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題名 尼加拉瓜文化與金融教育
Nicaragua culture and financial education
作者 馬芸琇
Granados, Mayssi Lissethe Salazar
貢獻者 蔡政憲
Tsai, Jason
馬芸琇
Mayssi Lissethe Salazar Granados
關鍵詞 金融教育
財務行為
金融普惠
金融產品
Financial education
Financial behavior
Financial inclusion
Financial products
日期 2019
上傳時間 3-Jan-2020 15:56:35 (UTC+8)
摘要 
This research is based on the diagnostic function that was applied to the questionnaire to determine the level of education and financial culture of Nicaraguan people. The questionnaire is structured in four sections: General Information, Financial Education, Financial Behavior, and Financial Inclusion. The results show that, the levels of education and financial culture of the respondents are between low and medium. We further compare Nicaragua`s position with other Central American countries in this matter, and find that Nicaragua is relatively weak.
參考文獻 BAC. (n.d.). Educación Financiera para nuestros públicos de interés [Financial Education for the Family]. Retrived from
https://www.baccredomatic.com/es-ni/nuestra-empresa/educacion-financiera-para-nuestros-publicos-de-interes
BDF. (n.d.). Banca de Personas. Retrieved from https://www.bdfnet.com/personas/default.aspx
ComunicarSe. (2019). El Ministerio de Economía y Finanzas de Panamá presentó estrategia de inclusión financiera. Retrieved from
https://www.comunicarseweb.com/noticia/el-ministerio-de-economia-y-finanzas-de-panama-presento-estrategia-de-inclusion-financiera
Federal Reserve System. (2019). Federal Reserve Board issues Report on the Economic Well-Being of U.S. Households. Retrieved from
https://www.federalreserve.gov/newsevents/pressreleases/other20190523b.htm
Ficohsa. (n.d.). Programa de Educación Financiera. Retrieved from
https://www.ficohsa.com/logros/programa-educacion-financiera/
Foundation, I. D. (n.d.). Behavioral Economics.
France24. (2019). Extreme poverty rises again in Latin America. Retrieved from
https://www.france24.com/en/20190115-extreme-poverty-rises-again-latin-america
Gardeva, A. (2010). A Vision for Full Financial Inclusion. Center for Financial Inclusion .
Group, W. B. (2017). The Global Findex Database 2017, Measuring Financial Inclusion and Fintech Revolution.
Grupo LAFISE BANCENTRO. (n.d.). Blog. Retrieved from
https://www.lafise.com/noticias/blog/category/consejos-lafise
IDB, I.-A. D. Saving for Development.
Ideas 42. (n.d.). The Power of Choices: Applying Behavioral Economics to Financial Services Part 1. Retrieved from
https://www.ideas42.org/blog/power-choices-applying-behavioral-economics-financial-services-part-1/
Inter-American Development Bank. (n.d.). The Surprising Impact of Teaching Financial Literacy in Schools.
Investicopedia. (2019). Financial Inclusion. Investicopedia . Retrieved from
https://www.investopedia.com/terms/f/financial-inclusion.asp
Latina, D. B. (2013). La Educación Financiera en América Latina y el Caribe (Financial Education in Latin America and the Caribbean).
OECD. (2005). Recommendation on Principles and Good Practices for Financial .
Studies, C. f. (2013). Financial Education and Inclusion in Latin America and the Caribbean. Mexico: Editorial coordination by Gerencia de Servicios de Información, CEMLA.
Taboada, R. (2016). International Financial Law Review, IFLR .
The World Bank. (2017). A Financial Education Strategy for the Different Stages of Life. Retrieved from
https://www.worldbank.org/en/news/feature/2017/07/26/una-estrategia-de-educacion-financiera-para-las-distintas-etapas-de-la-vida
The World Bank. (2018). Indicators.
The Zamora Teran Foundation. (n.d.). The Zamora Teran Foundation. Retrieved from
https://fundacionzt.org/en/who-we-are/
Unit, T. E. (2018). Global Microscope 2018, The Enabling Environment for Financial Inclusion .
