98622.html
Information Center – Ministry of Construction. (2022, January 28). Disclosure of Information on Housing and Real Estate Market in the fourth quarter of 2021 and the whole year of 2021. From Information system on Housing and Reak Estate Market: https://bds.xaydung.gov.vn/FileUpload/d5ebbd26-a4dd-47c2-a4c5-3701effa3b59_06tb_0001_20220128030337270270_signed20220128030347.pdf
Khang, D., & Chung, T. (2022, March 25). Vietnamese lawmakers agree to cut environment tax on fuel by half. From Tuoi Tre News: https://tuoitrenews.vn/news/business/20220325/vietnamese-lawmakers-agree-to-cut-environment-tax-on-fuel-by-half/66329.html
Phan, L. T., & Trinh, H. (2023, January 16). SJC gold price chart over the years. From The Bank: https://theBank.vn/blog/21950-bieu-do-gia-vang-sjc.html
Sai Gon Joint Stock Commercial Bank. (n.d.). About SCB. From SCB: https://www.scb.com.vn/vie/gioi-thieu
Sai Gon Times Group. (2022, June 18). Finance Ministry proposes further lowering environment tax on fuels. From The Sai Gon Times: https://english.thesaigontimes.vn/finance-ministry-proposes-further-lowering-environment-tax-on-fuels-2/
Saigon Jewelry Company Limited. (n.d.). General Introduction. From SJC: https://sjc.com.vn/gioi-thieu.html
Savills company. (2019, April 3). Vietnam Real Estate Price Index Quarterly (2019Q1VN). From Savills Vietnam: https://pdf.savills.asia/asia-pacific-research/vietnam-research/savills-property-price-index/sppi-vn-q1-2019-vn.pdf
So Lieu Kinh Te. (n.d.). GDP of Vietnam. From So Lieu Kinh Te: https://solieukinhte.com/gdp-cua-viet-nam
SSI Securities Joint Stock Company. (2022, December). SSIAM VNFIN LEAD ETF FUND. From SSI Asset Management: https://ssiam.com.vn/thong-tin-chung-ssiam-vnfin-lead
SSI Securities Joint Stock Company. (2023, December). SSIAM VNX50 ETF FUND. From SSI Asset Management: https://ssiam.com.vn/thong-tin-chung-ssiam-vnx50
State Securities Committee. (2022, October 12). Market Cap September 2022. From State Securities Committee: https://www.ssc.gov.vn/webcenter/portal/ubck/pages_r/m/thngtinthtrng/thngkthtrng/quymthtrng?selectedPage=3&docType=TepTaiLieu&mucHienThi=184
Sustainable Stock Exchanges initiative. (n.d.). Hanoi Stock Exchange. From Sustainable Stock Exchanges initiative: https://sseinitiative.org/Stock-Exchange/hnx/
The World Bank Group. (2021). Deposit interest rate (%) - Vietnam. From The World Bank: https://data.worldBank.org/indicator/FR.INR.DPST?locations=VN
The World Bank Group. (2021). Foreign direct investment, net inflows (BoP, current US$) - Vietnam. From The World Bank: https://data.worldBank.org/indicator/BX.KLT.DINV.CD.WD?locations=VN
VCCorp Joint Stock Company. (2022, February 11). ROS. From Cafef.com: https://s.cafef.vn/hose/ROS-cong-ty-co-phan-xay-dung-flc-faros.chn
VCCorp Joint Stock Company. (2023, February 11). HPG. From Cafef.com: https://s.cafef.vn/hose/HPG-cong-ty-co-phan-tap-doan-hoa-phat.chn
Vietcombank. (2022, December 3). Lãi Suất Dành Cho Khách Hàng Cá Nhân. From Vietcombank: https://portal.vietcombank.com.vn/Personal/lai-suat/Pages/lai-suat.aspx?devicechannel=default
Vietnam Bonds Market Association. (2022, 1). Tóm tắt thị trường trái phiếu Việt Nam 2021. From VBMA: https://vbma.org.vn/storage/reports/March2022/VIE_VBMA_TOM%20TAT%20TTTP%202021.pdf
VinaCapital. (2022, December). ETF VinaCapital VN100 (FUEVN100). From Vina Capital: https://wm.vinacapital.com/investment-solutions/onshore-funds/vinacapital-vn100-etf/
World Data. (2021). Inflation rates in Vietnam. From Worlddata.info: https://www.worlddata.info/asia/vietnam/inflationrates.php#:~:text=For%202021%2C%20an%20inflation%20rate,at%20the%20beginning%20of%202022.
