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題名 泰無憂：香港人的泰國退休安養之家
Thailess: Retirement in Thailand for Hongkongers作者 黃天樂
Wong, Tin-Lok貢獻者 蔡政憲
Tsai, Cheng-Hsien
黃天樂
Wong, Tin-Lok關鍵詞 泰國
銀髮經濟
海外退休
海外置業
退休簽證
Thailand
Silver economy
Oversea retirement
Oversea property
Retirement visa日期 2023 上傳時間 6-Jul-2023 16:33:54 (UTC+8) 摘要 In terms of retirement planning, Hongkongers face a number of obstacles. Principal obstacles include an aging population, a high cost of living, limited pension coverage, dependence on property savings, and inadequate government support. Retiring overseas could be the answer to all these problems. This thesis also surveyed 63 Hongkongers regarding their retirement preparations and interest in retiring abroad. This business plan also evaluated and compared the living conditions of Thailand with those of Malaysia, the United Kingdom, and Taiwan, where it is easier for Hongkongers to obtain long-term visas. Comparisons are made using secondary data. The author plans to establish a company called Thailess, that sells Thai condominiums to Hongkongers and offers retirement visa application services for Thailand. In addition, it is determined to build a community of Hongkongers in Thailand. So that those who choose to retire in Thailand through Thailess can feel at home in a foreign country and settle down tirelessly. Current market information is utilized in financial analyses. The reader will have a better understanding of what to expect when retiring in Thailand after reading this thesis. 參考文獻 1. 28Hse. Office Latest Rental Property Search Result for Lease. https://www.28hse.com/rent/office/property-263201 Accessed Apr. 28, 2023 2. Cathay Pacific. Elevate your next flight with Cathay. https://flights.cathaypacific.com/en_HK.html Accessed Apr. 28, 2023. 3. Cenesus and Statistics Department. 2022. 2021 Population Census Report 4. Cenesus and Statistics Department. 2022. Demographic Trends in Hong Kong 1991-2021. https://www.censtatd.gov.hk/en/EIndexbySubject.html?pcode=B1120017&scode=150 5. Cenesus and Statistics Department. 2022. Statistics and You. https://www.censtatd.gov.hk/en/page_235.html 6. Education First. 2022. EF English Proficiency Index, A Ranking of 111 Countries and Regions by English Skills 7. Fidelity International. 2022. A brief 4-step guide to creating your retirement roadmap. https://www.fidelity.com.hk/en/start-investing/learn-about-investing/investing-for-retirement/retirement-roadmap 8. FXTax. Convert, calculate and compare multiple currencies at once. https://fxtax.net/multiple-currency-converter Accessed Jan. 30, 2023. 9. glassdoor. Company Salary. https://www.glassdoor.com/Salaries/index.htm Accessed Apr. 28, 2023. 10. GOV.UK. British National (Overseas) visa: Overview. https://www.gov.uk/british-national-overseas-bno-visa/ 11. Immigration Department of Malaysia. Malaysia My Second Home (MM2H). https://www.imi.gov.my/index.php/en/main-services/malaysia-my-second-home-mmh2-en/ 12. Institute of Financial Planners of Hong Kong. 2022. 香港財務策劃師學會「香港退休開支指數」出台. http://www.ifphk.org/pdf/press_release/PR20220606_cn.pdf 13. Mandatory Provident Fund Schemes Authority. 2021. MPF System Mandatory Contributions. https://www.mpfa.org.hk/en/mpf-system/mandatory-contributions/employees 14. Ministry of Foreign Affairs, Kingdom of Thailand. 2022. Non-Immigrant Visa “O-A” (Long Stay). https://www.mfa.go.th/en/page/non-immigrant-visa-o-a 15. Ministry of the Interior National Immigration Agency. 