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題名 Typhoons and opportunistic fraud: Claim patterns of automobile theft insurance in Taiwan
作者 Pao, T.-I.;Tzeng, Larry Y.;Wang, Kili C.
曾郁仁
貢獻者 風管系
日期 2014-03
上傳時間 11-Jun-2015 13:07:25 (UTC+8)
摘要 We present evidence to support the existence of opportunistic fraud in the automobile theft insurance market in Taiwan. After encountering a typhoon hit, the insured who purchase automobile theft insurance but do not purchase typhoon/flood insurance tend to have a significantly higher probability of filing a total theft claim than other insured. The above relationship exists mainly in places affected by typhoons. Such evidence does not exist in partial theft claim. These claim patterns of automobile theft insurance provide us with strong evidence that supports the existence of opportunistic fraud in the market. © The Journal of Risk and Insurance.
關聯 Journal of Risk and Insurance, 81(1), 91-112
資料類型 article
DOI http://dx.doi.org/10.1111/j.1539-6975.2012.01498.x
dc.contributor 風管系
dc.creator (作者) Pao, T.-I.;Tzeng, Larry Y.;Wang, Kili C.
dc.creator (作者) 曾郁仁zh_TW
dc.date (日期) 2014-03
dc.date.accessioned 11-Jun-2015 13:07:25 (UTC+8)-
dc.date.available 11-Jun-2015 13:07:25 (UTC+8)-
dc.date.issued (上傳時間) 11-Jun-2015 13:07:25 (UTC+8)-
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/75671-
dc.description.abstract (摘要) We present evidence to support the existence of opportunistic fraud in the automobile theft insurance market in Taiwan. After encountering a typhoon hit, the insured who purchase automobile theft insurance but do not purchase typhoon/flood insurance tend to have a significantly higher probability of filing a total theft claim than other insured. The above relationship exists mainly in places affected by typhoons. Such evidence does not exist in partial theft claim. These claim patterns of automobile theft insurance provide us with strong evidence that supports the existence of opportunistic fraud in the market. © The Journal of Risk and Insurance.
dc.format.extent 130514 bytes-
dc.format.mimetype application/pdf-
dc.relation (關聯) Journal of Risk and Insurance, 81(1), 91-112
dc.title (題名) Typhoons and opportunistic fraud: Claim patterns of automobile theft insurance in Taiwan
dc.type (資料類型) articleen
dc.identifier.doi (DOI) 10.1111/j.1539-6975.2012.01498.x
dc.doi.uri (DOI) http://dx.doi.org/10.1111/j.1539-6975.2012.01498.x