描述 碩士
國立政治大學
國際經營管理英語碩士學位學程(IMBA)
110933065
資料來源 http://thesis.lib.nccu.edu.tw/record/#G0110933065
資料類型 thesis
dc.contributor.advisor 蔡政憲zh_TW
dc.contributor.advisor Tsai, Jasonen_US
dc.contributor.author (Authors) 陳英雲zh_TW
dc.contributor.author (Authors) Tran Thi Anh Vanen_US
dc.creator (作者) 陳英雲zh_TW
dc.creator (作者) Van, Tran Thi Anhen_US
dc.date (日期) 2023en_US
dc.date.accessioned 2-May-2023 15:06:35 (UTC+8)-
dc.date.available 2-May-2023 15:06:35 (UTC+8)-
dc.date.issued (上傳時間) 2-May-2023 15:06:35 (UTC+8)-
dc.identifier (Other Identifiers) G0110933065en_US
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/144604-
dc.description (描述) 碩士zh_TW
dc.description (描述) 國立政治大學zh_TW
dc.description (描述) 國際經營管理英語碩士學位學程(IMBA)zh_TW
dc.description (描述) 110933065zh_TW
dc.description.abstract (摘要) Abstract
Personal Financial Planning for Vietnamese Investors.
By
Anh Van Tran

In recent years, the Vietnamese stock market has become increasingly popular among individual investors, especially after the Covid-19 pandemic in 2020. However, given the nascent history of Vietnam`s securities environment and the inherent disadvantage of individual securities investors, in terms of capital and financial knowledge, constantly beating the market and getting rich in the securities remains a significant challenge. This research aims to provide readers, particularly individual investors with comprehensive insights into the investment landscape in Vietnam. Besides, by highlighting the relationship between Risk and Returns, the study sheds light on the importance of portfolio diversification, offering Vietnamese investors a strategy to diversify their portfolios more effectively.		en_US
dc.description.tableofcontents 1. Introduction 1
1.1. A Recent Scandal 1
1.2. The Motivation for Research 2
2. Methodology 4
2.1. Data Description 4
2.2. Measurements 4
2.2.1. Average Annual Returns 4
2.2.2. Variance (Var) and Volatility of Returns 5
2.2.3. Expected Return 6
2.2.4. Covariance between Returns of two Securities 6
2.2.5. Correlation 7
2.2.6. Future Value of a Cash flow 8
2.2.7. Constructing Efficient Frontier 8
3. Vietnam Economy Overview 9
3.1. GDP Growth rate in Vietnam 9
3.2. Inflation 11
3.3. Vietnam Financial Markets 12
4. Bonds Markets 14
4.1. Overview 14
4.2. Government Bonds 15
4.3. Corporate Bonds 17
5. Bank Deposits 20
5.1. Interest rates of Deposits 20
5.2. Vietnam Bank Bankruptcy History 21
6. Stock Markets 22
6.1. Overview 22
6.2. Ho Chi Minh Stock Exchange 25
6.3. Hanoi Stock Exchange 27
6.4. Annual Returns and Standard Deviation of VN-Index and HNX index 28
6.5. The relation between risk and return 29
7. Other Investment Tools 34
7.1. Real estate 34
7.2. Gold 35
7.3. Foreign Exchange 38
7.4. Mutual Funds and ETFs 39
7.5. Comparisons of Risk and Returns 43
8. Guide to Investment 46
8.1. The Importance of Long-time Investment 46
8.2. The Importance of Diversification 47
8.2.1. Efficient Frontier with two-stock Portfolios 48
8.2.2. Efficient Frontier for Multiple Stock Portfolios 51