2022. 香港澳門居民申請在臺灣地區居留送件須知. https://www.immigration.gov.tw/5382/5385/7244/7250/7296/居留/148063/ 16. Numbeo. Cost of Living Index by City 2021. https://www.numbeo.com/cost-of-living/rankings.jsp?title=2021 17. Numbeo. Cost of Living. https://www.numbeo.com/cost-of-living Accessed Apr. 12, 2023. 18. Rating and Valuation Department. 2022. Price Indices by Property Type. https://www.rvd.gov.hk/doc/en/statistics/graph2.pdf 19. SENA Development Pcl. Condo Flexi Suksawat - SENA Development Pcl. https://www.sena.co.th/en/project/flexi-suksawat 20. Sino Hotel. Meeting & Event Venue in Tsim Sha Tsui, Kolwoon. https://www.sino-hotels.com/en/hk/the-royal-pacific-hotel-and-towers/meeting-and-events 21. thailand-property. Private office space tailored to your business` unique needs in Regus Interchange 21. https://www.thailand-property.com/office-for-rent-in-interchange-21-khlong-toei-bangkok-near-bts-asoke_5779830 Accessed Apr. 28, 2023. 22. Volker Staffa, Jonas Sieveneck, Luana Stefan, Aswathy Venugopal, Lixiao Hu, Huu-Tam Nguyen. 2022. Statista Global Business Cities Report – Bangkok 2022, Statista 23. Volker Staffa, Jonas Sieveneck, Luana Stefan, Aswathy Venugopal, Lixiao Hu, Huu-Tam Nguyen. 2022. Statista Global Business Cities Report – Hong Kong 2022, Statista 24. Volker Staffa, Jonas Sieveneck, Luana Stefan, Aswathy Venugopal, Lixiao Hu, Huu-Tam Nguyen. 2022. Statista Global Business Cities Report – Kuala Lumpur 2022, Statista 25. Volker Staffa, Jonas Sieveneck, Luana Stefan, Aswathy Venugopal, Lixiao Hu, Huu-Tam Nguyen. 2022. Statista Global Business Cities Report – London 2022, Statista 26. Volker Staffa, Jonas Sieveneck, Luana Stefan, Aswathy Venugopal, Lixiao Hu, Huu-Tam Nguyen. 2022. Statista Global Business Cities Report – Taipei 2022, Statista 27. WeWork. Kwun Tong Coworking Space and Office Rentals. https://wework.hk/en-US/locations/two-harbour-square Accessed Apr. 28, 2023. 描述 碩士
國立政治大學
國際經營管理英語碩士學位學程(IMBA)
110933034資料來源 http://thesis.lib.nccu.edu.tw/record/#G0110933034 資料類型 thesis dc.contributor.advisor 蔡政憲 zh_TW dc.contributor.advisor Tsai, Cheng-Hsien en_US dc.contributor.author (Authors) 黃天樂 zh_TW dc.contributor.author (Authors) Wong, Tin-Lok en_US dc.creator (作者) 黃天樂 zh_TW dc.creator (作者) Wong, Tin-Lok en_US dc.date (日期) 2023 en_US dc.date.accessioned 6-Jul-2023 16:33:54 (UTC+8) - dc.date.available 6-Jul-2023 16:33:54 (UTC+8) - dc.date.issued (上傳時間) 6-Jul-2023 16:33:54 (UTC+8) - dc.identifier (Other Identifiers) G0110933034 en_US dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/145800 - dc.description (描述) 碩士 zh_TW dc.description (描述) 國立政治大學 zh_TW dc.description (描述) 國際經營管理英語碩士學位學程(IMBA) zh_TW dc.description (描述) 110933034 zh_TW dc.description.abstract (摘要) In terms of retirement planning, Hongkongers face a number of obstacles. Principal obstacles include an aging population, a high cost of living, limited pension coverage, dependence on property savings, and inadequate government support. Retiring overseas could be the answer to all these problems. This thesis also surveyed 63 Hongkongers regarding their retirement preparations and interest in retiring abroad. This business plan also evaluated and compared the living conditions of Thailand with those of Malaysia, the United Kingdom, and Taiwan, where it is easier for Hongkongers to obtain long-term visas. Comparisons are made using secondary data. The author plans to establish a company called Thailess, that sells