Week, Global Money. (n.d.). Nicaragua Global Money Week. Retrieved from
https://www.globalmoneyweek.org/countries/99-nicaragua.html
描述 碩士
國立政治大學
國際經營管理英語碩士學位學程(IMBA)
107933030
資料來源 http://thesis.lib.nccu.edu.tw/record/#G0107933030
資料類型 thesis
dc.contributor.advisor 蔡政憲zh_TW
dc.contributor.advisor Tsai, Jasonen_US
dc.contributor.author (Authors) 馬芸琇zh_TW
dc.contributor.author (Authors) Mayssi Lissethe Salazar Granadosen_US
dc.creator (作者) 馬芸琇zh_TW
dc.creator (作者) Granados, Mayssi Lissethe Salazaren_US
dc.date (日期) 2019en_US
dc.date.accessioned 3-Jan-2020 15:56:35 (UTC+8)-
dc.date.available 3-Jan-2020 15:56:35 (UTC+8)-
dc.date.issued (上傳時間) 3-Jan-2020 15:56:35 (UTC+8)-
dc.identifier (Other Identifiers) G0107933030en_US
dc.identifier.uri (URI) http://nccur.lib.nccu.edu.tw/handle/140.119/128121-
dc.description (描述) 碩士zh_TW
dc.description (描述) 國立政治大學zh_TW
dc.description (描述) 國際經營管理英語碩士學位學程(IMBA)zh_TW
dc.description (描述) 107933030zh_TW
dc.description.abstract (摘要) zh_TW
dc.description.abstract (摘要) This research is based on the diagnostic function that was applied to the questionnaire to determine the level of education and financial culture of Nicaraguan people. The questionnaire is structured in four sections: General Information, Financial Education, Financial Behavior, and Financial Inclusion. The results show that, the levels of education and financial culture of the respondents are between low and medium. We further compare Nicaragua`s position with other Central American countries in this matter, and find that Nicaragua is relatively weak.en_US
dc.description.tableofcontents 1. Introduction 1
1.1. Motivation 1
1.2. Significance of the Study 2
1.3. Statement of the Problem 2
1.4. Objectives 3
2. Related Literature and Studies 5
2.1. Financial Education 5
A. Concepts 5
B. Latin America and the Caribbean 6
C. Financial education in Nicaragua 8
2.2. Financial Cultural Behavior 13
A. Concepts 13
B. Nicaragua and other Latin America countries 15
2.3. Financial Inclusion 17
A. Concepts 17
B. Nicaragua and other Central American countries 19
C. Public and Private Politics Related to the Financial Sector in the Central American region 22
3. Methodology 34
3.1. Methods 34
3.2. Investigation types 34
A. Quantitative 34
B. Qualitative 34
3.3. Research instruments 34
A. Questionnaire 34
A. Literature 35
3.4. Research design 35
A. The questionnaire 35
3.5. Data 50
A. Data gathering procedure 50
B. Data processing procedure and statistical treatment of data 50
4. Results 51
4.1. Analysis and interpretation of data 51
5. Discussions 86
5.1. Summary of findings 86
6. Conclusions and Recommendations 90
6.1. Conclusions 90
6.2. Recommendations 91
References 93
zh_TW
dc.source.uri (資料來源) http://thesis.lib.nccu.edu.tw/record/#G0107933030en_US
dc.subject (關鍵詞) 金融教育zh_TW
dc.subject (關鍵詞) 財務行為zh_TW
dc.subject (關鍵詞) 金融普惠zh_TW
dc.subject (關鍵詞) 金融產品zh_TW
dc.subject (關鍵詞) Financial educationen_US
dc.subject (關鍵詞) Financial behavioren_US
dc.subject (關鍵詞) Financial inclusionen_US
dc.subject (關鍵詞) Financial productsen_US
dc.title (題名) 尼加拉瓜文化與金融教育zh_TW
dc.title (題名) Nicaragua culture and financial educationen_US
dc.type (資料類型) thesisen_US
dc.relation.reference (參考文獻) BAC. (n.d.). Educación Financiera para nuestros públicos de interés [Financial Education for the Family]. Retrived from
https://www.baccredomatic.com/es-ni/nuestra-empresa/educacion-financiera-para-nuestros-publicos-de-interes
BDF. (n.d.). Banca de Personas. Retrieved from https://www.bdfnet.com/personas/default.aspx
ComunicarSe. (2019). El Ministerio de Economía y Finanzas de Panamá presentó estrategia de inclusión financiera. Retrieved from
https://www.comunicarseweb.com/noticia/el-ministerio-de-economia-y-finanzas-de-panama-presento-estrategia-de-inclusion-financiera
Federal Reserve System. (2019). Federal Reserve Board issues Report on the Economic Well-Being of U.S. Households. Retrieved from
https://www.federalreserve.gov/newsevents/pressreleases/other20190523b.htm
Ficohsa. (n.d.). Programa de Educación Financiera. Retrieved from
https://www.ficohsa.com/logros/programa-educacion-financiera/
Foundation, I. D. (n.d.). Behavioral Economics.
France24. (2019). Extreme poverty rises again in Latin America. Retrieved from
https://www.france24.com/en/20190115-extreme-poverty-rises-again-latin-america
Gardeva, A. (2010). A Vision for Full Financial Inclusion. Center for Financial Inclusion .
Group, W. B. (2017). The Global Findex Database 2017, Measuring Financial Inclusion and Fintech Revolution.
Grupo LAFISE BANCENTRO. (n.d.). Blog. Retrieved from
https://www.lafise.com/noticias/blog/category/consejos-lafise
IDB, I.-A. D. Saving for Development.
Ideas 42. (n.d.). The Power of Choices: Applying Behavioral Economics to Financial Services Part 1. Retrieved from
https://www.ideas42.org/blog/power-choices-applying-behavioral-economics-financial-services-part-1/
Inter-American Development Bank. (n.d.). The Surprising Impact of Teaching Financial Literacy in Schools.
Investicopedia. (2019). Financial Inclusion. Investicopedia . Retrieved from
https://www.investopedia.com/terms/f/financial-inclusion.asp
Latina, D. B. (2013). La Educación Financiera en América Latina y el Caribe (Financial Education in Latin America and the Caribbean).
OECD. (2005). Recommendation on Principles and Good Practices for Financial .
Studies, C. f. (2013). Financial Education and Inclusion in Latin America and the Caribbean. Mexico: Editorial coordination by Gerencia de Servicios de Información, CEMLA.
Taboada, R. (2016). International Financial Law Review, IFLR .
The World Bank. (2017). A Financial Education Strategy for the Different Stages of Life. Retrieved from
https://www.worldbank.org/en/news/feature/2017/07/26/una-estrategia-de-educacion-financiera-para-las-distintas-etapas-de-la-vida
The World Bank. (2018). Indicators.
The Zamora Teran Foundation. (n.d.). The Zamora Teran Foundation. Retrieved from
https://fundacionzt.org/en/who-we-are/
Unit, T. E. (2018). Global Microscope 2018, The Enabling Environment for Financial Inclusion .
Week, Global Money. (n.d.). Nicaragua Global Money Week. Retrieved from
https://www.globalmoneyweek.org/countries/99-nicaragua.html
zh_TW
dc.identifier.doi (DOI) 10.6814/NCCU201901307en_US