8.2.3. The Importance of Diversification 54
9. Recommendation 58
9.1. Vietnamese Tolerance of Risk 58
9.2. Recommendations of Asset Allocations by different stage of life 61
9.3. Conclusion 65
References 68
Appendix 73		zh_TW
dc.format.extent 1506066 bytes-
dc.format.mimetype application/pdf-
dc.source.uri (資料來源) http://thesis.lib.nccu.edu.tw/record/#G0110933065en_US
dc.subject (關鍵詞) 越南zh_TW
dc.subject (關鍵詞) 金融市場zh_TW
dc.subject (關鍵詞) 多樣化zh_TW
dc.subject (關鍵詞) 投資組合zh_TW
dc.subject (關鍵詞) 個人規劃zh_TW
dc.subject (關鍵詞) Vietnamen_US
dc.subject (關鍵詞) Financial marketen_US
dc.subject (關鍵詞) Diversificationen_US
dc.subject (關鍵詞) Portfolioen_US
dc.subject (關鍵詞) Personal planningen_US
dc.title (題名) 越南投資者的個人財務規劃zh_TW
dc.title (題名) Personal financial planning for Vietnamese investorsen_US
dc.type (資料類型) thesisen_US
dc.relation.reference (參考文獻) Anh Tho. (2022, October 8). Bao Chinh Phu. From baochinhphu.vn: https://baochinhphu.vn/dai-dien-ngan-hang-nha-nuoc-chi-nhanh-tphcm-scb-dang-hoat-dong-binh-thuong-on-dinh-102221008163018383.htm
Bao An. (2022, August 25). Cong An. Retrieved from congan.com: https://congan.com.vn/an-ninh-kinh-te/cuu-chu-tich-flc-trinh-van-quyet-va-2-em-gai-bi-khoi-to-them-toi-lua-dao_136045.html
Berk, J., & DeMarzo, P. (2020). Corporate Finance. London: Pearson Education.
Bodie, Kane, & Marcus. (2019). Investment and Portfolio Management. McGraw-Hill Europe.
Dao Vu. (2022, June 1). Vietnam`s financial market 2022: Opportunities and challenges. From VnEconomy: https://vneconomy.vn/thi-truong-tai-chinh-viet-nam-2022-co-hoi-dan-xen-thach-thuc.htm
Department of Financial Informatics and Statics. (2021, December 10). Statistical Yearbook 2020. From Ministry of Finance: https://mof.gov.vn/webcenter/portal/btcvn/pages_r/l/tin-bo-tai-chinh?dDocName=MOFUCM217262
Dezan Shira & Associates. (n.d.). Vietnam’s International Free Trade Agreements. From Vietnam Briefing: Vietnam’s International Free Trade Agreements
Do, K. T., & Nguyen, N. (2021). Vietnam Real Estate Market 2021 amid Covid-19 Pandamic. From Bat Dong San: https://batdongsan.com.vn/interaktivestory/thi-truong-bat-dong-san-viet-nam-2021-qua-cac-lan-song-covid-19/
Dragon Capital Vietnam Fund Management Joint Stock Company (DCVFM). (2023, December). Update Fund Activities VFMVN DIAMOND. From Dragon Capital: https://dragoncapital.com.vn/cap-nhat-hoat-dong-quy-vfmvn-diamond/?report_type=cap-nhat-hoat-dong-quy&fund_code=FUEVFVND
Dragon Capital Vietnam Fund Management Joint Stock Company. (2022, December). VFMVN30 ETF - Fund Information. From Dragon Capital: https://dragoncapital.com.vn/quy-hoan-doi-danh-muc-etf-vfmvn30/etf-thong-tin-ve-quy/
Dragon Capital Vietnam Fund Management Joint Stock Company. (2022, December). VFMVN DIAMOND ETF - Fund Information. From Dragon Capital: https://dragoncapital.com.vn/quy-ETFs-vfmvn-diamond/thong-tin-ve-quy/
Forbes Media LLC. (2023). Profile Tran Dinh Long. From Forbes: https://www.forbes.com/profile/tran-dinh-long/?sh=77ee4761608d