Thai condominiums to Hongkongers and offers retirement visa application services for Thailand. In addition, it is determined to build a community of Hongkongers in Thailand. So that those who choose to retire in Thailand through Thailess can feel at home in a foreign country and settle down tirelessly. Current market information is utilized in financial analyses. The reader will have a better understanding of what to expect when retiring in Thailand after reading this thesis. en_US dc.description.tableofcontents 1. Thailess - An agency to help Hongkongers to retire in Thailand 1 1.1. Company name and service overview 1 1.2. Mission 2 1.3. Vision 2 2. Problems that Hongkongers face regarding retirement 3 2.1. Aging population 3 2.2. High cost of living 4 2.3. Limited pension coverage 4 2.4. Dependence on property savings 5 2.5. Inadequate government support 6 3. Visa issues with regarding to retiring oversea 8 3.1. Malaysia 8 3.2. The United Kingdom 9 3.3. Taiwan 10 3.4. Thailand 11 3.5. Summary of all four visas 12 4. Comparison of these options with Hong Kong 14 4.1. Cost of living 14 4.1.1. Cost of Living Index (Excl. Rent) 15 4.1.2. Rent Index 16 4.2. Property 17 4.2.1. Property price 17 4.2.2. Legal restrictions 18 4.2.3. Inheritance tax for property 19 4.3. Medical care 20 4.3.1. Healthcare expenditure 20 4.3.2. Number of physicians 21 4.4. Language barrier 22 4.5. Adjustment to living in Thailand 24 5. Business Model 26 5.1. Customer segments 26 5.2. Value proposition 27 5.2.1. An affordable oversea retirement option 27 5.2.2. A Hongkongers community in Thailand 28 5.2.3. Carefree paperwork 28 5.2.4. Experience and connection in Thailand 28 5.3. Channels 29 5.4. Customer relationships 29 5.5. Revenue streams 29 5.6. Key resources 30 5.7. Key activities 30 5.7.1. Towards Thai real estate developers 30 5.7.2. Towards customers 31 5.8. Key partners 31 5.9. Cost structure 31 6. Competitor analysis 32 6.1. Thai real estate agent in Hong Kong 32 6.2. Hongkonger community property in Thailand 34 6.3. Thai firms that assist with visa application 35 7. Marketing mix 36 7.1. Product and Services 36 7.2. Price 36 7.3. Place 37 7.4. Promotion 38 7.4.1. Thai real estate developer 38 7.4.2. Hongkonger 39 8. Management and organization structure 40 9. Financial analyses 42 9.1. Financial statements 42 9.1.1. Sales and cost of sales 42 9.1.2. Operating expenses 47 9.2. Sensitivity analyses 52 10. Summary and conclusion 56 11. References 57 12. Appendix 60 zh_TW dc.source.uri (資料來源) http://thesis.lib.nccu.edu.tw/record/#G0110933034 en_US dc.subject (關鍵詞) 泰國 zh_TW dc.subject (關鍵詞) 銀髮經濟 zh_TW dc.subject (關鍵詞) 海外退休 zh_TW dc.subject (關鍵詞) 海外置業 zh_TW dc.subject (關鍵詞) 退休簽證 zh_TW dc.subject (關鍵詞) Thailand en_US dc.subject (關鍵詞) Silver economy en_US dc.subject (關鍵詞) Oversea retirement en_US dc.subject (關鍵詞) Oversea property en_US dc.subject (關鍵詞) Retirement visa en_US dc.title (題名) 泰無憂：香港人的泰國退休安養之家 zh_TW dc.title (題名) Thailess: Retirement in Thailand for Hongkongers en_US dc.type (資料類型) thesis en_US dc.relation.reference (參考文獻) 1. 28Hse. Office Latest Rental Property Search Result for Lease. https://www.28hse.com/rent/office/property-263201 Accessed Apr. 28, 2023 2. Cathay Pacific. Elevate your next flight with Cathay. https://flights.cathaypacific.com/en_HK.html Accessed Apr. 28, 2023. 3. Cenesus and Statistics Department. 2022. 2021 Population Census Report 4. Cenesus and Statistics Department. 