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題名 保險公司之國際競爭力比較
其他題名 International Comparison of Production Efficiency for Insurance Company
作者 陳彩稚;李書行
貢獻者 政治大學風險管理與保險系
行政院國家科學委員會
關鍵詞 保險市場;國際競爭力;生產效率;金融國際化;風險管理
Insurance market; International competitiveness; Production efficiency; Financial internationalization; Risk management
日期 1999
上傳時間 22-Oct-2012 15:43:14 (UTC+8)
摘要 Internationalization and liberalization of insurance market is one of the most important reforms in financial policies for the next decade. The increased competition in the insurance market from domestic financial institutions as well as international investors has forced the insurance companies to operate more competitively. The purpose of this paper is to evaluate the performance of Taiwanese insurance companies to determine whether they are able to compete in the international market. This paper takes the U.S. and Japan insurance industries, which are the leading players in the world insurance market, as the benchmarks to see the differences in operation performance between Taiwanese and the international insurers. The empirical data applied in this paper include most companies in the insurance industries of the three countries for the years of 1992 to 1997. The research methodology includes the cluster analysis and regression analysis of the selected performance measurements. The results of cluster analysis show that overall the performances of Taiwanese insurers are in a reasonable range for both life and property-liability insurance industries. Taiwanese life insurance companies have the good performance on loss ratio and investment yield. In the property-liability insurance, Taiwan has the lowest expense ratio among the three countries. Given the comparisons, it is expected that the Taiwanese insurers have the potential to compete in the international market in terms of operation efficiency although the total amounts of insurance sales in Taiwan are still small now, especially the property-liability insurance.
關聯 應用研究
學術補助
研究期間:8708 ~ 8807
研究經費:244仟元
資料類型 report
dc.contributor 政治大學風險管理與保險系en_US
dc.contributor 行政院國家科學委員會en_US
dc.creator (作者) 陳彩稚;李書行zh_TW
dc.date (日期) 1999en_US
dc.date.accessioned 22-Oct-2012 15:43:14 (UTC+8)-
dc.date.available 22-Oct-2012 15:43:14 (UTC+8)-
dc.date.issued (上傳時間) 22-Oct-2012 15:43:14 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/53844-
dc.description.abstract (摘要) Internationalization and liberalization of insurance market is one of the most important reforms in financial policies for the next decade. The increased competition in the insurance market from domestic financial institutions as well as international investors has forced the insurance companies to operate more competitively. The purpose of this paper is to evaluate the performance of Taiwanese insurance companies to determine whether they are able to compete in the international market. This paper takes the U.S. and Japan insurance industries, which are the leading players in the world insurance market, as the benchmarks to see the differences in operation performance between Taiwanese and the international insurers. The empirical data applied in this paper include most companies in the insurance industries of the three countries for the years of 1992 to 1997. The research methodology includes the cluster analysis and regression analysis of the selected performance measurements. The results of cluster analysis show that overall the performances of Taiwanese insurers are in a reasonable range for both life and property-liability insurance industries. Taiwanese life insurance companies have the good performance on loss ratio and investment yield. In the property-liability insurance, Taiwan has the lowest expense ratio among the three countries. Given the comparisons, it is expected that the Taiwanese insurers have the potential to compete in the international market in terms of operation efficiency although the total amounts of insurance sales in Taiwan are still small now, especially the property-liability insurance.-
dc.language.iso en_US-
dc.relation (關聯) 應用研究en_US
dc.relation (關聯) 學術補助en_US
dc.relation (關聯) 研究期間:8708 ~ 8807en_US
dc.relation (關聯) 研究經費:244仟元en_US
dc.subject (關鍵詞) 保險市場;國際競爭力;生產效率;金融國際化;風險管理en_US
dc.subject (關鍵詞) Insurance market; International competitiveness; Production efficiency; Financial internationalization; Risk managementen_US
dc.title (題名) 保險公司之國際競爭力比較zh_TW
dc.title.alternative (其他題名) International Comparison of Production Efficiency for Insurance Companyen_US
dc.type (資料類型) reporten