Fusion Media Co., L. (2023, February). Vietnam Dairy Products Joint Stock Company (VNM). From Investing.com: https://vn.investing.com/equities/vietnam-dairy-products-jsc
Fusion Media Co., Ltd. (2023, February). HNX (HNXI). From Investing.com: https://vn.investing.com/indices/hnx
Fusion Media Co., Ltd. (2023, February). Hoa Phat Group Joint Stock Company (HPG). From Investing.com: https://vn.investing.com/equities/hoa-phat-group-jsc
Fusion Media Co., Ltd. (2023, February). VN Index (VNI). From Investing.com: https://vn.investing.com/indices/vn
Fusion Media Limited. (2023, February). Joint Stock Commercial Bank for Investment and Development of Vietnam (BID). From Investing.com: https://www.investing.com/equities/commercial-bank-investment-develop
Fusion Media Limited. (2023, February). USD/VND - US Dollar Vietnamese Dong. From Investing.com: https://www.investing.com/currencies/usd-vnd-historical-data
Fusion Media Limited. (2023, February). Vingroup JSC (VIC). From Investing.com: https://www.investing.com/equities/vingroup-jsc
G.Malkiel, B. (2019). A Random Walk Down Wall. New York: W.W. Norton &Company.
General Statistics Office. (2022, December 29). Infographic of socio-economic situation in the fourth quarter and 2022. From General Statistics: https://www.gso.gov.vn/tin-tuc-thong-ke/2022/12/infographic-tinh-hinh-kinh-te-xa-hoi-quy-iv-va-nam-2022/
General Statistics Office. (2022, January 13). Infographic Population, labor and employment in 2021. From General Statistics: https://www.gso.gov.vn/du-lieu-va-so-lieu-thong-ke/2022/01/infographic-dan-so-lao-dong-va-viec-lam-nam-2021/
Hanoi Stock Exchange. (2023, February). Stock List. From Hanoi Stock Exchange: https://hnx.vn/vi-vn/cophieu-ETFs/chung-khoan-ny.html
Ho Chi Minh Stock Exchange. (2022, December). Basket of shares VNDIAMOND. From Ho Chi Minh Stock Exchange: https://www.hsx.vn/Modules/Listed/Web/StockIndexView/188802591
Ho Chi Minh Stock Exchange. (2023, February). Listing Size. From Ho Chi Minh Stock Exchange: https://www.hsx.vn/Modules/Listed/Web/ListingSummary/153?fid=a1b28509a59441f28d508074c0a72aad
Hong Thuy. (2022, December 19). Comprehensive finance to underpin Vietnam’s sustainabble growth. From Vietnam Investment Review: https://vir.com.vn/comprehensive-finance-to-underpin-vietnams-sustainabble-growth-98622.html
Information Center – Ministry of Construction. (2022, January 28). Disclosure of Information on Housing and Real Estate Market in the fourth quarter of 2021 and the whole year of 2021. From Information system on Housing and Reak Estate Market: https://bds.xaydung.gov.vn/FileUpload/d5ebbd26-a4dd-47c2-a4c5-3701effa3b59_06tb_0001_20220128030337270270_signed20220128030347.pdf
Khang, D., & Chung, T. (2022, March 25). Vietnamese lawmakers agree to cut environment tax on fuel by half. From Tuoi Tre News: https://tuoitrenews.vn/news/business/20220325/vietnamese-lawmakers-agree-to-cut-environment-tax-on-fuel-by-half/66329.html