2022. Demographic Trends in Hong Kong 1991-2021. https://www.censtatd.gov.hk/en/EIndexbySubject.html?pcode=B1120017&scode=150 5. Cenesus and Statistics Department. 2022. Statistics and You. https://www.censtatd.gov.hk/en/page_235.html 6. Education First. 2022. EF English Proficiency Index, A Ranking of 111 Countries and Regions by English Skills 7. Fidelity International. 2022. A brief 4-step guide to creating your retirement roadmap. https://www.fidelity.com.hk/en/start-investing/learn-about-investing/investing-for-retirement/retirement-roadmap 8. FXTax. Convert, calculate and compare multiple currencies at once. https://fxtax.net/multiple-currency-converter Accessed Jan. 30, 2023. 9. glassdoor. Company Salary. https://www.glassdoor.com/Salaries/index.htm Accessed Apr. 28, 2023. 10. GOV.UK. British National (Overseas) visa: Overview. https://www.gov.uk/british-national-overseas-bno-visa/ 11. Immigration Department of Malaysia. Malaysia My Second Home (MM2H). https://www.imi.gov.my/index.php/en/main-services/malaysia-my-second-home-mmh2-en/ 12. Institute of Financial Planners of Hong Kong. 2022. 香港財務策劃師學會「香港退休開支指數」出台. http://www.ifphk.org/pdf/press_release/PR20220606_cn.pdf 13. Mandatory Provident Fund Schemes Authority. 2021. MPF System Mandatory Contributions. https://www.mpfa.org.hk/en/mpf-system/mandatory-contributions/employees 14. Ministry of Foreign Affairs, Kingdom of Thailand. 2022. Non-Immigrant Visa “O-A” (Long Stay). https://www.mfa.go.th/en/page/non-immigrant-visa-o-a 15. Ministry of the Interior National Immigration Agency. 2022. 香港澳門居民申請在臺灣地區居留送件須知. https://www.immigration.gov.tw/5382/5385/7244/7250/7296/居留/148063/ 16. Numbeo. Cost of Living Index by City 2021. https://www.numbeo.com/cost-of-living/rankings.jsp?title=2021 17. Numbeo. Cost of Living. https://www.numbeo.com/cost-of-living Accessed Apr. 12, 2023. 18. Rating and Valuation Department. 2022. Price Indices by Property Type. https://www.rvd.gov.hk/doc/en/statistics/graph2.pdf 19. SENA Development Pcl. Condo Flexi Suksawat - SENA Development Pcl. https://www.sena.co.th/en/project/flexi-suksawat 20. Sino Hotel. Meeting & Event Venue in Tsim Sha Tsui, Kolwoon. https://www.sino-hotels.com/en/hk/the-royal-pacific-hotel-and-towers/meeting-and-events 21. thailand-property. Private office space tailored to your business` unique needs in Regus Interchange 21. https://www.thailand-property.com/office-for-rent-in-interchange-21-khlong-toei-bangkok-near-bts-asoke_5779830 Accessed Apr. 28, 2023. 22. Volker Staffa, Jonas Sieveneck, Luana Stefan, Aswathy Venugopal, Lixiao Hu, Huu-Tam Nguyen. 2022. Statista Global Business Cities Report – Bangkok 2022, Statista 23. Volker Staffa, Jonas Sieveneck, Luana Stefan, Aswathy Venugopal, Lixiao Hu, Huu-Tam Nguyen. 2022. Statista Global Business Cities Report – Hong Kong 2022, Statista 24. Volker Staffa, Jonas Sieveneck, Luana Stefan, Aswathy Venugopal, Lixiao Hu, Huu-Tam Nguyen. 2022. Statista Global Business Cities Report – Kuala Lumpur 2022, Statista 25. Volker Staffa, Jonas Sieveneck, Luana Stefan, Aswathy Venugopal, Lixiao Hu, Huu-Tam Nguyen. 2022. Statista Global Business Cities Report – London 2022, Statista 26. Volker Staffa, Jonas Sieveneck, Luana Stefan, Aswathy Venugopal, Lixiao Hu, Huu-Tam Nguyen. 2022. Statista Global Business Cities Report – Taipei 2022, Statista 27. WeWork. Kwun Tong Coworking Space and Office Rentals. https://wework.hk/en-US/locations/two-harbour-square Accessed Apr. 28, 2023. zh_TW
