| dc.contributor | 金融系 | en_US |
| dc.creator (作者) | 沈中華;朱浩民;王俊如 | zh_TW |
| dc.creator (作者) | Shen, Chung-Hua ; Chu, Haumin ; Wang, Yu-Chun | en_US |
| dc.date (日期) | 2012-07 | en_US |
| dc.date.accessioned | 24-Mar-2014 13:50:34 (UTC+8) | - |
| dc.date.available | 24-Mar-2014 13:50:34 (UTC+8) | - |
| dc.date.issued (上傳時間) | 24-Mar-2014 13:50:34 (UTC+8) | - |
| dc.identifier.uri (URI) | http://nccur.lib.nccu.edu.tw/handle/140.119/64838 | - |
| dc.description.abstract (摘要) | Using Taiwanese bank-level loan data, this paper examines the changes during the three recent recessions in the granting of loans to small and medium-size enterprises (SMEs) by privately owned banks (POBs), government-owned banks (GOBs), and foreign-owned banks (FOBs). The effects of bank size on SME lending are also examined. The behavior of cutting lending during the recession is referred to as "furling the umbrella on rainy days." The behavior is found for FOBs during the last recession (covering the subprime crisis) but not for GOBs and POBs. On the contrary, GOBs even significantly increased SME lending during the crisis period. Finally, large banks make more SME loans than do small banks in both tranquil and crisis times in this study. | en_US |
| dc.format.extent | 123 bytes | - |
| dc.format.mimetype | text/html | - |
| dc.language.iso | en_US | - |
| dc.relation (關聯) | Emerging Markets Finance and Trade, 48 Supplement 2, 184-199 | en_US |
| dc.subject (關鍵詞) | bank ownership;bank size;financial crisis;recession;SME lending | en_US |
| dc.title (題名) | Who Furls the Umbrella on Rainy Days? The Role of Bank Ownership Type and Bank Size in SME Lending | en_US |
| dc.type (資料類型) | article | en |
| dc.identifier.doi (DOI) | 10.2753/REE1540-496X48S211 | en_US |
| dc.doi.uri (DOI) | http://dx.doi.org/10.2753/REE1540-496X48S211 | en_US |