Phan, L. T., & Trinh, H. (2023, January 16). SJC gold price chart over the years. From The Bank: https://theBank.vn/blog/21950-bieu-do-gia-vang-sjc.html
Sai Gon Joint Stock Commercial Bank. (n.d.). About SCB. From SCB: https://www.scb.com.vn/vie/gioi-thieu
Sai Gon Times Group. (2022, June 18). Finance Ministry proposes further lowering environment tax on fuels. From The Sai Gon Times: https://english.thesaigontimes.vn/finance-ministry-proposes-further-lowering-environment-tax-on-fuels-2/
Saigon Jewelry Company Limited. (n.d.). General Introduction. From SJC: https://sjc.com.vn/gioi-thieu.html
Savills company. (2019, April 3). Vietnam Real Estate Price Index Quarterly (2019Q1VN). From Savills Vietnam: https://pdf.savills.asia/asia-pacific-research/vietnam-research/savills-property-price-index/sppi-vn-q1-2019-vn.pdf
So Lieu Kinh Te. (n.d.). GDP of Vietnam. From So Lieu Kinh Te: https://solieukinhte.com/gdp-cua-viet-nam
SSI Securities Joint Stock Company. (2022, December). SSIAM VNFIN LEAD ETF FUND. From SSI Asset Management: https://ssiam.com.vn/thong-tin-chung-ssiam-vnfin-lead
SSI Securities Joint Stock Company. (2023, December). SSIAM VNX50 ETF FUND. From SSI Asset Management: https://ssiam.com.vn/thong-tin-chung-ssiam-vnx50
State Securities Committee. (2022, October 12). Market Cap September 2022. From State Securities Committee: https://www.ssc.gov.vn/webcenter/portal/ubck/pages_r/m/thngtinthtrng/thngkthtrng/quymthtrng?selectedPage=3&docType=TepTaiLieu&mucHienThi=184
Sustainable Stock Exchanges initiative. (n.d.). Hanoi Stock Exchange. From Sustainable Stock Exchanges initiative: https://sseinitiative.org/Stock-Exchange/hnx/
The World Bank Group. (2021). Deposit interest rate (%) - Vietnam. From The World Bank: https://data.worldBank.org/indicator/FR.INR.DPST?locations=VN
The World Bank Group. (2021). Foreign direct investment, net inflows (BoP, current US$) - Vietnam. From The World Bank: https://data.worldBank.org/indicator/BX.KLT.DINV.CD.WD?locations=VN
VCCorp Joint Stock Company. (2022, February 11). ROS. From Cafef.com: https://s.cafef.vn/hose/ROS-cong-ty-co-phan-xay-dung-flc-faros.chn
VCCorp Joint Stock Company. (2023, February 11). HPG. From Cafef.com: https://s.cafef.vn/hose/HPG-cong-ty-co-phan-tap-doan-hoa-phat.chn
Vietcombank. (2022, December 3). Lãi Suất Dành Cho Khách Hàng Cá Nhân. From Vietcombank: https://portal.vietcombank.com.vn/Personal/lai-suat/Pages/lai-suat.aspx?devicechannel=default
Vietnam Bonds Market Association. (2022, 1). Tóm tắt thị trường trái phiếu Việt Nam 2021. From VBMA: https://vbma.org.vn/storage/reports/March2022/VIE_VBMA_TOM%20TAT%20TTTP%202021.pdf
VinaCapital. (2022, December). ETF VinaCapital VN100 (FUEVN100). From Vina Capital: https://wm.vinacapital.com/investment-solutions/onshore-funds/vinacapital-vn100-etf/
World Data. (2021). Inflation rates in Vietnam. From Worlddata.info: https://www.worlddata.info/asia/vietnam/inflationrates.php#:~:text=For%202021%2C%20an%20inflation%20rate,at%20the%20beginning%20of%202022.		zh_TW